topic Re: BBY is finally Here!!! in Credit Cards

Best Buy changing to VISA

IaBoy62 — Sun, 19 Jul 2015 18:50:56 GMT

Just logged on to my Best Buy Mastercard account and got a popup stating that in late August they will begin transitioning from MC to VISA. Guess it doesn't matter to me.....the rewards, etc. are supposed to remain the same.

Re: Best Buy changing to VISA

taxi818 — Sun, 19 Jul 2015 18:59:26 GMT

@IaBoy62 wrote:
Just logged on to my Best Buy Mastercard account and got a popup stating that in late August they will begin transitioning from MC to VISA. Guess it doesn't matter to me.....the rewards, etc. are supposed to remain the same.

Really. Time to check my Account. Thanks for the heads up.Just Checked. Kind sucks. as im traveling. and want as many mastercards as i can have. when overseas. Mastercard is more preferred than Visa. but ok.

Don't know what citi is doing.

Re: Best Buy changing to VISA

IaBoy62 — Sun, 19 Jul 2015 19:00:36 GMT

u r welcome. post if you get the message.

Re: Best Buy changing to VISA

NRB525 — Sun, 19 Jul 2015 19:08:52 GMT

So, the existing Best Buy Master Card does not have FTF, do I read that correctly in the terms and conditions?

25% APR, but that just means its a PIF card.

Re: Best Buy changing to VISA

Anonymous — Sun, 19 Jul 2015 19:24:21 GMT

They will also be adding an extra 2% category when the change to visa occurs...I believe gas

Re: Best Buy changing to VISA

taxi818 — Sun, 19 Jul 2015 19:25:36 GMT

@NRB525 wrote:
So, the existing Best Buy Master Card does not have FTF, do I read that correctly in the terms and conditions?
25% APR, but that just means its a PIF card.

Yes. but i don't have 25%apr. My current Apr is 16.9% A little better. Im guessing it will stay the same.

Re: Best Buy changing to VISA

Pway — Sun, 19 Jul 2015 22:19:56 GMT

I was hoping by reading this thread they was moving away from CITI ( WISHFUL THINKING). No best buy card for me.

Re: Best Buy changing to VISA

Anonymous — Mon, 20 Jul 2015 00:21:00 GMT

@taxi818 wrote:
@IaBoy62 wrote:
Just logged on to my Best Buy Mastercard account and got a popup stating that in late August they will begin transitioning from MC to VISA. Guess it doesn't matter to me.....the rewards, etc. are supposed to remain the same.
Really. Time to check my Account. Thanks for the heads up.Just Checked. Kind sucks. as im traveling. and want as many mastercards as i can have. when overseas. Mastercard is more preferred than Visa. but ok.
Don't know what citi is doing.

When I was in Mexico earlier this year I saw a fair number of stores with only Visa logos on their doors. I think they would have taken MC though. The cases where only one or the other's accepted don't seem to be that common.

That said you are more likely to get a chip-enabled card that has some sort of PIN on it if you get a MasterCard.

Re: Best Buy changing to VISA

Anonymous — Mon, 20 Jul 2015 00:26:34 GMT

@Pway wrote:
I was hoping by reading this thread they was moving away from CITI ( WISHFUL THINKING). No best buy card for me.

Me too! Not a Citi fan at all. I'm probably not going to use my HD card after I'm done paying on it either because of Citi.

Re: Best Buy changing to VISA

dwz55 — Mon, 20 Jul 2015 00:33:05 GMT

@Anonymous wrote:
@Pway wrote:
I was hoping by reading this thread they was moving away from CITI ( WISHFUL THINKING). No best buy card for me.
Me too! Not a Citi fan at all. I'm probably not going to use my HD card after I'm done paying on it either because of Citi.

Seriosly, once my HD card hits 10 years in Januany I'm gonna close it cause of how terrible Citibank has been, I once lost BB card and HD card, it took almost 2 months to get receive them. Then they had the nerve to want to charge me 30$ to overnight them.

Re: Best Buy changing to VISA

Anonymous — Mon, 20 Jul 2015 01:36:57 GMT

Ahhh I want that best buy card even more. I can't believe it is being converted. Can't wait till December. I hope I get the visa instead of the store card

Re: Best Buy changing to VISA

Anonymous — Mon, 20 Jul 2015 02:55:53 GMT

Is there a reason why people prefer one network over the other?

Re: Best Buy changing to VISA

Anonymous514 — Mon, 20 Jul 2015 04:46:28 GMT

I wonder if it will become a Visa Signature!?

Re: Best Buy changing to VISA

Brusilov — Mon, 20 Jul 2015 04:49:49 GMT

@Pway wrote:
I was hoping by reading this thread they was moving away from CITI ( WISHFUL THINKING). No best buy card for me.

I don't know about you, but they're a lot better than HSBC was.

Re: Best Buy changing to VISA

FinStar — Mon, 20 Jul 2015 05:15:30 GMT

@bigalkescott514 wrote:
I wonder if it will become a Visa Signature!?

Doubtful. Their other private label/co-branded MC cards (Shell, Exxon, Sears, etc.) are all Platinum tier, not WMC.

Re: Best Buy changing to VISA

DaveInAZ — Mon, 20 Jul 2015 13:03:50 GMT

@Anonymous wrote:
They will also be adding an extra 2% category when the change to visa occurs...I believe gas

I've had the card since it was issued by HSBC - the 2% categories (besides BBY purchases) used to be gas & groceries. Stayed the same when Cap One took over, but when Citi took over gas disappeared. HSBC also stuck me with a $59 AF that's stayed through the C1/Citi transitions, hope the move to Visa lets the AF slip through the cracks, but I doubt it. I have it marked on my PC calendar to call before the AF hits in early Nov and tel lthem 'waive the AF or close the account'. And yeah, logged into the account and got the Visa this fall message I wonder if that was part of Citi's deal with Visa to convert Costco cards from Amex to Visa..

Re: Best Buy changing to VISA

Anonymous — Sun, 26 Jul 2015 01:05:24 GMT

Agree HSBC was really a lot better. I just hate how citi does a HP for CLI . Also for best buy the way the approvals are is a hit and miss where you can get the bad $59 annual fee card or the store card($0 annual fee) or the now to be Visa

Re: Best Buy changing to VISA

Anonymous — Sun, 26 Jul 2015 01:49:32 GMT

I dont have this one yet. As long as there will be some rewards/points when they transition.....

Re: Best Buy changing to VISA

taxi818 — Sun, 26 Jul 2015 02:00:48 GMT

@Anonymous wrote:
Agree HSBC was really a lot better. I just hate how citi does a HP for CLI . Also for best buy the way the approvals are is a hit and miss where you can get the bad $59 annual fee card or the store card($0 annual fee) or the now to be Visa

Im not sure citi even has the Bad card anymore. I got the platinum. Which is no Af. nice limit. 4k. but at time my Eq i think was about 650 or so.

Re: Best Buy changing to VISA

dwz55 — Sun, 26 Jul 2015 02:03:34 GMT

With HSBC you got 5% and 0% finacing, with Citi you have to choose.