topic Re: macys cli in Credit Cards

macys cli

Anonymous — Wed, 02 Sep 2015 23:31:02 GMT

im wondering with the new macys account page. are the cli a for sure hp now? or a sp ?

im wondering.

Re: macys cli

FinStar — Thu, 03 Sep 2015 00:52:20 GMT

Recent reports indicate HP.

Re: macys cli

ddemari — Thu, 03 Sep 2015 01:09:54 GMT

I was declined a macys cli, but they didnt hard pull me.

I was approved a bloomies CLI but they did hard pull me.

Re: macys cli

reneasworld — Mon, 28 Sep 2015 22:01:17 GMT

@Anonymous wrote:
im wondering with the new macys account page. are the cli a for sure hp now? or a sp ?

im wondering.

They used to be a soft pull and I just recently requested and received a HP inquiry on my report. I only asked for a $500 increase to see what would happen and did not realize they switched to HP. I would have asked for more...

Re: macys cli

Credit-hoarder — Mon, 28 Sep 2015 23:11:36 GMT

@reaneasworld: You can call back and ask for more within 30 days of the original HP and they'll use the same one...that's what I did. But if you do double check with the CSR when you do just to make sure.

Re: macys cli

msbia — Mon, 28 Sep 2015 23:55:22 GMT

I requested online an increase from $12k to $20k...a day later received notification from Macy's that they increased to $19k. One more day later I received EQ notification of HP. I guess it was worth it...

Re: macys cli

reneasworld — Tue, 29 Sep 2015 04:09:01 GMT

@Credit-hoarder wrote:
@reaneasworld: You can call back and ask for more within 30 days of the original HP and they'll use the same one...that's what I did. But if you do double check with the CSR when you do just to make sure.

Thanks so much! I will definitely do that!

Re: macys cli

Anonymous — Tue, 29 Sep 2015 19:42:48 GMT

Based on the verbiage on the site when requesting a CLI, it's a HP. However, I was told by a rep in their credit department that it depended on the amount you are requesting.

Re: macys cli

dbatl14 — Tue, 10 Nov 2015 04:52:28 GMT

I think it is because the Macys card is now being service by Citi Bank.

All these department stores are going with traditional banks now. Nordstrom just was taken over by TD Bank

Re: macys cli

FinStar — Tue, 10 Nov 2015 05:03:55 GMT

@dbatl14 wrote:
I think it is because the Macys card is now being service by Citi Bank.

All these department stores are going with traditional banks now. Nordstrom just was taken over by TD Bank

No, they simply standardized their platform to align with Citi's current credit policies. The Macy's and Bloomingdale's portfolios are still serviced by DSNB which is an affiliate of Citi. This has been the case for several years.

Nordstrom and TD Bank have a strategic credit card alliance. Under the agreement, Nordstrom sold its credit card receivables to TD Bank. Both companies entered into a long-term program agreement under which TD Bank, as exclusive issuer in the U.S., will own Nordstrom Visa and private label consumer credit card accounts and fund the associated receivables. However, Nordstrom will continue to perform account servicing functions, maintaining the current deep integration between its credit and retail operations. Plus, Nordstrom will continue to fund and manage the Nordstrom Rewards loyalty program, Nordstrom debit cards, and Nordstrom employee accounts.

Re: macys cli

B335is — Tue, 10 Nov 2015 07:25:22 GMT

I was actually very surprised to get a CLI out of Nordstrom just two weeks ago considering the general sentiment around here with Target cards (including my own). Frankly I think Macy's is more focused on trying to iron out the transition itself, which seems to have gone much better for Nordstrom.

Re: macys cli

Royalbacon — Tue, 10 Nov 2015 14:11:17 GMT

Hard pull for me few months back when I got my Macys CLI