topic Does anyone get Blue checks from Barclay Arrival + ? in Credit Cards

Does anyone get Blue checks from Barclay Arrival + ?

Anonymous — Fri, 28 Aug 2015 16:54:25 GMT

Does anyone get those white and blue balance transfer checks on their Barclay Arrival + ? if so then i will call and upgrade my barclay rewards card the Arrival + otherwise i won't and just request a credit limit increase on my Barclay Rewards with a hard inquiry. Instead applying Citi Simpicity or Chase Slate to do a balance transfers and avoid having new open accounts and just take a hard inquiry instead.

Re: Does anyone get Blue checks from Barclay Arrival + ?

kdm31091 — Fri, 28 Aug 2015 16:57:47 GMT

@Anonymous wrote:
Does anyone get those white and blue balance transfer checks on their Barclay Arrival + ? if so then i will call and upgrade my barclay rewards card the Arrival + otherwise i won't and just request a credit limit increase on my Barclay Rewards with a hard inquiry. Instead applying Citi Simpicity or Chase Slate to do a balance transfers and avoid having new open accounts and just take a hard inquiry instead.

Do you need to do a BT?

There's no point in upgrading to an expensive AF card that most people can't justify (with the nerfs) just to get a BT deal. Arrival+ is not really a BT card...it's a "travel" AF card and that's the focus. Why don't you just call and ask if there are any offers for your existing Barclay card?

If not Barclay, check your other cards. My Discover and Double Cash constantly have BT offers.

Re: Does anyone get Blue checks from Barclay Arrival + ?

ojefferyo — Fri, 28 Aug 2015 17:12:16 GMT

@Anonymous wrote:
Does anyone get those white and blue balance transfer checks on their Barclay Arrival + ? if so then i will call and upgrade my barclay rewards card the Arrival + otherwise i won't and just request a credit limit increase on my Barclay Rewards with a hard inquiry. Instead applying Citi Simpicity or Chase Slate to do a balance transfers and avoid having new open accounts and just take a hard inquiry instead.

Yes I get those checks quite often. I never use them though. I don't think they will upgrade the rewards card to the Arrival, two different cards. And as KDM have said it's not a good balance transfer card. Meant more for travel, I just used my point to "pay for" my $880 plane tickets.

Re: Does anyone get Blue checks from Barclay Arrival + ?

Anonymous — Fri, 28 Aug 2015 17:38:52 GMT

@ojefferyo wrote:
@Anonymous wrote:
Does anyone get those white and blue balance transfer checks on their Barclay Arrival + ? if so then i will call and upgrade my barclay rewards card the Arrival + otherwise i won't and just request a credit limit increase on my Barclay Rewards with a hard inquiry. Instead applying Citi Simpicity or Chase Slate to do a balance transfers and avoid having new open accounts and just take a hard inquiry instead.
Yes I get those checks quite often. I never use them though. I don't think they will upgrade the rewards card to the Arrival, two different cards. And as KDM have said it's not a good balance transfer card. Meant more for travel, I just used my point to "pay for" my $880 plane tickets.

i ask because i don't want to lose those nice checks i get in the mail all the time once i upgrade my card to the Arrival + (no annua fee for the first year) 15 months 0% APR is great without adding any new accounts. Discover only gives me 12 months 0% APR or 18 months 4.99% So having these checks can come handy some day. As far upgrading they will and said would increase my limit soft pull only over the phone because my Barclay Rewards the lowest $2,500 compare to $12,000 on my discover so doing a balance transfer using those barclay checks i get would be useless unless they increase it but i wouldn't let them with a hard inquiry.

Re: Does anyone get Blue checks from Barclay Arrival + ?

ojefferyo — Fri, 28 Aug 2015 17:39:44 GMT

@Anonymous wrote:
@ojefferyo wrote:
@Anonymous wrote:
Does anyone get those white and blue balance transfer checks on their Barclay Arrival + ? if so then i will call and upgrade my barclay rewards card the Arrival + otherwise i won't and just request a credit limit increase on my Barclay Rewards with a hard inquiry. Instead applying Citi Simpicity or Chase Slate to do a balance transfers and avoid having new open accounts and just take a hard inquiry instead.
Yes I get those checks quite often. I never use them though. I don't think they will upgrade the rewards card to the Arrival, two different cards. And as KDM have said it's not a good balance transfer card. Meant more for travel, I just used my point to "pay for" my $880 plane tickets.
i ask because i don't want to lose those nice checks i get in the mail all the time once i upgrade my card to the Arrival + (no annua fee for the first year) 15 months 0% APR is great without adding any new accounts. Discover only gives me 12 months 0% APR or 18 months 4.99% So having these checks can come handy some day. As far upgrading they will and said would increase my limit soft pull only over the phone because my Barclay Rewards the lowest $2,500 compare to $12,000 on my discover so doing a balance transfer using those barclay checks i get would be useless unless they increase it but i wouldn't with a hard pull.

I would not take the CSR word for word, it may result in a HP and a new account with them. Your best bet is to call a credit analyst and speak with them. As far as I know any customer initaited CLI will result in a HP.

Re: Does anyone get Blue checks from Barclay Arrival + ?

kdm31091 — Fri, 28 Aug 2015 17:45:04 GMT

You still haven't really stated if the Arrival+ will make sense for you even if you never get another BT offer again. You have a Double Cash with 2% on every purchase. Arrival gives you 2.1%, IF redeemed for travel, for an $89 fee. To break even requires a lot of spend.

The point is I think you should forget about this "upgrade" and just look for offers from Discover or Citi. I know you said Discover will "only" give you a low APR for a year, but that should be plenty. Paying an $89 AF for a card you don't need in the hopes of maybe getting a BT offer....I dunno. Not the best plan, IMO.

Re: Does anyone get Blue checks from Barclay Arrival + ?

Anonymous — Fri, 28 Aug 2015 18:00:43 GMT

@kdm31091 wrote:
You still haven't really stated if the Arrival+ will make sense for you even if you never get another BT offer again. You have a Double Cash with 2% on every purchase. Arrival gives you 2.1%, IF redeemed for travel, for an $89 fee. To break even requires a lot of spend.

The point is I think you should forget about this "upgrade" and just look for offers from Discover or Citi. I know you said Discover will "only" give you a low APR for a year, but that should be plenty. Paying an $89 AF for a card you don't need in the hopes of maybe getting a BT offer....I dunno. Not the best plan, IMO.

no you don't understand. I don't want to lose the balance transfer checks upgrading to the arrival +. if i can get two in 1 great. Even better. Enjoy 2% for the first year before downgrading to the no annual fee Arrival was my plan than going with Chase Sapphire. But if you don't get the 15 months 0% checks with the arriva than i don't think its worth it ... i'll keep the rewards and increase it with a hard pull than applying for another card. Yes Discover 12 months 0% with 3% fee. I rather pay 3% fee and get 15 months 0% with i get with Barclay.

Re: Does anyone get Blue checks from Barclay Arrival + ?

Anonymous — Fri, 28 Aug 2015 20:09:52 GMT

I get those checks for both of my barclay cards, I even called them up to STOP sending me those, but still arrives in my mail box.

Re: Does anyone get Blue checks from Barclay Arrival + ?

BrokeStudent2010 — Fri, 28 Aug 2015 20:34:54 GMT

I get them for both of my Barclays cards. Keep in mind that the checks usually have an expiration date, so I'm not sure if your plan to hold on to them will work.

Re: Does anyone get Blue checks from Barclay Arrival + ?

HYPASS33 — Fri, 28 Aug 2015 20:37:14 GMT

I haven't had a BT offer on my Discover since I had it. Looking for something longer than 12 months tho..

Re: Does anyone get Blue checks from Barclay Arrival + ?

Anonymous — Fri, 28 Aug 2015 22:28:26 GMT

@BrokeStudent2010 wrote:
I get them for both of my Barclays cards. Keep in mind that the checks usually have an expiration date, so I'm not sure if your plan to hold on to them will work.

no i know they expired. i always keep 2 at a time and throw them in the trash as they come in based on the expiration dates. i never used them in 4 years i had barclay but i think its convenient to have and will maybe someday save me from opeing a new account if i ever want to do a balance transfer. Usually durring the holidays i am shoping for a new card but as soon barclay increases my limit maybe i be able to make some use of it, I'm usualy over seas during the winter and summer months so 2% no foreign transaction fee and no annnial fees for the forst year beats capital one and discover (unless you're getting your 2x cash back for the first year). I was thinking going for Chase Sapphire which also has no anual fee fpr the first year which i could gt after my 1 year no annual fee is up pn Arrival + before downgradin it to the no annual fee Arrival card. I do use Chase Freedom over seas in places like starbucks and H&M and to my surprose i did get 5% over seas in such catergories which still the same as earnig 2% cash back with Freedom's foreign transtion fees than using citi 2% - 3% foreign transaction fee makes no since, (1%) so i use 1.5% capital one abroad if i dont think ill get 2% on any of the 5% catergories,