topic Re: Chase CLI? in Credit Cards

Chase CLI?

Anonymous — Sat, 22 Aug 2015 13:57:24 GMT

Is there a soft pull or hard pull for a CLI with Chase? How oftern do people get CLIs with Chase?

Re: Chase CLI?

OmarGB9 — Sat, 22 Aug 2015 13:59:30 GMT

HP if requested by consumer. SP if it's automatically given. And not very often. Very rarely actually.

Re: Chase CLI?

Anonymous — Sat, 22 Aug 2015 14:13:38 GMT

Thanks for the quick answer.

Re: Chase CLI?

kdm31091 — Sat, 22 Aug 2015 15:00:43 GMT

You must take a HP if you ask for one. If they give you an auto CLI, it's a SP. CLIs from Chase are pretty much rare either way....some people get SP/auto, but it's not often, and the HP ones often result in dinky increases. With Chase it's best to just assume that what you start with is what you will have.

Re: Chase CLI?

Anonymous — Sat, 22 Aug 2015 15:13:31 GMT

@kdm31091 wrote:
You must take a HP if you ask for one. If they give you an auto CLI, it's a SP. CLIs from Chase are pretty much rare either way....some people get SP/auto, but it's not often, and the HP ones often result in dinky increases. With Chase it's best to just assume that what you start with is what you will have.

...or app for another card and move limits between them (easily) if necessary.

Re: Chase CLI?

Jerry45 — Sat, 22 Aug 2015 15:33:04 GMT

@OmarGB9 wrote:
HP if requested by consumer. SP if it's automatically given. And not very often. Very rarely actually.

Agreed. Needle in a Haystack rare for a Chase Auto CLI.

Re: Chase CLI?

Anonymous — Sat, 22 Aug 2015 15:38:01 GMT

It's weird but around may/july/august they were sending out letters for an increase in CL but you'd have to them and there's a 30 window

also some folks would call and they'd have an offer to increase their CL without an inquiry

but generally you'd have to request and it is a hard pull like others have mentioned.

Re: Chase CLI?

steel_string — Sun, 23 Aug 2015 16:00:23 GMT

I've had a card with Chase for over 14 years. They gave me an auto-CLI once, from $2K to $3K.

Re: Chase CLI?

hsspres — Sun, 23 Aug 2015 21:19:44 GMT

@Anonymous wrote:
Is there a soft pull or hard pull for a CLI with Chase? How oftern do people get CLIs with Chase?

I opened a Freedom in October of last year with a SL of 4.5k. Didn't put a lot of spend on it for the fist 3 months then ran up 75% Utl and paid it off over 4 months (0% APR). In June I applied and was approved for a 10k Chase AARP. Chase gave my Freedon an auto-CLI of 2k to 6.5 two weeks ago.

Re: Chase CLI?

Anonymous — Sun, 23 Aug 2015 21:30:22 GMT

@steel_string wrote:
I've had a card with Chase for over 14 years. They gave me an auto-CLI once, from $2K to $3K.

Yeah ... don't want to rush them! My account dates to 2005 and never a CLI.

Re: Chase CLI?

Anonymous — Mon, 24 Aug 2015 10:40:20 GMT

Just as a data point, I received an auto CLI after my 3rd statement. I went from 4000 to 5500. Not huge, but I was certainly suprised. I was carrying about 40% utilization when it happened. I did use it a lot.

Re: Chase CLI?

Anonymous — Mon, 12 Oct 2015 19:41:50 GMT

True that. That has worked for me.