topic Re: CSP getting any new benefits? in Credit Cards

CSP getting any new benefits?

icyhot — Fri, 28 Aug 2015 22:03:07 GMT

I feel like I got the card after all the good stuff got nerfed. 7% annual dividend, 3K spend instead of 4K, and now First Friday's. Can't even try for a Freedom any time soon to thicken my UR points. Think they'll come out with anything new soon? The points transfer is great and that will be enough for me, but it's too nice a card for such blah benefits

Re: CSP getting any new benefits?

Anonymous — Fri, 28 Aug 2015 22:08:48 GMT

@icyhot wrote:
I feel like I got the card after all the good stuff got nerfed. 7% annual dividend, 3K spend instead of 4K, and now First Friday's. Can't even try for a Freedom any time soon to thicken my UR points. Think they'll come out with anything new soon? The points transfer is great and that will be enough for me, but it's too nice a card for such blah benefits

Don't think so, i had the chance to eat out on two different fridays and i didnt.

Re: CSP getting any new benefits?

mongstradamus — Fri, 28 Aug 2015 22:12:12 GMT

I also wonder what chase's plan with that card is , i think i may retire that card. Afer getting the premeir i think premier may be the better option since it gives an little extra on gas and travel which is pretty nice.

Re: CSP getting any new benefits?

Anonymous — Fri, 28 Aug 2015 22:26:15 GMT

Not without the annual fee going up.

Re: CSP getting any new benefits?

icyhot — Fri, 28 Aug 2015 22:37:47 GMT

I like the Premier for that very reason as well. Gas points. Especially since I have the Forward. But I don't see any use for TYP aside from the once in a while statement credit. I don't use any of the partners except AA and Hilton and I already have those cards

Re: CSP getting any new benefits?

mongstradamus — Fri, 28 Aug 2015 22:41:06 GMT

Well the 3x travel vs 2x on csp plus the 3x gas is wha did it for me. I am planning on pooling my MR, UR, and TYP to SQ and then taking an nice trip to Germany on SQ first if i can scrounge up the points. I still have ink plus to use as my Transfer to airline partners on UR

Re: CSP getting any new benefits?

Ghoshida — Sat, 29 Aug 2015 01:33:00 GMT

@mongstradamus wrote:
Well the 3x travel vs 2x on csp plus the 3x gas is wha did it for me. I am planning on pooling my MR, UR, and TYP to SQ and then taking an nice trip to Germany on SQ first if i can scrounge up the points. I still have ink plus to use as my Transfer to airline partners on UR

Mong, when did you switch from Korean to Singapore?

Glad you did. I love Singapore. Even their redemption for United is better than what United offers by itself.

About retiring CSP, won't you lose out on transferring about 30k points annually on the Freedom? (assuming you max out 1.5k quarterly spending) That should pay for the AF of CSP by itself and still get you some plus.

Edit: Maybe you have the Ink

Re: CSP getting any new benefits?

mongstradamus — Sat, 29 Aug 2015 02:59:00 GMT

@Ghoshida wrote:
@mongstradamus wrote:
Well the 3x travel vs 2x on csp plus the 3x gas is wha did it for me. I am planning on pooling my MR, UR, and TYP to SQ and then taking an nice trip to Germany on SQ first if i can scrounge up the points. I still have ink plus to use as my Transfer to airline partners on UR
Mong, when did you switch from Korean to Singapore?

Glad you did. I love Singapore. Even their redemption for United is better than what United offers by itself.

About retiring CSP, won't you lose out on transferring about 30k points annually on the Freedom? (assuming you max out 1.5k quarterly spending) That should pay for the AF of CSP by itself and still get you some plus.

Edit: Maybe you have the Ink

Hello mr ghost,

I could have taken KE instead of Asiana but decided on asiana due to lower fees for business class. The reason why i was choosing singapore is that i have three cards that i can use that transfer miles to SQ. PRG/EDP , Ink Plus, and Citi Premeir.

I still will accrue decent amount of UR via freedom and ink plus , just CSP has soured on me an little bit with the constant nerfs. I honestly feel that Premier has surpassed CSP due to the 3x gas and 3x travel categories. Maybe i am wrong who knows.

Re: CSP getting any new benefits?

ddemari — Sat, 29 Aug 2015 03:03:38 GMT

It would be nice if they added some additional benefits, like 3 times dining or something but that's a stretch.

Re: CSP getting any new benefits?

dwz55 — Sat, 29 Aug 2015 03:40:37 GMT

I'm gonna hold on to this card for another year, but they dont add something, there's no reason for me to have it anymore.

Re: CSP getting any new benefits?

Anonymous — Sat, 29 Aug 2015 20:30:04 GMT

what is SQ ?

The only thing I am worried about with chase UR is their Amtrak partnership. Next month the new Amtrak Guest Rewards card comes out from Bank of America, so it will be interesting to see if they remain a UR partner or not.

Re: CSP getting any new benefits?

red259 — Sat, 29 Aug 2015 20:50:47 GMT

@Anonymous wrote:
what is SQ ?

The only thing I am worried about with chase UR is their Amtrak partnership. Next month the new Amtrak Guest Rewards card comes out from Bank of America, so it will be interesting to see if they remain a UR partner or not.

The amtrak program is changing so depending on how you redeem with them you may want to do your redemptions now. I forget when the changes kick in, for all I know they already did. It was a significant deval.

Re: CSP getting any new benefits?

mongstradamus — Sat, 29 Aug 2015 21:38:07 GMT

Sq = Singapore Airlines

Re: CSP getting any new benefits?

red259 — Sat, 29 Aug 2015 21:45:20 GMT

Honestly, I am not super happy with Chase UR right now. The program has gotten fairly weak after the United deval and then the removal of some of the benefits from the CSP has been discouraging. The program is still viable but Citi is coming up fast and I feel may be only one or two big moves away from overtaking the program. It would not shock me if Chase came out with a new product over the next two years to replace the CSP.

Re: CSP getting any new benefits?

mongstradamus — Sat, 29 Aug 2015 21:50:46 GMT

If citi had domestic airline partner I think they would be better than chase. I am also down on chase I am retiring my csp next year, my dining gas travel spend will be moved over to citi premeir. Will still use my ink plus for transferring ur and getting 5x on cable and cell bill.

I will just see how everything plays out before getting too upset. I am going to do some downgrading of some cards after I return from Thailand. Citi aa,barclays aviator and edp are getting moved to no AF cards

Re: CSP getting any new benefits?

red259 — Sat, 29 Aug 2015 21:58:44 GMT

@mongstradamus wrote:
If citi had domestic airline partner I think they would be better than chase. I am also down on chase I am retiring my csp next year, my dining gas travel spend will be moved over to citi premeir. Will still use my ink plus for transferring ur and getting 5x on cable and cell bill.

I will just see how everything plays out before getting too upset. I am going to do some downgrading of some cards after I return from Thailand.Citiaa,barclays aviator andedp are getting moved to no AF cards

Keep in mind with citi AA if you product change it resets the 18 month clock on the bonus for that card. I ended up keeping mine because of that and did spend to meet a retention offer. Besides The free checked back and priority boarding were worthwhile perks in case I want to take a quick flight someone. I wish some of those benefits were on the prestige though. I never got the everyday preferred, because my spend gets spread out too much to meet the requirements every month to make it worthwhile and I just got the regular amex everyday. However, if I were to go in to the garden for a prolonged period of time like a year or more I'd might consider upgrading to the preferred, but that is because I am doing an Amex MR push right now and trying to utilize that program more for flights, especially given the overlap with them and some of Citi's TY partners.

Re: CSP getting any new benefits?

mongstradamus — Sat, 29 Aug 2015 22:05:25 GMT

Yea my situation is a bit different trying to save all my Mr ur and typ for flight on Singapore, so I can spread it all around. I have around two hundred thousand Sq moles to play around with if I transfer Mr ur and typ all to Kris flyer miles. The 15%discount is nice with sq

Re: CSP getting any new benefits?

kdm31091 — Sun, 30 Aug 2015 13:27:54 GMT

If you can make constant use of the transfer partners and are willing to put a lot of spend on CSP, it's still a great card. Having said that, I do think they need to add some extra "bonus" or something to it -- 3x on something, another 2x category, whatever. Just something to help people earn points quicker on day-to-day spending.

The First Friday nerf is really no big deal, as you are talking about an extra 1x one day out of the month on dining spend. Unless you purposely spend a lot extra on dining that day, it's not going to be significant. However, the annual 7% dividend is a slightly bigger deal, as that was something to encourage people to continue to hold on to the card.

With all the changes/nerfs, I wouldn't be surprised if they are planning to overhaul the card sooner or later.

Re: CSP getting any new benefits?

icyhot — Sun, 30 Aug 2015 13:40:37 GMT

I'm going to hold onto it simply because it's the ONLY card Chase would approve me for (couldn't even get Amazon or Freedom, imagine that) so if something does come to replace it maybe I can PC or transfer the limit. But yeah, I use their hotel partners heavily, so it's a very valuable card as of now

Re: CSP getting any new benefits?

mongstradamus — Sun, 30 Aug 2015 15:51:11 GMT

I have about 9 months or so to see how everything plays out before the AF comes up next year. I don't want to make any hasty deccisons since I think its an lot more difficult to get chase cards with their new policy.

If things stay the way the way are , will just downgrade my CSP. I still have ink plus for UR points transfers. Will probably just move my restaurant spend over to Premeir not an huge deal. Right now i will split my restaurant spend on premeir csp and prg.