topic Re: Possible to PC Barclay Apple Rewards? in Credit Cards

Possible to PC Barclay Apple Rewards?

Anonymous — Sat, 26 Sep 2015 18:07:20 GMT

Or will I have to reapply for Barclay Rewards? Seems that I would have to because the Barclay Rewards is a MC while the Apple is a VISA.

Re: Possible to PC Barclay Apple Rewards?

kdm31091 — Sat, 26 Sep 2015 18:11:42 GMT

@Anonymous wrote:
Or will I have to reapply for Barclay Rewards? Seems that I would have to because the Barclay Rewards is a MC while the Apple is a VISA.

You might have a chance because I have heard of people going from cobranded to non-cobranded, especially going to the Barclay Rewards. Also, the Barclay Rewards photo displayed on Barclaycard now says Visa so they may have switched it over to Visa.

Doesn't hurt to just call and ask.

Re: Possible to PC Barclay Apple Rewards?

Anonymous — Sat, 26 Sep 2015 18:27:24 GMT

I called, and they said they can't PC the Barclay VISA Apple Reward.

Re: Possible to PC Barclay Apple Rewards?

ibmrad7 — Sat, 26 Sep 2015 20:01:02 GMT

I PC'd my Apple visa to Barclays rewards back in March. It's very well possible. Drop them a message on Facebook. That's what I did.

Re: Possible to PC Barclay Apple Rewards?

Anonymous — Mon, 28 Sep 2015 10:45:12 GMT

@Anonymous wrote:
You can apply for a new card...maybe one with a bonus and move the limit to the new card. ...profit in the process

This should be the very last and absolutely the least desirable option since this action will result in decreasing average account age, which will impact scores. OP should try the social media as suggested by another member.

Re: Possible to PC Barclay Apple Rewards?

kdm31091 — Mon, 28 Sep 2015 10:48:37 GMT

@Anonymous wrote:
@Anonymous wrote:
You can apply for a new card...maybe one with a bonus and move the limit to the new card. ...profit in the process
This should be the very last and absolutely the least desirable option since this action will result in decreasing average account age, which will impact scores. OP should try the social media as suggested by another member.

Everyone has different priorities, but for me, I agree...the obsession with bonuses really does puzzle me sometimes. Not everyone cares so much about bonuses that they will just cold app for a new card every time when conversions are available.

AFAIK, the Barclay Rewards has no bonus anyway, so there's no point in cold apping if a PC is available (which I don't know if it is).

Re: Possible to PC Barclay Apple Rewards?

TiggerDat — Mon, 28 Sep 2015 11:40:20 GMT

I tried to convert my Apple card a few years ago to the rewards card. It was a strange situation. They said that I could not PC it, but had to reapply and even if I was declined, then it could be PC'd. So I reapplied and got the 7-10 day message and promptly called them. They told me that not only was I not going to be approved but that they were closing my Apple card. Their reasoning was that I was a risk with so many new accounts. I pointed out that in no way did my report indicate I was on a charging spree. They said tough. I discussed it with them a little more and finally asked to speak with a supervisor. They really didn't want to let me speak to one, but I kept on requesting that. Finally, they said they would get one and came back and told me that the person was busy. I said I would I would wait. A couple more times they came back and finally they said they would open the Rewards card and we discussed the limit. When I got the card the limit wasn't what they said it would be and I had to reach out to the executive office to get it corrected. In the end they removed my Apple account from my records and the inquiry for it too.