topic Re: Td Bank rewards card in Credit Cards

Td Bank rewards card

Anonymous — Mon, 05 Oct 2015 13:48:01 GMT

Just went into the bank to do a sit down transaction, and the manager offered me the card. I delclined (so proud of myself! Hahaha) she told me that they only go by score and no other factors. You need at least a 660. Thought I would share this info incase anyone was interested in the card.

Re: Td Bank rewards card

Anonymous — Mon, 05 Oct 2015 15:53:39 GMT

@Anonymous wrote:
Just went into the bank to do a sit down transaction, and the manager offered me the card. I delclined (so proud of myself! Hahaha) she told me that they only go by score and no other factors. You need at least a 660. Thought I would share this info incase anyone was interested in the card.

Thanks, Kaylava! I think its a great card for the first 6 months, but then it gets mediocre pretty fast. Congrats on declining!

Re: Td Bank rewards card

Anonymous — Mon, 05 Oct 2015 15:59:51 GMT

They chuckled when I said no I already have the BOA Rewards card. The lady even said BOA seems to have better rewards. She couldn't believe that 0% APR for 15 statements, and 3% back on gas. 😉

Re: Td Bank rewards card

Anonymous — Mon, 05 Oct 2015 16:00:21 GMT

Oh and I've had a TD account since 2003!😂

Re: Td Bank rewards card

Anonymous — Mon, 05 Oct 2015 16:01:17 GMT

That is interesting,

Re: Td Bank rewards card

kdm31091 — Mon, 05 Oct 2015 16:02:12 GMT

Yeah, TD needs to step up their game -- both their Cash and Easy Rewards are pretty mediocre after the 6 months.

Re: Td Bank rewards card

Anonymous — Mon, 05 Oct 2015 17:03:49 GMT

Agreed! 😉

Re: Td Bank rewards card

DeeBee78 — Mon, 05 Oct 2015 17:15:32 GMT

@Anonymous wrote:
Just went into the bank to do a sit down transaction, and the manager offered me the card. I delclined (so proud of myself! Hahaha) she told me that they only go by score and no other factors. You need at least a 660. Thought I would share this info incase anyone was interested in the card.

I would seriously doubt their approval is based on score alone. It sounds like someone had a credit app quota they needed to fill.

Re: Td Bank rewards card

kdm31091 — Mon, 05 Oct 2015 17:16:34 GMT

Yeah I highly doubt they just glance at your score and nothing else...makes no sense.

Re: Td Bank rewards card

Anonymous — Mon, 05 Oct 2015 17:25:51 GMT

Idk, that is what the manger said. but they didn't get me to apply. 😜