topic Re: Bloomingdale's and Neiman Marcus CLI reporting in Credit Cards

Bloomingdale's and Neiman Marcus CLI reporting

Anonymous — Mon, 21 Sep 2015 17:00:38 GMT

Does anyone know if Bloomingdale's and Neiman Marcus will report your CLI's when you have a zero balance? Lenders differ as far as this goes. Both are at zero balance and I'd like to keep them that way, since I did recently purchase several items from them. I would prefer not to have to make an unneeded purchase just to get the CLI's to report.

If you have accounts with either lender and experience on their CLI reporting relative to zero balance, please let me know. Thanks for your help.

Re: Bloomingdale's and Neiman Marcus CLI reporting

Anonymous — Mon, 21 Sep 2015 22:26:03 GMT

Called and both claim they will report CLI's even with zero balance. Anyone who can confirm that from your own experience, please let me know. Thanks!

Re: Bloomingdale's and Neiman Marcus CLI reporting

Anonymous — Mon, 21 Sep 2015 22:57:13 GMT

They both report monthly 0 balance or not.

Re: Bloomingdale's and Neiman Marcus CLI reporting

Anonymous — Wed, 04 Nov 2015 15:47:09 GMT

My Bloomindales card had a credit line of $1,000 opened May 2015.

Last Night I called for a CLI. Nice lady asked me to verify income and rent/own, then very quickly came back with an APPROVAL for 3k.

This morning my CR monitoring service reported the HP instead of a SP.

I spent 5-10 minutes on the phone, trying to get to a human. Just googled for the CEO's name, Tony Spring, and sent him an email asking for the HP to be removed or 'masked'. Fingers crossed.

I'm in the 670's, Goal is 700+ by EOY.
Utilization is less than 4%

Bloom: 3k; Care Credit 3.6k; C&B 2,250; Finger 1.5k; Gettington 1,950; HC 6k; HSN 1,750; Macy 1.5k; Wards 700; NM 3.7k; Nord 2.5k; Target 1.3k; TJ Maxx 700

CapOne 500; CapOne Spark 1k

July 2015 FICOs: TU: 651; EX: 639; EQ: 673