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    <title>topic Re: Synchrony in Credit Cards</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Cards/Synchrony/m-p/4287801#M1222896</link>
    <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/340732"&gt;@StartingOver10&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;I don't know, but I find Synchrony to be capricious...so who knows what they will do if you app for Belk.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;What does the rest of your profile look like?&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Since bk7 discharge in Jan, no lates, all the credit cards in my sig, plus a mortgage and recent auto lease through Chrysler Capital.&amp;nbsp; So my longest account since bk7 is about 9 mos, most recent being 1 month (NFCU membership and CC).&amp;nbsp; Utility is about 80% on one CC due to vacation/anninversary, but I make at least $300 payments at least twice a month, so the balance will come down quickly&lt;/P&gt;</description>
    <pubDate>Tue, 20 Oct 2015 23:17:55 GMT</pubDate>
    <dc:creator>Shawndoe79</dc:creator>
    <dc:date>2015-10-20T23:17:55Z</dc:date>
    <item>
      <title>Synchrony</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Synchrony/m-p/4287483#M1222810</link>
      <description>&lt;P&gt;denied for Walmart lowes and Ashley furniture, but I got a pre-selected letter from Belk. Is this just marketing BS or what?&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Tue, 20 Oct 2015 20:11:17 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Synchrony/m-p/4287483#M1222810</guid>
      <dc:creator>Shawndoe79</dc:creator>
      <dc:date>2015-10-20T20:11:17Z</dc:date>
    </item>
    <item>
      <title>Re: Synchrony</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Synchrony/m-p/4287627#M1222850</link>
      <description>&lt;P&gt;I don't know, but I find Synchrony to be capricious...so who knows what they will do if you app for Belk.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;What does the rest of your profile look like?&lt;/P&gt;</description>
      <pubDate>Tue, 20 Oct 2015 21:47:58 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Synchrony/m-p/4287627#M1222850</guid>
      <dc:creator>StartingOver10</dc:creator>
      <dc:date>2015-10-20T21:47:58Z</dc:date>
    </item>
    <item>
      <title>Re: Synchrony</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Synchrony/m-p/4287801#M1222896</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/340732"&gt;@StartingOver10&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;I don't know, but I find Synchrony to be capricious...so who knows what they will do if you app for Belk.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;What does the rest of your profile look like?&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Since bk7 discharge in Jan, no lates, all the credit cards in my sig, plus a mortgage and recent auto lease through Chrysler Capital.&amp;nbsp; So my longest account since bk7 is about 9 mos, most recent being 1 month (NFCU membership and CC).&amp;nbsp; Utility is about 80% on one CC due to vacation/anninversary, but I make at least $300 payments at least twice a month, so the balance will come down quickly&lt;/P&gt;</description>
      <pubDate>Tue, 20 Oct 2015 23:17:55 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Synchrony/m-p/4287801#M1222896</guid>
      <dc:creator>Shawndoe79</dc:creator>
      <dc:date>2015-10-20T23:17:55Z</dc:date>
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