<?xml version="1.0" encoding="UTF-8"?>
<rss xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:rdf="http://www.w3.org/1999/02/22-rdf-syntax-ns#" xmlns:taxo="http://purl.org/rss/1.0/modules/taxonomy/" version="2.0">
  <channel>
    <title>topic Hmm, card rewards &amp;amp; benefits help in Credit Cards</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Cards/Hmm-card-rewards-amp-benefits-help/m-p/4232355#M1203705</link>
    <description>&lt;P&gt;I was looking at different rewards and benefit features and as I look it's hard to find something better.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;CSP is like having five cards in one, Marriot, Ritz, Hyatt, United &amp;amp; Southwest for example. &amp;nbsp;All transfer 1:1, plus UR point are more flexible.&lt;/P&gt;&lt;P&gt;I'm not tied to one hotel or airline and I get most of my hotel perks from Amex Plat. (gold spg &amp;amp; FHR) and my other travel perks. &amp;nbsp;So other than sign-up bonuses there is really no other benefit for other cards from chase.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;2% and 5% catagories DC is 2% but I TRAVEL A LOT so Venture is my card for everything else other than 5% from Discover. &amp;nbsp;Barclays arrival+ is basically another Venture and Freedom is another Discover&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;The only place I see value is adding an Amex card to enhance my MR and it would be EDP because 30 swips is easy so 3 and 4.50 points on gas and groceries is better than 2% and my transfer to Avios is almost like 5 - 7 cents per dollar with American Airlines partner. I find Avios better than Citi AA and Chase United domestic, I can fly using 14K-19K miles vs. 25K - 30K. &amp;nbsp;So I have been transfering UR &amp;amp; MR point to my BA account.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Is there a better combo, not interested in Citi because transfer partners for TY points are weak.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Am I missing anything? &amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
    <pubDate>Mon, 14 Sep 2015 13:04:17 GMT</pubDate>
    <dc:creator>redpat</dc:creator>
    <dc:date>2015-09-14T13:04:17Z</dc:date>
    <item>
      <title>Hmm, card rewards &amp; benefits help</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Hmm-card-rewards-amp-benefits-help/m-p/4232355#M1203705</link>
      <description>&lt;P&gt;I was looking at different rewards and benefit features and as I look it's hard to find something better.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;CSP is like having five cards in one, Marriot, Ritz, Hyatt, United &amp;amp; Southwest for example. &amp;nbsp;All transfer 1:1, plus UR point are more flexible.&lt;/P&gt;&lt;P&gt;I'm not tied to one hotel or airline and I get most of my hotel perks from Amex Plat. (gold spg &amp;amp; FHR) and my other travel perks. &amp;nbsp;So other than sign-up bonuses there is really no other benefit for other cards from chase.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;2% and 5% catagories DC is 2% but I TRAVEL A LOT so Venture is my card for everything else other than 5% from Discover. &amp;nbsp;Barclays arrival+ is basically another Venture and Freedom is another Discover&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;The only place I see value is adding an Amex card to enhance my MR and it would be EDP because 30 swips is easy so 3 and 4.50 points on gas and groceries is better than 2% and my transfer to Avios is almost like 5 - 7 cents per dollar with American Airlines partner. I find Avios better than Citi AA and Chase United domestic, I can fly using 14K-19K miles vs. 25K - 30K. &amp;nbsp;So I have been transfering UR &amp;amp; MR point to my BA account.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Is there a better combo, not interested in Citi because transfer partners for TY points are weak.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Am I missing anything? &amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Mon, 14 Sep 2015 13:04:17 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Hmm-card-rewards-amp-benefits-help/m-p/4232355#M1203705</guid>
      <dc:creator>redpat</dc:creator>
      <dc:date>2015-09-14T13:04:17Z</dc:date>
    </item>
  </channel>
</rss>

