topic Re: How Long Till New CCs Show on CR? in Credit Cards

How Long Till New CCs Show on CR?

Anonymous — Sun, 04 Oct 2015 19:12:41 GMT

I have a new American Express and Discover CC; will it take two months for them to show on my credit report? I see the inquiries though.

Re: How Long Till New CCs Show on CR?

Anonymous — Sun, 04 Oct 2015 17:06:51 GMT

It depends on the bank or lender. I got CCs and auto refi from DCU and a CC from Penfed and they already showed up on my EX. I just got them about 2 weeks ago . I am not sure with AMex and Discover though.

Re: How Long Till New CCs Show on CR?

Anonymous — Sun, 04 Oct 2015 17:10:13 GMT

It varies with each card. As mentioned before PenFed was really quick. BofA is really slow. I don't have an AmX (blacklisted, I think.) Discover is somewhere in the middle.

Re: How Long Till New CCs Show on CR?

Wovenyarn — Sun, 04 Oct 2015 17:37:31 GMT

I was approved for Discover last Tuesday and it's still not on my CR. Barclay's and Lowe's hit almost the next day. BoA took 2 months to update my CLI so I'm not holding my breath on when the new card is going to report.

Re: How Long Till New CCs Show on CR?

Anonymous — Sun, 04 Oct 2015 17:44:14 GMT

Discover it took 3 weeks to show up for me.

Re: How Long Till New CCs Show on CR?

dstew201 — Mon, 05 Oct 2015 00:32:06 GMT

Wow.. Discover was pretty much immediate.. I have a delta Amex and EVERY DAY card and both have not show up yet, maybe after the first statement cut? It's really skewing my util %!!!!!!

Re: How Long Till New CCs Show on CR?

mitchblue — Mon, 05 Oct 2015 00:33:53 GMT

Barclay definitely fast.

Re: How Long Till New CCs Show on CR?

lhcole77 — Mon, 05 Oct 2015 01:03:37 GMT

My Amex cards have taken as long as 3 months, as short as 1

Re: How Long Till New CCs Show on CR?

Anonymous — Mon, 05 Oct 2015 01:50:55 GMT

@Anonymous wrote:
I have a new American Express and Discover CC; will it take two months for them to show on my credit report? I see the inquiries though.

Generally, it doesnt take that long for a new account to show up. It does depend on the financial institution. American Express and Discover It are pretty quick. IIRC, I think mine showed up within 2 weeks or less. I'm curious... Is it really important? Are you planning to apply for other cards before they report?

SN: It took my PNC Core visa almost a month to report to my TU CR.

Re: How Long Till New CCs Show on CR?

tntexans72 — Mon, 05 Oct 2015 01:59:06 GMT

Generally when your 1st statement cut the bank will report your 1st balance to the bureaus. That usually will be about 1 month on average.

Re: How Long Till New CCs Show on CR?

Nova5041 — Mon, 05 Oct 2015 04:54:24 GMT

Don't have a discover card, but my Amex took 3 statements before it reported. I agree with mitchblue, that barclay is super fast, like the same week I was approved!!! Lol!

Re: How Long Till New CCs Show on CR?

takeshi74 — Mon, 05 Oct 2015 13:22:19 GMT

As stated above it varies and not just based on creditor. Even with a given creditor people have expeirienced different timeframes for the new account to first report.