topic Re: How to PC Barclay Apples Reward? in Credit Cards

How to PC Barclay Apples Reward?

Anonymous — Sat, 03 Oct 2015 19:12:12 GMT

@Andy77 wrote:
Interesting.....

Well, I am gonna PIF anyway so I wont carry a balance, but it would be nice to have a lower APR just in case one day there is some emergency I can't pay for.

If I were you i would KEEP trying. Example...Barclays told me they would not PC my Apple Financing Visa and I flat out told the woman.."I am going to call back every day until I can change it, as I know others have" and she did it. Sometime persistance is key.

I've called several times during the last few months and always received a no answer and that it is impossible to PC a Barclay Apples Reward card. One agent even [teased] me with the question as to which card would I like to have it changed to?

I have zero balance on the card and paid it off in 4 months with the 0% APR. I also stupidly used the card for restaurants when I've earn points that I couldn't care any less about, iTunes and iTunes product gift cards. I still have one that is dusting around somewhere. I don't need to buy music and there are free sources such as Spotify, Youtube, and many other websites.

The above quotation is taking from a FICO forum. The thread is a little over a year old.

Re: How to PC Barclay Apples Reward?

kdm31091 — Sat, 03 Oct 2015 18:06:22 GMT

@Anonymous wrote:
@Andy77 wrote:
Interesting.....

Well, I am gonna PIF anyway so I wont carry a balance, but it would be nice to have a lower APR just in case one day there is some emergency I can't pay for.

If I were you i would KEEP trying. Example...Barclays told me they would not PC my Apple Financing Visa and I flat out told the woman.."I am going to call back every day until I can change it, as I know others have" and she did it. Sometime persistance is key.

I've called several times during the last few months and always received a no answer and that it is impossible to PC a Barclay Apples Reward card. One agent even [teased] me with the question as to which card would I like to have it changed to?

I have zero balance on the card and paid it off in 4 months with the 0% APR. I also stupidly used the card for restaurants when I've earn points that I couldn't care any less about, iTunes and iTunes product gift cards. I still have one that is dusting around somewhere. I don't need to buy music and there are free sources such as Spotify, Youtube, and many other websites.

The above quotation is taking from a FICO forum. The thread that is a little over a year old.

Although occasionally people have had sucess, generally speaking it's not a PC that Barclay's is willing to do. If you aren't interested in iTunes gift cards, why on earth did you sign up for the card, knowing that that's indeed the reward program?

Anyway, that's water under the bridge. You can keep calling and seeing if one of the reps is willing to do the PC, but at some point, you'll probably have to save yourself stress and give up on it. You could always just open the card you want and move the limit over (I believe Barclay's will do that). Not a perfect solution, but better than tearing your hair out trying to get a PC.

Re: How to PC Barclay Apples Reward?

Anonymous — Sat, 03 Oct 2015 19:05:31 GMT

@kdm31091 wrote:
@Anonymous wrote:
@Andy77 wrote:
Interesting.....

Well, I am gonna PIF anyway so I wont carry a balance, but it would be nice to have a lower APR just in case one day there is some emergency I can't pay for.

If I were you i would KEEP trying. Example...Barclays told me they would not PC my Apple Financing Visa and I flat out told the woman.."I am going to call back every day until I can change it, as I know others have" and she did it. Sometime persistance is key.

I've called several times during the last few months and always received a no answer and that it is impossible to PC a Barclay Apples Reward card. One agent even [teased] me with the question as to which card would I like to have it changed to?

I have zero balance on the card and paid it off in 4 months with the 0% APR. I also stupidly used the card for restaurants when I've earn points that I couldn't care any less about, iTunes and iTunes product gift cards. I still have one that is dusting around somewhere. I don't need to buy music and there are free sources such as Spotify, Youtube, and many other websites.

The above quotation is taking from a FICO forum. The thread that is a little over a year old.

Although occasionally people have had sucess, generally speaking it's not a PC that Barclay's is willing to do. If you aren't interested in iTunes gift cards, why on earth did you sign up for the card, knowing that that's indeed the reward program?

Anyway, that's water under the bridge. You can keep calling and seeing if one of the reps is willing to do the PC, but at some point, you'll probably have to save yourself stress and give up on it. You could always just open the card you want and move the limit over (I believe Barclay's will do that). Not a perfect solution, but better than tearing your hair out trying to get a PC.

Because I was a credit card nub. The card looked nice and shiney and said 0% APR for 12 months. I didn't know anything about hard inquiries until a month after that.

Unlike the "cry like a baby" method above that worked for that person, it is just a matter of chance. Perhaps "crying like a baby" method did increase his chances. " Wa wa wa wa wa" until one get's what he/she wants.

Re: How to PC Barclay Apples Reward?

Anonymous — Sat, 03 Oct 2015 19:20:56 GMT

I got this card because I wanted to get a MacBook Pro which was far more expensive than a Windows laptop, and I did not want pay for it any other way. It was my last bank credit card in February 2013 until this week. I'm typing on that MacBook now. I'm still in love with it and its reliability. And frankly I too didn't even consider the other rewards.

I focused just on the 24 months of 0% APR. I'll take 0% for 2 years anytime.

I wouldn't mind PC this card also. I don't use it now. It just adds to my AAOA and helps my util %.

Re: How to PC Barclay Apples Reward?

willwar14 — Sat, 03 Oct 2015 21:21:04 GMT

Their frontline reps are useless, reach out to their EO on facebook, and they will be able to help, I did a few days ago, just got my apple card converted to the barclaycard rewards (one with 2% with gas and stuff)

Re: How to PC Barclay Apples Reward?

Anonymous — Sat, 03 Oct 2015 22:52:40 GMT

@willwar14 wrote:
Their frontline reps are useless, reach out to their EO on facebook, and they will be able to help, I did a few days ago, just got my apple card converted to the barclaycard rewards (one with 2% with gas and stuff)

Thanks. Can you please give me a link to their Facebook account? [edit] I think I found it. Looks official. You can't place the link here anyhow.

Re: How to PC Barclay Apples Reward?

Anonymous — Sat, 03 Oct 2015 22:55:11 GMT

I don't FB. I guess I'll have to check for the EO email address.

Re: How to PC Barclay Apples Reward?

willwar14 — Sat, 03 Oct 2015 23:58:57 GMT

Idk if they have an email, its fb.com/BarclaycardUS

Re: How to PC Barclay Apples Reward?

Anonymous — Sun, 04 Oct 2015 00:03:48 GMT

@willwar14 wrote:
Idk if they have a FB...

I thought you had contact EO throught their Facebook account? I had found it anyhow.

Re: How to PC Barclay Apples Reward?

willwar14 — Sun, 04 Oct 2015 00:00:31 GMT

whoops, my bad ment email, just send them a message and explain your problem, they will say to call the number on the back of your card and have the frontline reps handle it, i think they think their reps know how to do it (we all know they dont) but insist they call you.

Re: How to PC Barclay Apples Reward?

Anonymous — Sun, 04 Oct 2015 00:08:07 GMT

@willwar14 wrote:
...they will say to call the number on the back of your card and have the frontline reps handle it...

I thought you had implied that you didn't have to go to the front lines but have succeeded through contacting them at Facebook?

@willwar14 wrote:

...reach out to their EO on facebook, and they will be able to help, I did a few days ago, just got my apple card converted to the barclaycard rewards (one with 2% with gas and stuff)

Re: How to PC Barclay Apples Reward?

willwar14 — Sun, 04 Oct 2015 00:09:49 GMT

The frontline reps say it isn't possible, and their EO thinks that their frontline reps know how to do it, just insist that they call you and they should be able to help, does that make sense?

Re: How to PC Barclay Apples Reward?

Anonymous — Sun, 04 Oct 2015 00:15:06 GMT

@willwar14 wrote:
Their frontline reps are useless, reach out to their EO on facebook, and they will be able to help, I did a few days ago, just got my apple card converted to the barclaycard rewards (one with 2% with gas and stuff)

It doesn't explain why you said this. It sounds like you were successful with your product change from Barcklay Apple Rewards to Barclay Rewards thorugh the back door, not through the frontline reps.

You were successful with the PC using the back door correct?

Re: How to PC Barclay Apples Reward?

willwar14 — Sun, 04 Oct 2015 00:15:31 GMT

Yeah, you have to go through the EO (in my experiance) to convert it, what I was trying to say was their frontline reps are useless. And yes I was successful using the EO.

Sorry for the confusion (I suck at explaining myself through typing, sorry).

Re: How to PC Barclay Apples Reward?

Anonymous — Sun, 04 Oct 2015 00:21:50 GMT

@willwar14 wrote:
Yeah, you have to go through the EO (in my experiance) to convert it, what I was trying to say was their frontline reps are useless. And yes I was successful using the EO.

You just confused me because it sounds like you were telling me that if I contacted EO Facebook that they would just refer me back to the "useless" frontliine reps.

Re: How to PC Barclay Apples Reward?

willwar14 — Sun, 04 Oct 2015 00:25:09 GMT

Oh I am so sorry, heres the transcript of the convo I had with them on FB (not on the phone)

Tuesday 8:46am

ME: I would like to convert this card to a different as I don't have any use for it now. Is there any cards I can convert to? Otherwise i’m just going to close it.

Tuesday 11:11am

Hello willwar14, in order to provide the specific information as to what is available for this account we do require that the primary cardholder contact us anytime at 866-603-7217 and we would be more than happy to assist. Thanks! ^TG

ME: As I have said before your frontline reps say it isn’t possible to convert the account. Can you guys please call me?

Tuesday 12:35pm

Hi willwar14, Thank you for taking the time to speak with us today. If you do decide to change to the No Annual Fee Barclaycard Rewards Visa you can contact us anytime by calling the number on the back of your card and asking about our product trade options. Hope you have a great day. ^JC

Tuesday 2:00pm

ME: So I called the number on the back of the card to accept the product trade/upgrade and they said they can't do it, can you guys please call me again to process this? I'm tired of getting the run around please..

after that message they called me back and processed the PC.

Re: How to PC Barclay Apples Reward?

Anonymous — Sun, 04 Oct 2015 00:41:18 GMT

@willwar14 wrote:
Oh I am so sorry, heres the transcript of the convo I had with them on FB (not on the phone)
Tuesday 8:46am

ME: I would like to convert this card to a different as I don't have any use for it now. Is there any cards I can convert to? Otherwise i’m just going to close it.

Tuesday 11:11am

Hello willwar14, in order to provide the specific information as to what is available for this account we do require that the primary cardholder contact us anytime at 866-603-7217 and we would be more than happy to assist. Thanks! ^TG

ME: As I have said before your frontline reps say it isn’t possible to convert the account. Can you guys please call me?

Tuesday 12:35pm

Hi willwar14, Thank you for taking the time to speak with us today. If you do decide to change to the No Annual Fee Barclaycard Rewards Visa you can contact us anytime by calling the number on the back of your card and asking about our product trade options. Hope you have a great day. ^JC

Tuesday 2:00pm
ME: So I called the number on the back of the card to accept the product trade/upgrade and they said they can't do it, can you guys please call me again to process this? I'm tired of getting the run around please..

after that message they called me back and processed the PC.

Excellent. I'll try to cut the chase and not let them keep referring me to the frontlines. Looks like your "threat" didn't deter them to but your persistence did. Thanks for the information!

Re: How to PC Barclay Apples Reward?

Anonymous — Mon, 05 Oct 2015 12:52:08 GMT

So far I have been lucky that they didn't refer me to the frontline reps but asked for my phone number to review my account.

Re: How to PC Barclay Apples Reward?

Anonymous — Mon, 05 Oct 2015 17:52:07 GMT

So I was able to PC the Apple Rewards. Thanks. Previously, I tried 3-4 through calling the frontline rep and emailing Barclay directly with no positive outcome.

Re: How to PC Barclay Apples Reward?

OmarGB9 — Mon, 05 Oct 2015 17:43:29 GMT

Grats