topic Re: Credit card prequalifiers?? in Credit Cards

Credit card prequalifiers??

Breakthecycle2 — Fri, 10 Oct 2008 02:46:21 GMT

So I keep trying to see if they prequalify me for an HSBC or Orchard CC. It always gave me the option for Secured. Now I did them again and I was prequalified for an Orchard Gold and HSBC card. I knwo this doesn't mean approved, but do I have a good chance? I had a household/Orchard CC charge off a few years ago but was paid.

Re: Credit card prequalifiers??

Creditaddict — Fri, 10 Oct 2008 03:27:06 GMT

they forgive once like capital one.

you might be good.

Re: Credit card prequalifiers??

Anonymous — Fri, 10 Oct 2008 05:07:23 GMT

I think you are good.

Re: Credit card prequalifiers??

jmbfl — Fri, 10 Oct 2008 06:42:45 GMT

Sounds good to me! Time to forge on!

Re: Credit card prequalifiers??

Breakthecycle2 — Sat, 11 Oct 2008 02:18:01 GMT

Really? You think I should apply?

Re: Credit card prequalifiers??

Breakthecycle2 — Sat, 11 Oct 2008 02:58:59 GMT

I need some encouragement! I petrified to get declined!

Re: Credit card prequalifiers??

wmarat — Sat, 11 Oct 2008 03:04:47 GMT

When I check BOA preapproval I qualify only for secured card. When I visit a BOA branch I am always offered some 0% BT card.

So, IMO, those preapprovals are very unreliable. If I were you I would wait. JMO.

Anyway, good luck.