topic Re: How Long Until Discover Off Cycle Report Hits Bureaus in Credit Cards

How Long Until Discover Off Cycle Report Hits Bureaus

BalisongAddict — Thu, 25 Jun 2015 17:59:46 GMT

So Discover just did an off cycle report for me today because they reported the wrong utilization on my monthly statement, and when I asked them how long this usually takes to be reflected in my credit report, they said 30-60 days. If it takes that long, there wasn't really a point because I might as well just wait until my next monthly report. I'm wondering because I'm planning to apply for some credit cards soon. Thanks!

Re: How Long Until Discover Off Cycle Report Hits Bureaus

Anonymous — Wed, 14 Oct 2015 19:45:44 GMT

The same thing just happened to me with Discover and they said they would handle it yesterday! So annoying. How long did it take for you?

Re: How Long Until Discover Off Cycle Report Hits Bureaus

Anonymous — Wed, 14 Oct 2015 19:52:59 GMT

It will likely not take 30-60 days. Requested this maybe for the third time on Saturday. Reports were updated to $0 when I woke up this morning. Its been 2-3 business days on average.

When Discover says they will "handle it" you have to keep in mind all they do is send the request to the bureaus so its not an instant process.

Re: How Long Until Discover Off Cycle Report Hits Bureaus

Anonymous — Wed, 14 Oct 2015 19:54:24 GMT

btw OP might not be around anymore since this post was made in June. Thats why I stepped in to answer.

Re: How Long Until Discover Off Cycle Report Hits Bureaus

BalisongAddict — Wed, 14 Oct 2015 20:30:49 GMT

Yeah, HeavenlyFlower is right. Thanks HeavenlyFlower. You had more to say about it than I did anyway.

Re: How Long Until Discover Off Cycle Report Hits Bureaus

Luscher — Wed, 14 Oct 2015 20:32:56 GMT

I have done this before and it reported in roughly 2 days