topic Re: Macy's Merging in Credit Cards

Macy's Merging

GlamGirl — Wed, 26 Aug 2015 10:05:25 GMT

Checked my account details through the automatic system, and now it's states balance used and (merged) credit limit amount from all the different accounts. ☺️

Re: Macy's Merging

taxi818 — Wed, 26 Aug 2015 10:44:48 GMT

@GlamGirl wrote:
Checked my account details through the automatic system, and now it's states balance used and (merged) credit limit amount from all the different accounts. ☺️

Huh? Explain this again we know of merger. But credit limit amount different. Makes no sense.

Re: Macy's Merging

GlamGirl — Wed, 26 Aug 2015 10:47:13 GMT

Called the automatic system and it will tell you, your credit limit when you check your balance. So why don't you call in first so it can make great sense....

Re: Macy's Merging

SunriseEarth — Wed, 26 Aug 2015 10:49:17 GMT

@GlamGirl wrote:
Checked my account details through the automatic system, and now it's states balance used and (merged) credit limit amount from all the different accounts. ☺️

Figured I'd call the system, too. My store account reflects a merged CL from my Revolving ($2500) and Special Events ($2900). AMEX is still separate. I wonder how this will show on the CRs?

Re: Macy's Merging

taxi818 — Wed, 26 Aug 2015 10:54:02 GMT

Ok. I understand. I don't have a balance. What number did you call.

Re: Macy's Merging

GlamGirl — Wed, 26 Aug 2015 10:54:16 GMT

Not really sure! I have Revolving, Special Event, and Club accounts and it's all one limit now. I'll heard rumor that they AmEx will be part of the consolidation too.

Re: Macy's Merging

GlamGirl — Wed, 26 Aug 2015 10:55:06 GMT

1 (888) 257-6757

Re: Macy's Merging

taxi818 — Wed, 26 Aug 2015 10:56:03 GMT

Thanks. I don't have my card with me. But I think my social should do.

Re: Macy's Merging

GlamGirl — Wed, 26 Aug 2015 10:57:53 GMT

Absolutely, I entered my social after being asked for my acct # twice.

Re: Macy's Merging

taxi818 — Wed, 26 Aug 2015 10:59:42 GMT

@GlamGirl wrote:
Absolutely, I entered my social after being asked for my acct # twice.

Thanks glam girl. Change your title. Confirmed. Limits are now combined. I have no balance and they did combine. Excellent information.

Re: Macy's Merging

Anonymous — Wed, 26 Aug 2015 11:05:48 GMT

Nice way to start my morning, thanks 😉.

600 cl is now 2600, with a zero balance.

Finally, after a year, a cli, kind of.... But im excited they combined bc i took a hp for my furniture line. I was about to be very upset if they didnt.

Re: Macy's Merging

IaBoy62 — Wed, 26 Aug 2015 11:50:09 GMT

my store account has $7 balance and $6993 available credit! I will be excited to see it on paper! Had $2000 revolver plus $2500 special event and $2500 major purchase.

Re: Macy's Merging

sarux3 — Wed, 26 Aug 2015 12:26:06 GMT

Man, what a day to leave the Macy's card at home... I tried calling in with my soc but it kept redirecting me to a representative, and of course they're closed for another half hour. Figures that the ONE TIME EVER that I wanted info from San automated system, I can't get it, lol. Maybe cuz I'm not calling from home? No matter, I'll speak to a person soon enough

Re: Macy's Merging

taxi818 — Wed, 26 Aug 2015 12:43:54 GMT

When asking for card number. Hit 0#. Then put in social plus #. Plus zip code. Boom access to account.

Re: Macy's Merging

sarux3 — Wed, 26 Aug 2015 13:30:35 GMT

Taxi, I did go through those steps as you stated but the system wasn't having it for me, lol. No matter, I did get through to a rep and she confirmed the merger of all my store account types with total CL $20,700. Whee!!!

But here's the odd thing. I'm carrying my furniture and jewelry 0% promo balances, total of about $4900. My min pmt last month was $207 on a balance of $5300, but the rep said my new min pmt was only $99..? Is it possible that Macy's has changed the min pmt calculation method along with this line merger?

Re: Macy's Mergingh

taxi818 — Wed, 26 Aug 2015 13:58:11 GMT

@sarux3 wrote:
Taxi, I did go through those steps as you stated but the system wasn't having it for me, lol. No matter, I did get through to a rep and she confirmed the merger of all my store account types with total CL $20,700. Whee!!!

But here's the odd thing. I'm carrying my furniture and jewelry 0% promo balances, total of about $4900. My min pmt last month was $207 on a balance of $5300, but the rep said my new min pmt was only $99..? Is it possible that Macy's has changed the min pmt calculation method along with this line merger?

Congrats. Now that is really more in line with other lenders. Must have gotten a new consultant. I only

have 6200 limit. Together with my Walmart being raised to 10k and jcrew to 10k. That's a 16k increase across he hoard just this month. Outstanding. Looking for score increase when it reports.

Re: Macy's Merging

icyhot — Wed, 26 Aug 2015 14:00:24 GMT

Darn. I didn't have any other accounts besides my store. Guess I'll just have my 2800 limit

Re: Macy's Merging

Anonymous — Wed, 26 Aug 2015 14:03:29 GMT

Called Macy's CS just to reconfirm my card closure and zero balance( yay and super thrilled to have closed it).

Still have Bloomingdale's card (both are DSNB) and keeping that for now. Macy's CS stated that the 27th (tomorrow) was the go-live for both Macy's and Bloom credit card info on website - does anyone have any additional updates? Thanks

Re: Macy's Merging

TiggerDat — Wed, 26 Aug 2015 14:39:19 GMT

Yeah, I checked online before reading the thread to see if it was available there yet and still not, so I guess tomorrow will be the day it is. I did, however call the automated system, and indeed the limits are combined. I did the same things other did, but not to the same extent as some. In June(?) I asked about a Special Event account and got one. My limit on my revolving was kinda small, just $1500 (which was bad considering I only used the account twice in two years). Yeah, I know some opened up every one of their specialty accounts if they were able to and also got an increase on their regular account, I just didn't really see the need to be tempted that much by Macy's, so I only went for the Special Events account. I do applaud everyone for sharing the combination and the stratgey behind doing the multiple accounts, it did work.

So my new Macy's limit is $7300, still not bad for me and my Macy's needs.

(Interesting facts: Target used to be owned by Daytons, which merged with J. L. Hudsons, and then they bought Marshall Fields. They adopted the Marshall Fields name for all their stores, as Fields was viewed as a higher tier store, even though I think there were less locations than either Daytons or Hudsons. Then they sold them to Mays, which was later bought by Federated. Finally, they changed their name from Dayton-Hudsons to Target.)

Re: Macy's Merging

Anonymous — Wed, 26 Aug 2015 15:03:19 GMT

I just called to get my limits and balance, and tried with my ssn. Had to be transfered and the wait time is greater than 30 minutes. I will call back when I have my card in hand.