topic Barclay Upgrade Message in Credit Cards

Barclay Upgrade Message

morgacj2004 — Thu, 03 Sep 2015 19:28:42 GMT

Got the following email from Barclays today:

C............, you've been selected for a credit card upgrade.

Congratulations!

You'll soon receive the Barclaycard Rewards World MasterCard®, with great new benefits you're sure to like. Your new card features chip technology* — to make paying for purchases more secure at chip-card terminals in the U.S. and abroad.

You'll continue to earn points with every purchase. And there's absolutely no additional cost to you. The terms of your new Barclaycard Rewards World MasterCard are the same as your current card.

Keep an eye out for your new card!

It will arrive shortly. When you receive it, follow the easy activation instructions, and create your PIN.

*What is a chip card, anyway?

A chip card is a credit card that uses encryption technology to protect your account when you make purchases at chip-card terminals. This helps reduce the risk of fraud and makes your card difficult to counterfeit. Learn more at BarclaycardUS.com/chipcard.

Look for your new Barclaycard Rewards World MasterCard in the mail in a few weeks.

Enjoy these added benefits and services¹

Concierge Service plus exclusive MasterCard benefits

24/7 help with restaurant reservations, gift ideas and hard-to-find event tickets – just to name a few.

MasterCard Travel Services™

Take advantage of a suite of benefits, amenities and upgrades, preferential treatment, experienced travel advisors, and premium travel offers from best-in-class travel companies.

Travel and Purchase Protections

Covered events may be eligible for luggage reimbursement, trip cancellation and interruption, MasterRental™, purchase security and more. See the World MasterCard Guide to Benefits at BarclaycardUS.com for details.

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Barclay's rewards auto upgraded to World MC

Anonymous — Thu, 03 Sep 2015 20:01:11 GMT

I am yet to get the new chip card replacement for my rewards MC. Today I get an email that I have been upgraded to a World MC rewards card and will get the new chip card in the mail soon. Don't care much for the benefits except for the trip insurance maybe. Wish they reduced the APR instead from the atrocious 23.99%. But I'm not complaining.

Re: Barclay Upgrade Message

Anonymous — Thu, 03 Sep 2015 20:03:12 GMT

I got the same message today

Re: Barclay Upgrade Message

OmarGB9 — Thu, 03 Sep 2015 20:09:41 GMT

I guess the EMV is considered an upgrade.

Re: Barclay Upgrade Message

itguy_65 — Thu, 03 Sep 2015 20:13:03 GMT

Yes, seems that they consider the EMV chip to be a serious upgrade. Their marketing department does, anyway!!

Re: Barclay's rewards auto upgraded to World MC

Anonymous — Thu, 03 Sep 2015 21:10:03 GMT

have you tried calling'em and ask for apr reduction?

Re: Barclay Upgrade Message

Anonymous — Thu, 03 Sep 2015 21:23:46 GMT

Perhaps the upgrade is that the Rewards Mastercard is going to be a World MC instead of a Platinum MC. Come to think of it, until today, I had never heard of anyone having a Barclay's Rewards World MC.

Re: Barclay's rewards auto upgraded to World MC

EW800 — Thu, 03 Sep 2015 21:24:51 GMT

@Anonymous wrote:
I am yet to get the new chip card replacement for my rewards MC. Today I get an email that I have been upgraded to a World MC rewards card and will get the new chip card in the mail soon. Don't care much for the benefits except for the trip insurance maybe. Wish they reduced the APR instead from the atrocious 23.99%. But I'm not complaining.

I received the same e-mail today - stating that I have been upgraded to the Rewards World MC, with the chip. Is there really any difference between the regular Rewards and World Rewards??

Re: Barclay Upgrade Message

morgacj2004 — Thu, 03 Sep 2015 21:45:13 GMT

It sounds better anyway!

Re: Barclay Upgrade Message

OmarGB9 — Thu, 03 Sep 2015 21:48:56 GMT

@Anonymous wrote:
Perhaps the upgrade is that the Rewards Mastercard is going to be a World MC instead of a Platinum MC. Come to think of it, until today, I had never heard of anyone having a Barclay's Rewards World MC.

Mine is a WMC.

Re: Barclay's rewards auto upgraded to World MC

OmarGB9 — Thu, 03 Sep 2015 21:52:52 GMT

Just in perks lol. And congrats to op

Re: Barclay's rewards auto upgraded to World MC

fedxboy — Thu, 03 Sep 2015 22:20:27 GMT

@EW800 wrote:
@Anonymous wrote:
I am yet to get the new chip card replacement for my rewards MC. Today I get an email that I have been upgraded to a World MC rewards card and will get the new chip card in the mail soon. Don't care much for the benefits except for the trip insurance maybe. Wish they reduced the APR instead from the atrocious 23.99%. But I'm not complaining.
I received the same e-mail today - stating that I have been upgraded to the Rewards World MC, with the chip. Is there really any difference between the regular Rewards and World Rewards??

Off the top of my head, I can think of the APR on my WMC is 14.99 vs 24.99 for the regular rewards card

Re: Barclay Upgrade Message

DaveInAZ — Thu, 03 Sep 2015 22:52:49 GMT

Those getting the World MC upgrade - what kind of CLs do you have? I was under the impression a $5k CL was the minimum for a WMC. My Rewards Platinum MC was up to $5700 CL, but in April when I got the NFL card w/$5k SL I moved $2700 from Rewards to NFL as I was going to do a $4500 BT to pay off a Prosper loan and didn't want to go to 90% util. So now my Rewards MC has only a $3k CL, and no upgrade email for me.

Re: Barclay Upgrade Message

morgacj2004 — Thu, 03 Sep 2015 22:32:25 GMT

My CL is $6500

Re: Barclay Upgrade Message

Anonymous — Fri, 04 Sep 2015 00:16:47 GMT

@DaveInAZ wrote:
Those getting the World MC upgrade - what kind of CLs do you have? I was under the impression a $5k CL was the minimum for a WMC. My Rewards Platinum MC was up to $5700 CL, but in April when I got the NFL card w/$5k SL I moved $2700 from Rewards to NFL as I was going to do a $4500 BT to pay off a Prosper loan and didn't want to go to 90% util. So now my Rewards MC has only a $3k CL, and no upgrade email for me.

Nope. My Sallie Mae is a WMC, and the limit is only $2K.

Re: Barclay Upgrade Message

Ron1 — Fri, 04 Sep 2015 00:22:45 GMT

I have had the card for three years. I got the card thru pre-approval offers. Recently, they sent the EMV to replace the old one.

Ron.

Re: Barclay Upgrade Message

Anonymous — Fri, 04 Sep 2015 00:37:44 GMT

Those that got the upgrade to World email...how hold is your account?

Re: Barclay Upgrade Message

EW800 — Fri, 04 Sep 2015 00:40:17 GMT

Although I never carry a balance, the (sky high) APR on my Rewards card is a whopping 24.99%. If they are going to call it the World edition now (got the same e-mail today), then I just may call to ask about an APR reduction. They will probably do me a real big favor and lower it to 23.99%!

My CL is $7,000 and I only put about $250/month spend on it, so I doubt that they would raise my CL.

Re: Barclay's rewards auto upgraded to World MC

kdm31091 — Fri, 04 Sep 2015 00:44:04 GMT

@EW800 wrote:
@Anonymous wrote:
I am yet to get the new chip card replacement for my rewards MC. Today I get an email that I have been upgraded to a World MC rewards card and will get the new chip card in the mail soon. Don't care much for the benefits except for the trip insurance maybe. Wish they reduced the APR instead from the atrocious 23.99%. But I'm not complaining.
I received the same e-mail today - stating that I have been upgraded to the Rewards World MC, with the chip. Is there really any difference between the regular Rewards and World Rewards??

Not really. World MC has some benefits that 99% of us are unlikely to ever care about or use. There is very little practical difference.

Re: Barclay Upgrade Message

OmarGB9 — Fri, 04 Sep 2015 00:47:05 GMT

@DaveInAZ wrote:
Those getting the World MC upgrade - what kind of CLs do you have? I was under the impression a $5k CL was the minimum for a WMC. My Rewards Platinum MC was up to $5700 CL, but in April when I got the NFL card w/$5k SL I moved $2700 from Rewards to NFL as I was going to do a $4500 BT to pay off a Prosper loan and didn't want to go to 90% util. So now my Rewards MC has only a $3k CL, and no upgrade email for me.

Mine came as a WMC off the bat. The SL was(still is) only $2k.