topic Re: Card for Gas and Dining Out? in Credit Cards

Card for Gas and Dining Out?

Anonymous — Mon, 05 Oct 2015 23:56:53 GMT

Had my heart set on the Sams Club MC but it doesn't seem like that's ever gonna happen. Scores are in the 670s, what are my options with awesome rewards for gas and dining out? I have a Discover, Marriot Visa, Amazon Visa, Old Navy Visa, Sams and Walmart store cards, Citi DC and CapOne Qs but I really want something slightly better rewards because gas and take out is like 90% of my spend.

Re: Card for Gas and Dining Out?

Anonymous — Tue, 06 Oct 2015 00:48:18 GMT

Chase AARP. 3% gas and restaurants.

Re: Card for Gas and Dining Out?

Anonymous — Tue, 06 Oct 2015 00:49:00 GMT

Chase AARP is 3% on both. Discover and freedom will rotate both as 5% categories but you can probably only count on one quarter of each for sure. 3% on both with no caps fits nIcely if you're looking for consistent rewards on both.

Re: Card for Gas and Dining Out?

thelethargicage — Tue, 06 Oct 2015 00:49:21 GMT

Chase AARP Visa.

Mods, lock this thread.

Although I think one of those godawful Thank You Cards has gas stations and restaurants as bonus categories.

Re: Card for Gas and Dining Out?

kdm31091 — Tue, 06 Oct 2015 00:53:02 GMT

Chase AARP has the best reward value. If you are not of typical AARP age, it comes down to whether you care about carrying around such a card. For me, I'd feel patently ridiculous swiping an AARP card while in my 20's but it depends. Some people don't care, and I say, more power to them.

It does offer 3% gas and restaurants with no cap.

How much are you spending every month on these two things, though? You have a DC for 2% everything. An extra 1% may not be worth the app.

Re: Card for Gas and Dining Out?

thelethargicage — Tue, 06 Oct 2015 01:01:34 GMT

@kdm31091 wrote:
Chase AARP has the best reward value. If you are not of typical AARP age, it comes down to whether you care about carrying around such a card. For me, I'd feel patently ridiculous swiping an AARP card while in my 20's but it depends. Some people don't care, and I say, more power to them.

It does offer 3% gas and restaurants with no cap.

How much are you spending every month on these two things, though? You have a DC for 2% everything. An extra 1% may not be worth the app.

I certainly have never felt ridiculous using my AARP credit card.

My AARP membership gets me 15% off at Outback/Carabba's/Bonefish Grill and Denny's, 10% off my AT&T, $5 off any $25 purchase at Toys R Us. I'd feel ridiculous knowing I was missing out on saving money.

And IME, chicks dig the AARP credit card. It makes you look distinguished.

Re: Card for Gas and Dining Out?

Anonymous — Tue, 06 Oct 2015 02:26:30 GMT

@thelethargicage wrote:
@kdm31091 wrote:
Chase AARP has the best reward value. If you are not of typical AARP age, it comes down to whether you care about carrying around such a card. For me, I'd feel patently ridiculous swiping an AARP card while in my 20's but it depends. Some people don't care, and I say, more power to them.

It does offer 3% gas and restaurants with no cap.

How much are you spending every month on these two things, though? You have a DC for 2% everything. An extra 1% may not be worth the app.
I certainly have never felt ridiculous using my AARP credit card.

My AARP membership gets me 15% off at Outback/Carabba's/Bonefish Grill and Denny's, 10% off my AT&T, $5 off any $25 purchase at Toys R Us. I'd feel ridiculous knowing I was missing out on saving money.

And IME, chicks dig the AARP credit card. It makes you look distinguished.

Mon through Thur

Re: Card for Gas and Dining Out?

Anonymous — Tue, 06 Oct 2015 03:28:10 GMT

If you're in CA, the Golden1 CU has a 3% card that is (I think...I try not to look at it) gas, groceries and restaurants.

Re: Card for Gas and Dining Out?

NRB525 — Tue, 06 Oct 2015 05:00:42 GMT

@Anonymous wrote:
If you're in CA, the Golden1 CU has a 3% card that is (I think...I try not to look at it) gas, groceries and restaurants.

True, all three, but I'd be interested to see if someone with sub-700 got it.

side note: also 1% FTF, no AF, no BT fee, APR as low as 7.79%... I see you looking at it!

Re: Card for Gas and Dining Out?

Anonymous — Fri, 09 Oct 2015 15:07:04 GMT

Thanks for all the responses guys! I wasn't getting the emails so I didn't know I had answers. LOL. I was looking at the AARP card but thought there may be a minimum age req.... I am going to try for it and see what happens!

Re: Card for Gas and Dining Out?

Anonymous — Fri, 09 Oct 2015 15:10:04 GMT

I was approved!! CL of $3500 and APR of 16.24% which is better than my other cards.

Re: Card for Gas and Dining Out?

thelethargicage — Fri, 09 Oct 2015 15:11:12 GMT

@Anonymous wrote:
I was approved!! CL of $3500 and APR of 16.24% which is better than my other cards.

Congrats, thanks for sharing!

Mods, move this thread.

Re: Card for Gas and Dining Out?

baller4life — Fri, 09 Oct 2015 15:32:21 GMT

Congrats OP!! I'm 5 yrs from AARP membership age. But, I bet I'll be rocking a Chase AARP loud and proud soon! No shame in my game! Awesome card.

Re: Card for Gas and Dining Out?

galahad15 — Fri, 09 Oct 2015 15:33:30 GMT

Congratulations!

Re: Card for Gas and Dining Out?

thelethargicage — Fri, 09 Oct 2015 15:34:43 GMT

@baller4life wrote:
Congrats OP!! I'm 5 yrs from AARP membership age. But, I bet I'll be rocking a Chase AARP loud and proud soon! No shame in my game! Awesome card.

You don't have to be 50 to join AARP, nor do you need an AARP membership to get the credit card. I'm 35 and have both. I get 15% off at Denny's and Outback/Bonefish Grill/Carabba's and 10% off my AT&T bill.

Re: Card for Gas and Dining Out?

baller4life — Fri, 09 Oct 2015 15:37:50 GMT

I know you don't have to be a member to app card. But I did think you had to be 50 for AARP membership. Thanks for info

Re: Card for Gas and Dining Out?

thelethargicage — Fri, 09 Oct 2015 15:38:14 GMT

@baller4life wrote:
I know you don't have to be a member to app card. But I did think you had to be 50 for AARP membership.

I think they consider you a "junior" member, but you still get the discounts.

Re: Card for Gas and Dining Out?

Anonymous — Fri, 09 Oct 2015 16:40:40 GMT

Thats awesome! Thanks for the heads up!!

Re: Card for Gas and Dining Out?

Anonymous — Fri, 09 Oct 2015 16:57:02 GMT

I don't need the AARP card for dining out. I just ask for the senior discount.

Re: Card for Gas and Dining Out?

Open123 — Fri, 09 Oct 2015 17:00:20 GMT

@kdm31091 wrote:
Chase AARP has the best reward value. If you are not of typical AARP age, it comes down to whether you care about carrying around such a card. For me, I'd feel patently ridiculous swiping an AARP card while in my 20's but it depends. Some people don't care, and I say, more power to them.

I'm with KDM on this one. I just can't do it. I mean, having to carry the green Fid Amex, and now this? One can only bear so much!