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    <title>topic Re: nfcu cli in Credit Cards</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Cards/nfcu-cli/m-p/361975#M121816</link>
    <description>&lt;P&gt;Hi annah, &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I agree. It's best to call them.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;And if you'd like to optimize your chances for getting&lt;/P&gt;&lt;P&gt;a credit limit increase, I recommend that you pay off&lt;/P&gt;&lt;P&gt;the balance (best case) or at least get it to 10% or less&lt;/P&gt;&lt;P&gt;of the limit.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Please keep us posted on your progress. Good luck to you!!! &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;CanDo&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;"The right attitude is everything"&lt;/P&gt;</description>
    <pubDate>Wed, 15 Oct 2008 19:50:21 GMT</pubDate>
    <dc:creator>Anonymous</dc:creator>
    <dc:date>2008-10-15T19:50:21Z</dc:date>
    <item>
      <title>nfcu cli</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/nfcu-cli/m-p/361947#M121804</link>
      <description>How do I request one? Is it auromatic, or is there a way to request a cli on the website?</description>
      <pubDate>Wed, 15 Oct 2008 19:13:30 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/nfcu-cli/m-p/361947#M121804</guid>
      <dc:creator>annah</dc:creator>
      <dc:date>2008-10-15T19:13:30Z</dc:date>
    </item>
    <item>
      <title>Re: nfcu cli</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/nfcu-cli/m-p/361958#M121810</link>
      <description>&lt;P&gt;You are best to call them.&amp;nbsp; Let them know that you are requesting a CLI so that you may answer any immediate questions before they send to process it.&amp;nbsp; It could be possible to NOT get a HARD INQUIRY that way.&amp;nbsp; Some have said that.&amp;nbsp; If you go online and do it, you are guaranteed a HARD INQUIRY for the CLI.&amp;nbsp; Call if you have had the card(s) for at least six (6) months.&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;KEEP US POSTED!&lt;/P&gt;</description>
      <pubDate>Wed, 15 Oct 2008 19:25:45 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/nfcu-cli/m-p/361958#M121810</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2008-10-15T19:25:45Z</dc:date>
    </item>
    <item>
      <title>Re: nfcu cli</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/nfcu-cli/m-p/361975#M121816</link>
      <description>&lt;P&gt;Hi annah, &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I agree. It's best to call them.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;And if you'd like to optimize your chances for getting&lt;/P&gt;&lt;P&gt;a credit limit increase, I recommend that you pay off&lt;/P&gt;&lt;P&gt;the balance (best case) or at least get it to 10% or less&lt;/P&gt;&lt;P&gt;of the limit.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Please keep us posted on your progress. Good luck to you!!! &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;CanDo&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;"The right attitude is everything"&lt;/P&gt;</description>
      <pubDate>Wed, 15 Oct 2008 19:50:21 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/nfcu-cli/m-p/361975#M121816</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2008-10-15T19:50:21Z</dc:date>
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