topic Re: Hooters Question in Credit Cards

Hooters Question

Anonymous — Fri, 28 Sep 2007 22:54:34 GMT

May I ask what everyone Credit Score is about that are getting a Hooters Card? I've had mine pulled by our credit union who said it was 613 in August then last week for some reason the finacial company who holds our auto loan pulled it again (no reason why) said mine was 566 (both pulled TU) which does Hooters pull ?

I've tried Orchard Bank and CreditOne but was denied for both

Trying to get my credit up, Have 2 installments, (no revolving accts.) but only posting on TU not on EQ or EX

Re: Hooters Question

Anonymous — Fri, 28 Sep 2007 22:58:44 GMT

they pulled tu, i was 638. i think they always pull tu. i got 1k, no ann fee and 29% (yuk!). i'll try to pay in full, or just keep for utilization (and the wow factor, it'll impress some of my friends).

Re: Hooters Question

Anonymous — Fri, 28 Sep 2007 23:26:47 GMT

They pulled Transunion on me, and my score was at the time was around 612 with one 9 year old state tax lien and one CO in dispute. Got declined the first time (Transunion address reporting screw up), reapplied a month later and got $2600, 18.9%, and a $49 annual fee.

Re: Hooters Question

Anonymous — Sun, 30 Sep 2007 15:53:04 GMT

TU for me and I was around 660 at the time.
Got $5000 with 18.2% APR
First one with a limit that high.
They're pretty generous at first, don't know how it will go moving forward though.

Re: Hooters Question

John060675 — Sun, 30 Sep 2007 16:08:57 GMT

Pulled TU for me. Approved for $1,500 with 660 score. EddieX I hope you are wrong about them moving up the CL slowly. I was expecting more and I will call after 60 days to ask / beg for more.

Re: Hooters Question

Anonymous — Sun, 30 Sep 2007 16:11:45 GMT

John060675 wrote:
Pulled TU for me. Approved for $1,500 with 660 score. EddieX I hope you are wrong about them moving up the CL slowly. I was expecting more and I will call after 60 days to ask / beg for more.

seriously, the last thing i want is another account that won't grow.

Re: Hooters Question

Anonymous — Sun, 30 Sep 2007 16:15:43 GMT

@John060675 wrote:
Pulled TU for me. Approved for $1,500 with 660 score. EddieX I hope you are wrong about them moving up the CL slowly. I was expecting more and I will call after 60 days to ask / beg for more.

Trust me, I hope I'm wrong. But to get $5000 at 660 with 6 chargeoffs seems odd to me. Though 4 were due to drop off in the next 2 months, I had 2 which were drop to stay until 2010.

Message Edited by EddieX on 09-30-2007 09:15 AM

Re: Hooters Question

John060675 — Sun, 30 Sep 2007 16:30:49 GMT

Maybe someone from the forum with experience with Hooters CC will chime in to tell us about their CLI experience. So far I enjoy the CC and I hope it will become a main part of my credit life.

Re: Hooters Question

SpecFile — Mon, 01 Oct 2007 17:03:34 GMT

Pulled TU-678 on me in Texas. 5K, 16.2% and no AF

Re: Hooters Question

phumanr — Mon, 01 Oct 2007 17:14:47 GMT

Pulled TU on on me....666, with a CL of $5,200 and a past BK (8/05)

Phumanr

Re: Hooters Question

SpecFile — Mon, 01 Oct 2007 18:23:29 GMT

Hey Phumanr, you got $200 more than me!!!