topic Re: Question regarding Nordstrom Store vs Visa in Credit Cards

Question regarding Nordstrom Store vs Visa

fury1995 — Sun, 25 Oct 2015 14:41:18 GMT

For those of you who have had the Nordstrom Retail Card and were upgrade recently to the Nordstrom Visa, when you received your Visa card did the Visa account report as a new account on your credit reports with the Store card reporting as closed? Or did the trade line convert and the history of the account remain unchanged?

I'f like to convert mine but I don't want another *new* account to report as recently opened. If the original account history remains and a new trade line is not added.. I'd like to go for it.

Input?

thx

Re: Question regarding Nordstrom Store vs Visa

Creditaddict — Sun, 25 Oct 2015 16:06:02 GMT

@fury1995 wrote:
For those of you who have had the Nordstrom Retail Card and were upgrade recently to the Nordstrom Visa, when you received your Visa card did the Visa account report as a new account on your credit reports with the Store card reporting as closed? Or did the trade line convert and the history of the account remain unchanged?

I'f like to convert mine but I don't want another *new* account to report as recently opened. If the original account history remains and a new trade line is not added.. I'd like to go for it.

Input?

thx

I'm almost positive they just convert the account internally... it's not an actual change to credit reports besides the increase in CL

Re: Question regarding Nordstrom Store vs Visa

Anonymous — Sun, 25 Oct 2015 18:07:59 GMT

I upgraded the store card to the Visa signature in May 2015 (not sure if this is recent enough) and my Equifax report shows no closed credit card account. The account shows as flexible spending account with an opening date in November 2014 (which is when I opened the store card)