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    <title>topic 5/3 Bank CC in Credit Cards</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Cards/5-3-Bank-CC/m-p/4210093#M1195589</link>
    <description>For anyone interested, 5/3 Bank (Michigan), I'll assume everywhere, reports to the credit bureaus on the 5th of the month.&lt;BR /&gt;😆</description>
    <pubDate>Mon, 31 Aug 2015 23:53:55 GMT</pubDate>
    <dc:creator>Anonymous</dc:creator>
    <dc:date>2015-08-31T23:53:55Z</dc:date>
    <item>
      <title>5/3 Bank CC</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/5-3-Bank-CC/m-p/4210093#M1195589</link>
      <description>For anyone interested, 5/3 Bank (Michigan), I'll assume everywhere, reports to the credit bureaus on the 5th of the month.&lt;BR /&gt;😆</description>
      <pubDate>Mon, 31 Aug 2015 23:53:55 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/5-3-Bank-CC/m-p/4210093#M1195589</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-08-31T23:53:55Z</dc:date>
    </item>
    <item>
      <title>Re: 5/3 Bank CC</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/5-3-Bank-CC/m-p/4210109#M1195597</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;For anyone interested, 5/3 Bank (Michigan), I'll assume everywhere, reports to the credit bureaus on the 5th of the month.&lt;BR /&gt;😆&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Where did you get that from? It all depends on your statement date when they report. no matter where you are from.&lt;/P&gt;</description>
      <pubDate>Tue, 01 Sep 2015 00:08:23 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/5-3-Bank-CC/m-p/4210109#M1195597</guid>
      <dc:creator>taxi818</dc:creator>
      <dc:date>2015-09-01T00:08:23Z</dc:date>
    </item>
    <item>
      <title>Re: 5/3 Bank CC</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/5-3-Bank-CC/m-p/4210111#M1195598</link>
      <description>Oh! Well I guess my report date is the 5th! I called today.</description>
      <pubDate>Tue, 01 Sep 2015 00:10:16 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/5-3-Bank-CC/m-p/4210111#M1195598</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-09-01T00:10:16Z</dc:date>
    </item>
    <item>
      <title>Re: 5/3 Bank CC</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/5-3-Bank-CC/m-p/4210179#M1195621</link>
      <description>&lt;P&gt;I have two 5/3 credit cards.&amp;nbsp;&lt;/P&gt;&lt;P&gt;1- due date 24- reports on the 28th&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;2- due date 2nd- reports on the 6th&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Tue, 01 Sep 2015 01:00:32 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/5-3-Bank-CC/m-p/4210179#M1195621</guid>
      <dc:creator>ddemari</dc:creator>
      <dc:date>2015-09-01T01:00:32Z</dc:date>
    </item>
    <item>
      <title>Re: 5/3 Bank CC</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/5-3-Bank-CC/m-p/4210197#M1195626</link>
      <description>My due date is the 2nd also. So does it mean they report on the 5th shows the 6th? Can I use my card on the 6th? What if the 5th is on the weekend?</description>
      <pubDate>Tue, 01 Sep 2015 01:08:50 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/5-3-Bank-CC/m-p/4210197#M1195626</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-09-01T01:08:50Z</dc:date>
    </item>
    <item>
      <title>Re: 5/3 Bank CC</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/5-3-Bank-CC/m-p/4210297#M1195658</link>
      <description>I'm not sure why this warrants a thread? Mine reports on the 18th. It's not like US Bank that reports on the 1st for everyone.</description>
      <pubDate>Tue, 01 Sep 2015 02:02:30 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/5-3-Bank-CC/m-p/4210297#M1195658</guid>
      <dc:creator>B335is</dc:creator>
      <dc:date>2015-09-01T02:02:30Z</dc:date>
    </item>
    <item>
      <title>Re: 5/3 Bank CC</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/5-3-Bank-CC/m-p/4210303#M1195660</link>
      <description>It warrants a thread because clearly I'm learning this "game"! I'm just saying. What do you mean?</description>
      <pubDate>Tue, 01 Sep 2015 02:09:14 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/5-3-Bank-CC/m-p/4210303#M1195660</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-09-01T02:09:14Z</dc:date>
    </item>
    <item>
      <title>Re: 5/3 Bank CC</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/5-3-Bank-CC/m-p/4210717#M1195816</link>
      <description>5/3 reports a different date for everyone. It's not intended to be disrespectful but I fail to see the significance of it reporting to your reports on the 5th.</description>
      <pubDate>Tue, 01 Sep 2015 13:42:45 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/5-3-Bank-CC/m-p/4210717#M1195816</guid>
      <dc:creator>B335is</dc:creator>
      <dc:date>2015-09-01T13:42:45Z</dc:date>
    </item>
    <item>
      <title>Re: 5/3 Bank CC</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/5-3-Bank-CC/m-p/4210721#M1195819</link>
      <description>&lt;P&gt;OP is new to all this so perhaps they don't quite understand...&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;OP, your reporting date is unique to you. It depends when you applied, were approved, etc. When the account "started". This will determine your statement closing date. Some lenders allow you to change it to whatever you want. Others make it so you are stuck with what you get.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Point is the date varies for everyone so your date is of no more importance than anyone else's.&lt;/P&gt;</description>
      <pubDate>Tue, 01 Sep 2015 13:45:21 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/5-3-Bank-CC/m-p/4210721#M1195819</guid>
      <dc:creator>kdm31091</dc:creator>
      <dc:date>2015-09-01T13:45:21Z</dc:date>
    </item>
    <item>
      <title>Re: 5/3 Bank CC</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/5-3-Bank-CC/m-p/4210750#M1195839</link>
      <description>&lt;P&gt;Really, are you sure that is when your card reports?&amp;nbsp; I thought it was only on the 5th or the 3rd....&amp;nbsp; &lt;img id="smileywink" class="emoticon emoticon-smileywink" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-wink.gif" alt="Smiley Wink" title="Smiley Wink" /&gt;&lt;/P&gt;</description>
      <pubDate>Tue, 01 Sep 2015 14:06:41 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/5-3-Bank-CC/m-p/4210750#M1195839</guid>
      <dc:creator>TiggerDat</dc:creator>
      <dc:date>2015-09-01T14:06:41Z</dc:date>
    </item>
    <item>
      <title>Re: 5/3 Bank CC</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/5-3-Bank-CC/m-p/4210763#M1195845</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/513162"&gt;@TiggerDat&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;Really, are you sure that is when your card reports?&amp;nbsp; I thought it was only on the 5th or the 3rd....&amp;nbsp; &lt;img id="smileywink" class="emoticon emoticon-smileywink" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-wink.gif" alt="Smiley Wink" title="Smiley Wink" /&gt;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Lmao. Now you will just confuse the op. &amp;nbsp;He is learning. Have mercy. &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;</description>
      <pubDate>Tue, 01 Sep 2015 14:18:10 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/5-3-Bank-CC/m-p/4210763#M1195845</guid>
      <dc:creator>taxi818</dc:creator>
      <dc:date>2015-09-01T14:18:10Z</dc:date>
    </item>
    <item>
      <title>Re: 5/3 Bank CC</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/5-3-Bank-CC/m-p/4210774#M1195853</link>
      <description>Nope. Not confusing me. I'm clear. Glad everyone is having such a good time here. I made a rookie mistake, best believe it's my last! Just you all wait. I'm going to shock you all when I'm the one everyone is coming to for advice! (Evil laugh) a Hahahahahaha 😈</description>
      <pubDate>Tue, 01 Sep 2015 14:24:08 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/5-3-Bank-CC/m-p/4210774#M1195853</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-09-01T14:24:08Z</dc:date>
    </item>
    <item>
      <title>Re: 5/3 Bank CC</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/5-3-Bank-CC/m-p/4210812#M1195873</link>
      <description>All in good fun op. Heheh. That's the right attitude. Pay it forward. Keep reading. Keep posting. Soak it all in.</description>
      <pubDate>Tue, 01 Sep 2015 14:52:53 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/5-3-Bank-CC/m-p/4210812#M1195873</guid>
      <dc:creator>taxi818</dc:creator>
      <dc:date>2015-09-01T14:52:53Z</dc:date>
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