topic Re: Question about cap 1 credit steps in Credit Cards

Question about cap 1 credit steps

Anonymous — Tue, 25 Aug 2015 03:57:49 GMT

Hey!

So I did a luv button CLI beginning of August, my sixth statement isn't until next month

Will I still get a credit steps increase?

Any users with experience in this would love to hear your stories!

Re: Question about cap 1 credit steps

Anonymous — Tue, 25 Aug 2015 04:09:33 GMT

you'll get your credit steps cli.

Re: Question about cap 1 credit steps

Anonymous — Tue, 25 Aug 2015 04:13:35 GMT

@Anonymous wrote:
Hey!

So I did a luv button CLI beginning of August, my sixth statement isn't until next month

Will I still get a credit steps increase?

Any users with experience in this would love to hear your stories!

Yup. I started at 1k in december, luv button to $3k then got steps to $3,500.

Re: Question about cap 1 credit steps

gibeon — Tue, 25 Aug 2015 04:15:46 GMT

OP, Out of curiosity, did you have a $500 SL and get a $1000 CLI with the Luv button?

I have a theory going that you get more (usually double) pre-Steps CLI on the steps cards if you wait for the Luv button to work, than you will if you call the EO for an increase.

Re: Question about cap 1 credit steps

Anonymous — Tue, 25 Aug 2015 04:15:47 GMT

@gibeon wrote:
Out of curiosity, did you have a $500 SL and get a $1000 CLI with the Luv button?

I have a theory going that you get more (usually double) pre-Steps CLI on the steps cards if you wait for the Luv button to work, than you will if you call the EO for an increase.

that is... if you can even contact EO

Re: Question about cap 1 credit steps

Anonymous — Tue, 25 Aug 2015 04:22:18 GMT

don't contact the EO for an increase... geez

Re: Question about cap 1 credit steps

Anonymous — Tue, 25 Aug 2015 04:26:51 GMT

@gibeon wrote:
OP, Out of curiosity, did you have a $500 SL and get a $1000 CLI with the Luv button?

I have a theory going that you get more (usually double) pre-Steps CLI on the steps cards if you wait for the Luv button to work, than you will if you call the EO for an increase.

dunno about it being a theory for sure, but it sounds right with me, was only supposed to get 500 for steps, and after 5th statement cut they added 2k....

Re: Question about cap 1 credit steps

rockbttm442 — Tue, 25 Aug 2015 04:49:37 GMT

I just completed credit steps had a $300 cl used it heavily. Maxed it several times. Hit the luv button after 5th statement offered $500(would take me to $800) declined it. Waited for the 6th statement to cut credit steps increased my limit to $3300. So I guess I'm glad I didn't accept the offer. Based one everything I've read if I did my limit would be $1300 instead of $3300.

Re: Question about cap 1 credit steps

Anonymous — Tue, 25 Aug 2015 05:05:47 GMT

@gibeon wrote:
OP, Out of curiosity, did you have a $500 SL and get a $1000 CLI with the Luv button?

I have a theory going that you get more (usually double) pre-Steps CLI on the steps cards if you wait for the Luv button to work, than you will if you call the EO for an increase.

Yes! My sl was 500, got 1000 to bring it to 1500

im hoping for an increase to 2k at the least!

good theory

Re: Question about cap 1 credit steps

Anonymous — Tue, 25 Aug 2015 10:05:59 GMT

I got a journey card about 5 months ago or more and upgraded it to a quicksilver after only 2 months. I had previously had a secured card (closed now by me), so my starting limit with them was $2000. After 2 months I got a CLI via luv button and they doubled my limit to $4000! I will receive my credit steps increase by October. Based on previous post they will probably only give me the minimum $500 increase since I got an early increase but we will see.

Re: Question about cap 1 credit steps

Anonymous — Tue, 25 Aug 2015 18:45:27 GMT

Yes - you will probably get a bigger one. When I first got my credit steps email it said my new line would be $750. About a month before I used the button to request it on both of my Capital One cardst that were in the credit steps program. My limits went from $500 to $600. Then when credit steps kicked in I got $1,100 on each card.