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    <title>topic Re: Chase 4th quarter 5% categories in Credit Cards</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Cards/Chase-4th-quarter-5-categories/m-p/4234366#M1204443</link>
    <description>&lt;P&gt;Never even heard of Audible.com or Diapers.com. Doubt many people will be thrilled with Audible.com and there's definiely a niche group for Diapers.com but I'm very disappointed. I'm making one more big charge on Freedom so I can cash out and then I'm done with the card. Going to get QS as a backup to SM. I'm tired of these rotating categories that are useless to me.&amp;nbsp;&lt;/P&gt;</description>
    <pubDate>Tue, 15 Sep 2015 14:41:44 GMT</pubDate>
    <dc:creator>Callandra</dc:creator>
    <dc:date>2015-09-15T14:41:44Z</dc:date>
    <item>
      <title>Chase 4th quarter 5% categories</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Chase-4th-quarter-5-categories/m-p/4233885#M1204252</link>
      <description>&lt;P&gt;Was looking at my online account and noticed they updated their rewards for the 4th quarter figured I'd share them.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Amazon.com(will use for Christmas shopping)&lt;BR /&gt;Zappos.com(won't use)&lt;BR /&gt;Audible.com(won't use)&lt;BR /&gt;Diapers.com(may use to buy my kid diapers)&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Tue, 15 Sep 2015 04:12:17 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Chase-4th-quarter-5-categories/m-p/4233885#M1204252</guid>
      <dc:creator>rockbttm442</dc:creator>
      <dc:date>2015-09-15T04:12:17Z</dc:date>
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      <title>Re: Chase 4th quarter 5% categories</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Chase-4th-quarter-5-categories/m-p/4233887#M1204253</link>
      <description>This makes me reconsider apping for the freedom. Discovers 4th quarter is 100x better compared to these four stores.</description>
      <pubDate>Tue, 15 Sep 2015 04:14:15 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Chase-4th-quarter-5-categories/m-p/4233887#M1204253</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-09-15T04:14:15Z</dc:date>
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      <title>Re: Chase 4th quarter 5% categories</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Chase-4th-quarter-5-categories/m-p/4233892#M1204255</link>
      <description>Those categories suck 😆</description>
      <pubDate>Tue, 15 Sep 2015 04:16:31 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Chase-4th-quarter-5-categories/m-p/4233892#M1204255</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-09-15T04:16:31Z</dc:date>
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    <item>
      <title>Re: Chase 4th quarter 5% categories</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Chase-4th-quarter-5-categories/m-p/4233895#M1204257</link>
      <description>Looks like hf just went for it and said it, at least I tried to keep it nice LOL &lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt; &lt;img id="smileytongue" class="emoticon emoticon-smileytongue" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-tongue.gif" alt="Smiley Tongue" title="Smiley Tongue" /&gt;</description>
      <pubDate>Tue, 15 Sep 2015 04:17:27 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Chase-4th-quarter-5-categories/m-p/4233895#M1204257</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-09-15T04:17:27Z</dc:date>
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    <item>
      <title>Re: Chase 4th quarter 5% categories</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Chase-4th-quarter-5-categories/m-p/4233897#M1204258</link>
      <description>&lt;P&gt;I haven't seen Discovers yet all it said was holiday shopping.&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Tue, 15 Sep 2015 04:18:33 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Chase-4th-quarter-5-categories/m-p/4233897#M1204258</guid>
      <dc:creator>rockbttm442</dc:creator>
      <dc:date>2015-09-15T04:18:33Z</dc:date>
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    <item>
      <title>Re: Chase 4th quarter 5% categories</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Chase-4th-quarter-5-categories/m-p/4233900#M1204261</link>
      <description>lol! I almost went the nice route but you already had it covered &lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt;</description>
      <pubDate>Tue, 15 Sep 2015 04:19:12 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Chase-4th-quarter-5-categories/m-p/4233900#M1204261</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-09-15T04:19:12Z</dc:date>
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      <title>Re: Chase 4th quarter 5% categories</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Chase-4th-quarter-5-categories/m-p/4233901#M1204262</link>
      <description>&lt;P&gt;Discover &amp;gt; Freedom for the 4th Quarter.&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Tue, 15 Sep 2015 04:20:42 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Chase-4th-quarter-5-categories/m-p/4233901#M1204262</guid>
      <dc:creator>AvadaKedavra</dc:creator>
      <dc:date>2015-09-15T04:20:42Z</dc:date>
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    <item>
      <title>Re: Chase 4th quarter 5% categories</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Chase-4th-quarter-5-categories/m-p/4233902#M1204263</link>
      <description>&lt;P&gt;My thought exactly. I had to look up what audible.com was.&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Tue, 15 Sep 2015 04:20:42 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Chase-4th-quarter-5-categories/m-p/4233902#M1204263</guid>
      <dc:creator>rockbttm442</dc:creator>
      <dc:date>2015-09-15T04:20:42Z</dc:date>
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    <item>
      <title>Re: Chase 4th quarter 5% categories</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Chase-4th-quarter-5-categories/m-p/4233903#M1204264</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;lol! I almost went the nice route but you already had it covered &lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;HAHAHAH pound it!&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Discover's 4th quarter:&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;IMG src="http://puu.sh/kbO5f/f2fa2f6304.png" border="0" alt="" title="" /&gt;&lt;/P&gt;</description>
      <pubDate>Tue, 15 Sep 2015 04:21:49 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Chase-4th-quarter-5-categories/m-p/4233903#M1204264</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-09-15T04:21:49Z</dc:date>
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    <item>
      <title>Re: Chase 4th quarter 5% categories</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Chase-4th-quarter-5-categories/m-p/4233907#M1204267</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;This makes me reconsider apping for the freedom. Discovers 4th quarter is 100x better compared to these four stores.&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;discover 5% quater kinda sucks compare to last years, because it was "online shopping" rather than amazon.com and dept stores.&lt;/P&gt;</description>
      <pubDate>Tue, 15 Sep 2015 04:23:42 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Chase-4th-quarter-5-categories/m-p/4233907#M1204267</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-09-15T04:23:42Z</dc:date>
    </item>
    <item>
      <title>Re: Chase 4th quarter 5% categories</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Chase-4th-quarter-5-categories/m-p/4233909#M1204269</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;This makes me reconsider apping for the freedom. Discovers 4th quarter is 100x better compared to these four stores.&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;discover 5% quater kinda sucks compare to last years, because it was "online shopping" rather than amazon.com and dept stores.&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Oooo. I just got my Disc this year; that's nice to know! It is certainly much better.&lt;/P&gt;</description>
      <pubDate>Tue, 15 Sep 2015 04:24:44 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Chase-4th-quarter-5-categories/m-p/4233909#M1204269</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-09-15T04:24:44Z</dc:date>
    </item>
    <item>
      <title>Re: Chase 4th quarter 5% categories</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Chase-4th-quarter-5-categories/m-p/4233914#M1204271</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;This makes me reconsider apping for the freedom. Discovers 4th quarter is 100x better compared to these four stores.&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;discover 5% quater kinda sucks compare to last years, because it was "online shopping" rather than amazon.com and dept stores.&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Oooo. I just got my Disc this year; that's nice to know! It is certainly much better.&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;yeah... double dipping on bonus was awesome, quaterly 5% + shop discover 5-10% = awesomeness! &lt;img id="smileylol" class="emoticon emoticon-smileylol" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-lol.gif" alt="Smiley LOL" title="Smiley LOL" /&gt;&lt;/P&gt;</description>
      <pubDate>Tue, 15 Sep 2015 04:27:20 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Chase-4th-quarter-5-categories/m-p/4233914#M1204271</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-09-15T04:27:20Z</dc:date>
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    <item>
      <title>Re: Chase 4th quarter 5% categories</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Chase-4th-quarter-5-categories/m-p/4233915#M1204272</link>
      <description>&lt;P&gt;Does the Freedom give 5% for Amazon subscriptions? I was looking to join?&lt;/P&gt;</description>
      <pubDate>Tue, 15 Sep 2015 04:27:24 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Chase-4th-quarter-5-categories/m-p/4233915#M1204272</guid>
      <dc:creator>rockbttm442</dc:creator>
      <dc:date>2015-09-15T04:27:24Z</dc:date>
    </item>
    <item>
      <title>Re: Chase 4th quarter 5% categories</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Chase-4th-quarter-5-categories/m-p/4233940#M1204283</link>
      <description>&lt;P&gt;I'm gonna buy diapers for myself after seeing these Freedom categories.&lt;/P&gt;</description>
      <pubDate>Tue, 15 Sep 2015 04:43:01 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Chase-4th-quarter-5-categories/m-p/4233940#M1204283</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-09-15T04:43:01Z</dc:date>
    </item>
    <item>
      <title>Re: Chase 4th quarter 5% categories</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Chase-4th-quarter-5-categories/m-p/4233950#M1204286</link>
      <description>Umm yea. Looks like Freedom will be SD'd for the rest of the year after September 30th...</description>
      <pubDate>Tue, 15 Sep 2015 04:48:10 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Chase-4th-quarter-5-categories/m-p/4233950#M1204286</guid>
      <dc:creator>OmarGB9</dc:creator>
      <dc:date>2015-09-15T04:48:10Z</dc:date>
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    <item>
      <title>Re: Chase 4th quarter 5% categories</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Chase-4th-quarter-5-categories/m-p/4234184#M1204361</link>
      <description>Wow, okay, Chase needs to step their game up to even think about keeping up with Discover, hahaha!</description>
      <pubDate>Tue, 15 Sep 2015 11:19:53 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Chase-4th-quarter-5-categories/m-p/4234184#M1204361</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-09-15T11:19:53Z</dc:date>
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      <title>Re: Chase 4th quarter 5% categories</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Chase-4th-quarter-5-categories/m-p/4234187#M1204362</link>
      <description>&lt;P&gt;Wow, lame categories. This just further reinforces my belief that Discover trumps Freedom any day. So there are not even any brick and mortar store rewards? It's all online? You can get deals on those sites through many portals anyway!&lt;/P&gt;</description>
      <pubDate>Tue, 15 Sep 2015 11:27:17 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Chase-4th-quarter-5-categories/m-p/4234187#M1204362</guid>
      <dc:creator>kdm31091</dc:creator>
      <dc:date>2015-09-15T11:27:17Z</dc:date>
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      <title>Re: Chase 4th quarter 5% categories</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Chase-4th-quarter-5-categories/m-p/4234192#M1204366</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;This makes me reconsider apping for the freedom. Discovers 4th quarter is 100x better compared to these four stores.&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;There's definitely no need to app for a Freedom, trust me. The categories are basically the same as Discover for Q4, except as usual Discover's are more broad (you can go buy shoes at a "clothing store" under Discover, etc). I haven't looked, but zappos and diapers.com are probably on discover deals anyway for 5% or more. In short, Freedom needs to step up the game.&lt;/P&gt;</description>
      <pubDate>Tue, 15 Sep 2015 11:31:32 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Chase-4th-quarter-5-categories/m-p/4234192#M1204366</guid>
      <dc:creator>kdm31091</dc:creator>
      <dc:date>2015-09-15T11:31:32Z</dc:date>
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    <item>
      <title>Re: Chase 4th quarter 5% categories</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Chase-4th-quarter-5-categories/m-p/4234194#M1204367</link>
      <description>&lt;P&gt;Has Freedom won any quarter this year? I certainly don't remember there being any use for a Freedom since summer 2014.&lt;/P&gt;</description>
      <pubDate>Tue, 15 Sep 2015 11:34:02 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Chase-4th-quarter-5-categories/m-p/4234194#M1204367</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-09-15T11:34:02Z</dc:date>
    </item>
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      <title>Re: Chase 4th quarter 5% categories</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Chase-4th-quarter-5-categories/m-p/4234200#M1204373</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;P&gt;Has Freedom won any quarter this year? I certainly don't remember there being any use for a Freedom since summer 2014.&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;It's pretty sad, since really Freedom is the only "cash back" card Chase even offers. All the rest are cobranded/travel focused/etc.&lt;/P&gt;</description>
      <pubDate>Tue, 15 Sep 2015 11:39:17 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Chase-4th-quarter-5-categories/m-p/4234200#M1204373</guid>
      <dc:creator>kdm31091</dc:creator>
      <dc:date>2015-09-15T11:39:17Z</dc:date>
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