topic Some questions about Ameriprise platinum Amex in Credit Cards

Some questions about Ameriprise platinum Amex

slap_happy — Fri, 28 Aug 2015 01:13:09 GMT

hey guys, I've had the Ameriprise platinum for a year now, I loved it and used all of the benefits but only got it cause the AF was waived for the first year, AF is up now and I'm not going to pay $450 (though in all honesty I think it's actually worth it if you use it right) and I would like to know if I want to downgrade can I downgrade to a normal American Express charge card or does it have to be an Ameriprise product American Express card? Also is my Ameriprise platinum considered a different product then the regular Amex platinum? Would I be able to get the points if I sign up for a normal platinum in the future?

Re: Some questions about Ameriprise platinum Amex

heyarrnold — Fri, 28 Aug 2015 01:29:36 GMT

You should be able to downgrade.

The card is treated like a different product. Therefore, you are able to get the sing up bonus again if you apply to the regular plat.

Re: Some questions about Ameriprise platinum Amex

Kenny — Fri, 28 Aug 2015 02:46:38 GMT

Best way unfortunately to find this out is to call or chat. I say chat reluctantly because it used to be the best way, but I think the chat has gone down the hill a little bit as of late.