topic Re: Should I cancel First Premier? in Credit Cards

Should I cancel First Premier?

Anonymous — Tue, 01 Sep 2015 16:24:56 GMT

I stopped using it a couple months ago and just got a notice my annual fee is coming up soon. What are your thoughts? I'm gardening until mid or late next year. Statemnet posts on the 18th.

Re: Should I cancel First Premier?

Gunnar419 — Tue, 01 Sep 2015 16:30:05 GMT

Doesn't look like you need it any more and it'll probably feel good to have it gone. Soon, after your time in the garden, you'll be ready to add a prime card or two.

Re: Should I cancel First Premier?

Anonymous — Tue, 01 Sep 2015 16:38:46 GMT

@Gunnar419 wrote:
Doesn't look like you need it any more and it'll probably feel good to have it gone. Soon, after your time in the garden, you'll be ready to add a prime card or two.

I was thinking that. I will pay my $6 I owe them and have them close it after the payment goes through.

Re: Should I cancel First Premier?

Anonymous — Tue, 01 Sep 2015 16:38:35 GMT

Expect them to offer you something to keep it open.

Re: Should I cancel First Premier?

Anonymous — Tue, 01 Sep 2015 18:50:11 GMT

I'd torch it and any clothes that may have come in contact with it. 🐰

Re: Should I cancel First Premier?

Anonymous — Tue, 01 Sep 2015 19:28:30 GMT

I am considering doing this with a creditone bank card....it is only 6-8 months old but I was approved for some much better cards this past month and just don't want to pay the fee...at the same time I hate closing accounts since it seems everything messing with your credit scores!

Re: Should I cancel First Premier?

Broke_Triathlete — Tue, 01 Sep 2015 21:15:01 GMT

Yes cancel both FP and Credit One if you no longer need them.

Re: Should I cancel First Premier?

Anonymous — Tue, 01 Sep 2015 22:54:20 GMT

@Anonymous wrote:
@Gunnar419 wrote:
Doesn't look like you need it any more and it'll probably feel good to have it gone. Soon, after your time in the garden, you'll be ready to add a prime card or two.
I was thinking that. I will pay my $6 I owe them and have them close it after the payment goes through.

Yes do that.

Re: Should I cancel First Premier?

9CLINE — Tue, 01 Sep 2015 23:58:40 GMT

Yes.... you have other cards now and don't need to continue paying fees...

Re: Should I cancel First Premier?

Anonymous — Wed, 02 Sep 2015 01:12:46 GMT

CANCEL - ASAP

Re: Should I cancel First Premier?

Anonymous — Wed, 02 Sep 2015 01:11:43 GMT

CANCEL - ASAP.

Re: Should I cancel First Premier?

Miamicanes — Wed, 02 Sep 2015 01:56:09 GMT

Absolutly !!!!! Get rid of that card !!!

Re: Should I cancel First Premier?

OmarGB9 — Wed, 02 Sep 2015 02:13:05 GMT

Yes. Absolutely.

Re: Should I cancel First Premier?

Anonymous — Wed, 02 Sep 2015 02:16:06 GMT

Re: Should I cancel First Premier?

Anonymous — Wed, 02 Sep 2015 03:47:17 GMT

I should have put mine in the microwave, just to watch it die. Yes, kill it and don't look back!

Re: Should I cancel First Premier?

Anonymous — Wed, 02 Sep 2015 03:49:55 GMT

It's being killed tomorrow. What about Verve?

Re: Should I cancel First Premier?

OmarGB9 — Wed, 02 Sep 2015 04:30:35 GMT

That one too lol

Re: Should I cancel First Premier?

Anonymous — Wed, 02 Sep 2015 04:35:41 GMT

Yes! Doesn't look like you need it anymore. I did the same with both of mine and so glad I did.

Re: Should I cancel First Premier?

Anonymous — Wed, 02 Sep 2015 05:05:05 GMT

@Anonymous wrote:
It's being killed tomorrow. What about Verve?

Kill it while First Premier watches. Then kill First Premier.

Re: Should I cancel First Premier?

Anonymous — Wed, 02 Sep 2015 10:48:38 GMT

Get a new wallet and double bag the old one after soaking in bleach. Does your garbage collection accept toxic waste?