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    <title>topic Re: Amex is losing best western in Credit Cards</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Cards/Amex-is-losing-best-western/m-p/4221814#M1199726</link>
    <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;and even when trying to redeem for hotels and flights through the amex portal they still valued under 100 MRs for $1&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;&lt;SPAN&gt;MR points should always be transferred to an FF partner, then redeem. &amp;nbsp;Ideally, wait when there's a bonus on the transfer. &amp;nbsp;You'll never maximzing value by redeeming for statement credits, travel through their portal, or GCs (though, at 1:1, it's respectable).&lt;/SPAN&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;SPAN&gt;For instance, transfer MRs to Airline FF of your choice (especially, when there were up to 50% and 100% bonus on transfers in the past), and redeem for flights. &amp;nbsp;This will always net you at least 1.5 cents per point, if you're opportunistic and prudent.&lt;/SPAN&gt;&lt;/P&gt;</description>
    <pubDate>Tue, 08 Sep 2015 00:26:52 GMT</pubDate>
    <dc:creator>Open123</dc:creator>
    <dc:date>2015-09-08T00:26:52Z</dc:date>
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      <title>Amex is losing best western</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Amex-is-losing-best-western/m-p/4221570#M1199621</link>
      <description>&lt;P&gt;Not something I would use MRs on but for those who wanted to redeem with best western they will be leaving the amex MR program at end of year.&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Mon, 07 Sep 2015 22:15:38 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Amex-is-losing-best-western/m-p/4221570#M1199621</guid>
      <dc:creator>red259</dc:creator>
      <dc:date>2015-09-07T22:15:38Z</dc:date>
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      <title>Re: Amex is losing best western</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Amex-is-losing-best-western/m-p/4221587#M1199627</link>
      <description>&lt;P&gt;I would not use them, the value of the transfers is frighteningly bad,&amp;nbsp;but seems another step on the road of AMEX reductions?&lt;/P&gt;&lt;P&gt;Or maybe everyone is smart enough to realize it's a bad exchange so simply was not using the transfer?&lt;/P&gt;</description>
      <pubDate>Mon, 07 Sep 2015 22:20:26 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Amex-is-losing-best-western/m-p/4221587#M1199627</guid>
      <dc:creator>NRB525</dc:creator>
      <dc:date>2015-09-07T22:20:26Z</dc:date>
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    <item>
      <title>Re: Amex is losing best western</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Amex-is-losing-best-western/m-p/4221593#M1199630</link>
      <description>amex is going way downhill</description>
      <pubDate>Mon, 07 Sep 2015 22:21:55 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Amex-is-losing-best-western/m-p/4221593#M1199630</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-09-07T22:21:55Z</dc:date>
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    <item>
      <title>Re: Amex is losing best western</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Amex-is-losing-best-western/m-p/4221610#M1199636</link>
      <description>They should be partnering up with Motel 8 in the near future, so no big deal</description>
      <pubDate>Mon, 07 Sep 2015 22:29:11 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Amex-is-losing-best-western/m-p/4221610#M1199636</guid>
      <dc:creator>thelethargicage</dc:creator>
      <dc:date>2015-09-07T22:29:11Z</dc:date>
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      <title>Re: Amex is losing best western</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Amex-is-losing-best-western/m-p/4221636#M1199646</link>
      <description>&lt;P&gt;Hotel transfers were valuable only when needing a small amount of points to meet a redemption. &amp;nbsp;For instance, I was about 200 points short of redeeming a few nights at a Best Western. &amp;nbsp;So, in this case, a great use of MRs, even with the horrible redemption rate.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;However, in the long run, I suspect for many, this doesn't have any effect on whether one finds MR a valuable program, relative to the others.&lt;/P&gt;</description>
      <pubDate>Mon, 07 Sep 2015 22:42:00 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Amex-is-losing-best-western/m-p/4221636#M1199646</guid>
      <dc:creator>Open123</dc:creator>
      <dc:date>2015-09-07T22:42:00Z</dc:date>
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      <title>Re: Amex is losing best western</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Amex-is-losing-best-western/m-p/4221711#M1199677</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;amex is going way downhill&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Because of losing Best Western? haha I think not. I would argue they never belonged together in the first place.&lt;/P&gt;</description>
      <pubDate>Mon, 07 Sep 2015 23:24:06 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Amex-is-losing-best-western/m-p/4221711#M1199677</guid>
      <dc:creator>Kenny</dc:creator>
      <dc:date>2015-09-07T23:24:06Z</dc:date>
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      <title>Re: Amex is losing best western</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Amex-is-losing-best-western/m-p/4221718#M1199681</link>
      <description>no just in general. amex is kind of a joke these days.</description>
      <pubDate>Mon, 07 Sep 2015 23:27:51 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Amex-is-losing-best-western/m-p/4221718#M1199681</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-09-07T23:27:51Z</dc:date>
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    <item>
      <title>Re: Amex is losing best western</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Amex-is-losing-best-western/m-p/4221751#M1199699</link>
      <description>I'll agree amex is meh at best. chase and citi are what I would consider the leaders in the credit card industry. I'll still take free MR points, but both my Amex cards are going bye bye when the next fees are due.</description>
      <pubDate>Mon, 07 Sep 2015 23:45:41 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Amex-is-losing-best-western/m-p/4221751#M1199699</guid>
      <dc:creator>jsucool76</dc:creator>
      <dc:date>2015-09-07T23:45:41Z</dc:date>
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      <title>Re: Amex is losing best western</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Amex-is-losing-best-western/m-p/4221760#M1199703</link>
      <description>yeah i have 17k useless MR points so yep. waste lol. their redemption is horrible</description>
      <pubDate>Mon, 07 Sep 2015 23:51:42 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Amex-is-losing-best-western/m-p/4221760#M1199703</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-09-07T23:51:42Z</dc:date>
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      <title>Re: Amex is losing best western</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Amex-is-losing-best-western/m-p/4221761#M1199704</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/223250"&gt;@Kenny&lt;/a&gt; wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;amex is going way downhill&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Because of losing Best Western? haha I think not. I would argue they never belonged together in the first place.&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Agreed. while all the amex haters bash i will be on the sidelines getting my benefits with em. i do think they lost a little of their luster but going down hill is a stretch&lt;/P&gt;</description>
      <pubDate>Mon, 07 Sep 2015 23:51:55 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Amex-is-losing-best-western/m-p/4221761#M1199704</guid>
      <dc:creator>taxi818</dc:creator>
      <dc:date>2015-09-07T23:51:55Z</dc:date>
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      <title>Re: Amex is losing best western</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Amex-is-losing-best-western/m-p/4221764#M1199706</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;yeah i have 17k useless MR points so yep. waste lol. their redemption is horrible&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Ill take them terror&lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt; they can be transfered to my skymiles for only 15 dollars and of course i would get you a nice gift card for giving them to me &lt;img id="smileywink" class="emoticon emoticon-smileywink" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-wink.gif" alt="Smiley Wink" title="Smiley Wink" /&gt;&lt;/P&gt;</description>
      <pubDate>Mon, 07 Sep 2015 23:53:04 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Amex-is-losing-best-western/m-p/4221764#M1199706</guid>
      <dc:creator>taxi818</dc:creator>
      <dc:date>2015-09-07T23:53:04Z</dc:date>
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    <item>
      <title>Re: Amex is losing best western</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Amex-is-losing-best-western/m-p/4221765#M1199707</link>
      <description>okay going downhill is a little much but they have lost who they used to be for the negative</description>
      <pubDate>Mon, 07 Sep 2015 23:53:49 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Amex-is-losing-best-western/m-p/4221765#M1199707</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-09-07T23:53:49Z</dc:date>
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    <item>
      <title>Re: Amex is losing best western</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Amex-is-losing-best-western/m-p/4221768#M1199709</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;okay going downhill is a little much but they have lost who they used to be for the negative&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Now i agree 100% hehehe&lt;/P&gt;</description>
      <pubDate>Mon, 07 Sep 2015 23:54:56 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Amex-is-losing-best-western/m-p/4221768#M1199709</guid>
      <dc:creator>taxi818</dc:creator>
      <dc:date>2015-09-07T23:54:56Z</dc:date>
    </item>
    <item>
      <title>Re: Amex is losing best western</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Amex-is-losing-best-western/m-p/4221770#M1199710</link>
      <description>lol</description>
      <pubDate>Mon, 07 Sep 2015 23:55:58 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Amex-is-losing-best-western/m-p/4221770#M1199710</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-09-07T23:55:58Z</dc:date>
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    <item>
      <title>Re: Amex is losing best western</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Amex-is-losing-best-western/m-p/4221773#M1199711</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;okay going downhill is a little much but they have lost who they used to be for the negative&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;+1 Not to mention that some other programs have stepped up with positive developments helping to close the gap.&amp;nbsp;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Mon, 07 Sep 2015 23:59:22 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Amex-is-losing-best-western/m-p/4221773#M1199711</guid>
      <dc:creator>red259</dc:creator>
      <dc:date>2015-09-07T23:59:22Z</dc:date>
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      <title>Re: Amex is losing best western</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Amex-is-losing-best-western/m-p/4221783#M1199717</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;yeah i have 17k useless MR points so yep. waste lol. their redemption is horrible&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;You can't use 150 dollars at Nike.com? I use my MR for gift cards sometimes.. I know -- not a smart use for some people, but I think it's pretty good for me.&lt;/P&gt;</description>
      <pubDate>Tue, 08 Sep 2015 00:04:26 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Amex-is-losing-best-western/m-p/4221783#M1199717</guid>
      <dc:creator>Kenny</dc:creator>
      <dc:date>2015-09-08T00:04:26Z</dc:date>
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      <title>Re: Amex is losing best western</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Amex-is-losing-best-western/m-p/4221784#M1199718</link>
      <description>more times than not the MRs don't even value 100 MRs to $1. a standard cash back card does that...</description>
      <pubDate>Tue, 08 Sep 2015 00:05:49 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Amex-is-losing-best-western/m-p/4221784#M1199718</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-09-08T00:05:49Z</dc:date>
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      <title>Re: Amex is losing best western</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Amex-is-losing-best-western/m-p/4221802#M1199723</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;more times than not the MRs don't even value 100 MRs to $1. a standard cash back card does that...&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;When considering the efficacy of Amex cards, it's best to consider them purely from a travel rewards (meaning, transferring to FF and hotels) perspective. &amp;nbsp;When considering the merits of Amex cards, they should be compared and contrasted with their peer group, such as cards offering rewards in the UR, TY, and specific Airline or Hotel rewards cards. &amp;nbsp;When it comes to cash rewards, Amex is underwhelming, at best. &amp;nbsp;The only cash rewards card Amex has with any appeal would be the BCP; and, that's only if you spend a very specific amount in groceries.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;However, when it comes to cash, this would be true of all cards. &amp;nbsp;In other words, for cash rewards, we simply consider the 5% rotating cards, and the 2% (Fid Amex, Citi Double, and Discover Miles 1st year promo). &amp;nbsp;That's it. &amp;nbsp;The cash rewards discussion is over period.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;For those who spend significant amounts sporadically, Amex Charge cards are still without peer. &amp;nbsp;For those who stay at Starwood hotels and transfer to associated FFs, the SPG rewards program is still the best, bar none. &amp;nbsp;Regardless of Amex's recent negative press, these are two instances, that for some, Amex is still far and away the best in class.&lt;/P&gt;</description>
      <pubDate>Tue, 08 Sep 2015 00:19:45 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Amex-is-losing-best-western/m-p/4221802#M1199723</guid>
      <dc:creator>Open123</dc:creator>
      <dc:date>2015-09-08T00:19:45Z</dc:date>
    </item>
    <item>
      <title>Re: Amex is losing best western</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Amex-is-losing-best-western/m-p/4221807#M1199724</link>
      <description>and even when trying to redeem for hotels and flights through the amex portal they still valued under 100 MRs for $1</description>
      <pubDate>Tue, 08 Sep 2015 00:22:37 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Amex-is-losing-best-western/m-p/4221807#M1199724</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-09-08T00:22:37Z</dc:date>
    </item>
    <item>
      <title>Re: Amex is losing best western</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Amex-is-losing-best-western/m-p/4221814#M1199726</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;and even when trying to redeem for hotels and flights through the amex portal they still valued under 100 MRs for $1&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;&lt;SPAN&gt;MR points should always be transferred to an FF partner, then redeem. &amp;nbsp;Ideally, wait when there's a bonus on the transfer. &amp;nbsp;You'll never maximzing value by redeeming for statement credits, travel through their portal, or GCs (though, at 1:1, it's respectable).&lt;/SPAN&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;SPAN&gt;For instance, transfer MRs to Airline FF of your choice (especially, when there were up to 50% and 100% bonus on transfers in the past), and redeem for flights. &amp;nbsp;This will always net you at least 1.5 cents per point, if you're opportunistic and prudent.&lt;/SPAN&gt;&lt;/P&gt;</description>
      <pubDate>Tue, 08 Sep 2015 00:26:52 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Amex-is-losing-best-western/m-p/4221814#M1199726</guid>
      <dc:creator>Open123</dc:creator>
      <dc:date>2015-09-08T00:26:52Z</dc:date>
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