topic Re: Amex BCE $250 Offer in Credit Cards

Amex BCE $250 Offer

-Cal- — Thu, 10 Sep 2015 16:06:44 GMT

I noticed that the signup bonus on the BCE is up to $250.

Go get your bonus (incognito)! https://www.americanexpress.com/us/credit-cards/blue-cash-everyday

Since I have the Blue Cash and the bonus is $100 higher than the BCP, I'm thinking of applying for this card. What is the frequency allowed for revolvers? I was approved for 1 charge and 1 revolver on 9/3.

Re: Amex BCE $250 Offer

AvadaKedavra — Thu, 10 Sep 2015 16:07:17 GMT

Showing up as $150 for me. Even in incognito.

Re: Amex BCE $250 Offer

-Cal- — Thu, 10 Sep 2015 16:08:43 GMT

@AvadaKedavra wrote:
Showing up as $150 for me. Even in incognito.

Make sure you close all incognito windows and retry again until you see the $250.

Re: Amex BCE $250 Offer

willwar14 — Thu, 10 Sep 2015 16:11:24 GMT

Special Offer For You Get 25,000 Points, why amex why.

Re: Amex BCE $250 Offer

-Cal- — Thu, 10 Sep 2015 16:14:29 GMT

@willwar14 wrote:
Special Offer For You Get 25,000 Points, why amex why.

25k points is for Amex EveryDay, the $250 is cash back for the Blue Cash EveryDay product.

Re: Amex BCE $250 Offer

Open123 — Thu, 10 Sep 2015 16:36:12 GMT

Some general guidelines when app'ing for Amex cards (I'm sure this is yesterday's newspaper to most of you, but for newbies):

1. Log off (from Amex's site, not Windows or your Mac OS).

2. Clear cookies, cache, use private mode (or, whatever you call it) in Firefox, Safari, IE, or Chrome.

3. Apply with the link specifically detailing the bonus or directly from Amex's site.

4. Personal cards - make sure you've NEVER had or have ever PC'ed into the product before.

5. Business cards - make sure you've closed it more than 12 months ago.

For the past 5 years, this has worked for me and countless people I know IRL with a 100% success rate. It may not continue to work in perpetuity, but one may continue to assume this will be successful until evidence to the contrary surfaces.

Only difference is that an Amex new account adversely affects AAOA, whereas in the past, it had enhanced it.

*Edited* PS - Note a slight change with the SPG. In the past, if you PC'ed to the SPG, you'd receive the 10K initial charge bonus, but not the trailing 15K bonus after the 6 month spend. Now, the terms have been changed to 25k (30K now) for the spend in 3 months. So, unlike the past, if you've ever had a personal SPG at any point in your life (past 7 years, may still qualify), you will not be entitled to the bonus.

Re: Amex BCE $250 Offer

-Cal- — Thu, 10 Sep 2015 16:36:58 GMT

@Open123 wrote:
Some general guidelines when app'ing for Amex cards (I'm sure this is yesterday's newspaper to most of you, but for newbies):

1. Log off.
2. Clear cookies, cash, private mode (or, whatever you call it) in Firefox, Safari, IE, or Chrome.
3. Apply with the link specifically detailing the bonus or directly from Amex's site.
4. Personal cards - make sure you've NEVER had or have ever PC'ed into the product before.
5. Business cards - make sure you've closed it more than 12 months ago.

For the past 5 years, this has worked for me and countless people I know IRL with a 100% success rate. It may not continue to work in perpetuity, but one may continue to assume this will be successful until evidence to the contrary surfaces.

Only difference is that an Amex new account adversely affects AAOA, whereas in the past, it had enhanced it.

Thanks for posting this! Do you know how many revolvers they allow you to apply for within a 1 month window?

Re: Amex BCE $250 Offer

Open123 — Thu, 10 Sep 2015 16:41:49 GMT

@-Cal- wrote:
Thanks for posting this! Do you know how many revolvers they allow you to apply for within a 1 month window?

Maximum is 4, but more than 1, you'd have to speak with underwriting.

I have gotten approved for 2 revolvers within 10 days, but had to speak with underwriting. Not sure if I've heard any cases where a person was approved for more than 2, but it wouldn't surprise it's happened.

If you have a good relationship with Amex, I'd try anyway, if you can spare the HP. You'll just need to call and speak with New Accounts, then their underwriter (CSR relays your messages to the Underwriter). In my case, they were willing to open them up, if I closed one of my accounts, which I did. However, I had hit the maximum 4 revolvers.

Re: Amex BCE $250 Offer

-Cal- — Fri, 11 Sep 2015 00:41:12 GMT

@Open123 wrote:
@-Cal- wrote:
Thanks for posting this! Do you know how many revolvers they allow you to apply for within a 1 month window?
Maximum is 4, but more than 1, you'd have to speak with underwriting.

I have gotten approved for 2 revolvers within 10 days, but had to speak with underwriting. Not sure if I've heard any cases where a person was approved for more than 2, but it wouldn't surprise it's happened.

If you have a good relationship with Amex, I'd try anyway, if you can spare the HP. You'll just need to call and speak with New Accounts, then their underwriter (CSR relays your messages to the Underwriter). In my case, they were willing to open them up, if I closed one of my accounts, which I did. However, I had hit the maximum 4 revolvers.

I applied and the app was immediately cancelled (no HP). I'm guessing its because I just received two cards a week and a half ago. I'm debating on if I'll call or not. It would be nice to get the bonus.

Re: Amex BCE $250 Offer

Open123 — Fri, 11 Sep 2015 00:54:35 GMT

@-Cal- wrote:
I applied and the app was immediately cancelled (no HP). I'm guessing its because I just received two cards a week and a half ago. I'm debating on if I'll call or not. It would be nice to get the bonus.

My guess is no. You could call, I suppose. Though, success would be unlikely.

Which bonus?

Re: Amex BCE $250 Offer

-Cal- — Fri, 11 Sep 2015 01:13:07 GMT

@Open123 wrote:
@-Cal- wrote:
I applied and the app was immediately cancelled (no HP). I'm guessing its because I just received two cards a week and a half ago. I'm debating on if I'll call or not. It would be nice to get the bonus.

My guess is no. You could call, I suppose. Though, success would be unlikely.

Which bonus?

The $250 cashback after spending $1,000 on the BCE.

Re: Amex BCE $250 Offer

Open123 — Fri, 11 Sep 2015 01:15:44 GMT

@-Cal- wrote:
@Open123 wrote:
@-Cal- wrote:
I applied and the app was immediately cancelled (no HP). I'm guessing its because I just received two cards a week and a half ago. I'm debating on if I'll call or not. It would be nice to get the bonus.

My guess is no. You could call, I suppose. Though, success would be unlikely.

Which bonus?
The $250 cashback after spending $1,000 on the BCE.

Hm, my guess is that it would be futile to call. You can try, but it seems Amex has a max 2 account per 30 days. It wouldn't hurt to call, just to know when you can actually app again. My guess, after 30 days from your most recent app.

Re: Amex BCE $250 Offer

Anonymous — Fri, 11 Sep 2015 01:19:43 GMT

Ooohhhh. That is SUCH a good offer. But I'm supposed to be gardening! UGH!

Re: Amex BCE $250 Offer

-Cal- — Fri, 11 Sep 2015 01:27:12 GMT

@Open123 wrote:
@-Cal- wrote:
@Open123 wrote:
@-Cal- wrote:
I applied and the app was immediately cancelled (no HP). I'm guessing its because I just received two cards a week and a half ago. I'm debating on if I'll call or not. It would be nice to get the bonus.

My guess is no. You could call, I suppose. Though, success would be unlikely.

Which bonus?
The $250 cashback after spending $1,000 on the BCE.
Hm, my guess is that it would be futile to call. You can try, but it seems Amex has a max 2 account per 30 days. It wouldn't hurt to call, just to know when you can actually app again. My guess, after 30 days from your most recent app.

Ahh I didn't realize it was supposed to be 30 days in between apps. I suppose I will retry on 9/30 if the offer is still available.

Re: Amex BCE $250 Offer

-Cal- — Fri, 11 Sep 2015 01:30:48 GMT

@Anonymous wrote:
Ooohhhh. That is SUCH a good offer. But I'm supposed to be gardening! UGH!

I'm supposed to be gardening too but I don't mind resetting it ahead a couple of days for a good deal. I'm also eye balling the Chase IHG and AARP cards but maybe I should just put my apping to bed.

BTW I wonder if no HP / no new account = no garden reset?

Re: Amex BCE $250 Offer

Anonymous — Fri, 11 Sep 2015 01:36:16 GMT

@-Cal- wrote:
I noticed that the signup bonus on the BCE is up to $250.

Go get your bonus (incognito)! https://www.americanexpress.com/us/credit-cards/blue-cash-everyday

Since I have the Blue Cash and the bonus is $100 higher than the BCP, I'm thinking of applying for this card. What is the frequency allowed for revolvers? I was approved for 1 charge and 1 revolver on 9/3.

i clicked on ''Check Pre-Qualied Offers'' and was given ''Spend $500 and get $150 cash back'' that's 30% (5% more) than ''Spend '$1,000 and get $250 cash back'' which is 25%. However, i still see Gold Premier Rewards still popping up offering 50,000 points when you spend $1,000 which is 50% (25% more) than blue cash offering if you value 50,000 points $500 cash back.

Re: Amex BCE $250 Offer

slicemans — Fri, 11 Sep 2015 01:36:22 GMT

Its tempting because the bonus, but in the end is the card worth it? To me not really

Re: Amex BCE $250 Offer

Open123 — Fri, 11 Sep 2015 01:38:28 GMT

Plans should never be fixed or rigid.

In an arena as fluid and dynamic as CCs, we should improvise and adapt when it's prudent to do so. For instance, up until this year, every annual Amex app offered us a gift of at $300 - $1,000 in cashback or associated rewards to enhance our CR profile by increasong AAOA.

Now, it's gone. What good was waiting for the perfect moment? There is no "perfect" moment, since there can always be a "better" time.

Re: Amex BCE $250 Offer

-Cal- — Fri, 11 Sep 2015 01:45:52 GMT

@Anonymous wrote:
@-Cal- wrote:
I noticed that the signup bonus on the BCE is up to $250.

Go get your bonus (incognito)! https://www.americanexpress.com/us/credit-cards/blue-cash-everyday

Since I have the Blue Cash and the bonus is $100 higher than the BCP, I'm thinking of applying for this card. What is the frequency allowed for revolvers? I was approved for 1 charge and 1 revolver on 9/3.
i clicked on ''Check Pre-Qualied Offers'' and was given ''Spend $500 and get $150 cash back'' that's 30% (5% more) than ''Spend '$1,000 and get $250 cash back'' which is 25%. However, i still see Gold Premier Rewards still popping up offering 50,000 points when you spend $1,000 which is 50% (25% more) than blue cash offering if you value 50,000 points $500 cash back.

I almost forgot about the 50k bonus on the PRG, its always available. I'll probably go for the double whammy when I can apply.

Re: Amex BCE $250 Offer

Anonymous — Fri, 11 Sep 2015 02:15:35 GMT

@slicemans wrote:
Its tempting because the bonus, but in the end is the card worth it? To me not really

Depends how much you spend on grocercies .... here's an example with this bonus

you spend an average $500 a month on grocercies that's + $510 cash back in your pocket in your first year just from buying your groceries - $75 annual fee =

$435 back in your pocket in your first year. ($285 there after)

Or get the no annual fee version and earned =

$430 back in your pocket in first year. ($180 there after)

So long term you'll probably will earn more paying the annual fee if you spend more to recoup it back.

American Express Blue Cash (no annual fee) $250 cash back bonus ofer

https://www.americanexpress.com/us/credit-cards/blue-cash-everyday

American Express Blue Cash Preferred ($75 annual fee) $150 cash back bonus offer

https://www.americanexpress.com/us/credit-cards/blue-cash-preferred

American Express Premier Gold Rewards Card (50,000 MR points bonus offer)

https://www.americanexpress.com/us/credit-cards/premier-rewards-gold/