topic Re: BankAmericard PC in Credit Cards

BankAmericard PC

icyhot — Mon, 14 Sep 2015 20:59:30 GMT

BofA CR PC from a Platinum Plus MC to a Visa Siggy complete. It was requested on 8/23, so took exactly 3 weeks. This will make all my cards except my Forward and 2 Cap1 cards that I plan to consolidate "premium" cards (VS, WEMC, Amex). It may not be big to some but for someone who had to recon for a Walmart card last year this is a huge jump

Re: BankAmericard PC

thelethargicage — Mon, 14 Sep 2015 23:39:51 GMT

@icyhot wrote:
BofA CR PC from a Platinum Plus MC to a Visa Siggy complete. It was requested on 8/23, so took exactly 3 weeks. This will make all my cards except my Forward and 2 Cap1 cards that I plan to consolidate "premium" cards (VS, WEMC, Amex). It may not be big to some but for someone who had to recon for a Walmart card last year this is a huge jump

It IS a big deal, if you ask me. Congratulations!

Re: BankAmericard PC

Anonymous — Mon, 14 Sep 2015 23:43:04 GMT

Congrats...wish I could see the picture but it won't get any bigger. My PC took exactly 4 weeks so glad yours was quicker.

Re: BankAmericard PC

icyhot — Mon, 14 Sep 2015 23:47:35 GMT

@Anonymous wrote:
Congrats...wish I could see the picture but it won't get any bigger. My PC took exactly 4 weeks so glad yours was quicker.

Is this better?

Re: BankAmericard PC

Anonymous — Tue, 15 Sep 2015 00:00:45 GMT

@icyhot wrote:
@Anonymous wrote:
Congrats...wish I could see the picture but it won't get any bigger. My PC took exactly 4 weeks so glad yours was quicker.

Is this better?

Much better! Its a shame that $ looks like 58,000. That would be a nice line!

Re: BankAmericard PC

Anonymous — Tue, 15 Sep 2015 01:14:26 GMT

Great job! When we did ours it was pretty painless. Had a 0 for 21 months on a bank americard mastercard. Wanted pc to WMC. They insisted on adding a rewards program, either 321 or travel. It also took a few weeks.

Re: BankAmericard PC

Anonymous — Tue, 15 Sep 2015 01:31:47 GMT

When you do this and/or PC to a rewards card, does your APR stay the same?

While I don't carry a balance, I have a decent limit on my BankAmericard and a single digit APR.

I've thought about a PC, but I sure don't want the APR to go up to what they offer me on the rewards cards in my "special offers."

Funny thing is this used to be a rewards card tied to my mortage years ago, but when they sold my servicing, they cancelled the rewards.

Re: BankAmericard PC

Anonymous — Tue, 15 Sep 2015 01:45:10 GMT

@Anonymous wrote:
When you do this and/or PC to a rewards card, does your APR stay the same?

While I don't carry a balance, I have a decent limit on my BankAmericard and a single digit APR.
I've thought about a PC, but I sure don't want the APR to go up to what they offer me on the rewards cards in my "special offers."

Funny thing is this used to be a rewards card tied to my mortage years ago, but when they sold my servicing, they cancelled the rewards.

I would certainly hope so. But I don't know if every account is eligible. For example a family member has a BOA rewards card that earns crummy points each month, Has 7% apr or less. It cannot be PC'd to a cash rewards or anything else

You may have some lucky and it doesnt hurt to ask.

Now when we did ours, it was 0 for 21 then 14.9 so thats not really anything extravagant.