topic Re: New Quicksilver advice? in Credit Cards

New Quicksilver advice?

Anonymous — Tue, 27 Oct 2015 02:30:35 GMT

hi all

Looking for best advice to grow Quicksilver and Platinum cl quickly? To all cardholders how quick did you get your first cli?

Re: New Quicksilver advice?

pizza1 — Tue, 27 Oct 2015 02:50:41 GMT

it varies...3-7 months min...for your 1st CLI

After your 1st...its every 6mo..

Id use heavy and make BIG one time payments...They eat that up, they love it!

Re: New Quicksilver advice?

Anonymous — Tue, 27 Oct 2015 03:22:30 GMT

Heavy useage and PIF is usually the trick with Capital One.

Re: New Quicksilver advice?

Anonymous — Tue, 27 Oct 2015 08:35:16 GMT

@Anonymous wrote:
Heavy useage and PIF is usually the trick with Capital One.

I'd like to add on: it needs to be constant, heavy, PIF usage.

I say constant because last month I asked for luv and got $250. I denied it.

This month, I did not put a lot of spend through it and it denied me flat out for any CLI.

Re: New Quicksilver advice?

Shooting-For-800 — Fri, 30 Oct 2015 03:05:01 GMT

Use your card for EVERYTHING.

Pay it off WEEKLY.

Keep 1-9% utilization on all other cards.

They will reward you if you are loyal and charge a lot and pay a lot.

You do not have to pay interest for them to treat you well.

See my signature...$0 CL 18 months ago.

Re: New Quicksilver advice?

takeshi74 — Fri, 30 Oct 2015 12:10:53 GMT

People here tend to fixate on usage but your credit and income have to support the CLI regardless of usage.

Re: New Quicksilver advice?

delaney1 — Fri, 30 Oct 2015 14:00:28 GMT

After 3 statements I asked for CLI and went from 5k-10k. I had very heavy usage, since it's my daily card and made large payments as well.

Re: New Quicksilver advice?

Shooting-For-800 — Fri, 30 Oct 2015 16:39:46 GMT

@takeshi74 wrote:
People here tend to fixate on usage but your credit and income have to support the CLI regardless of usage.

Absolutely, but your usage also has support your CLI with Cap One.

Why give a CLI if you don't use the card?

If you are charging large amounts and paying off large amounts, your income is obvious.

Re: New Quicksilver advice?

Anonymous — Fri, 30 Oct 2015 16:51:35 GMT

First question would be whether it is a Quicksilver Visa of Mastercard. They're in different credit tiers and grow differently.

Re: New Quicksilver advice?

Anonymous — Fri, 30 Oct 2015 19:26:19 GMT

Quicksilver Mastercard

Re: New Quicksilver advice?

Anonymous — Tue, 03 Nov 2015 10:32:19 GMT

I got my first cli after 2 months. I used my card a lot and paid several times a month. went from 300-800

Re: New Quicksilver advice?

damnedanddetermined — Tue, 03 Nov 2015 12:55:44 GMT

I also got my first cli after only 2 months....my plat went from 300 to 800 and my QS went from 500 to 1500.00 not to shabby

Re: New Quicksilver advice?

Anonymous — Tue, 03 Nov 2015 16:21:39 GMT

very nice!

Re: New Quicksilver advice?

p- — Tue, 03 Nov 2015 16:39:20 GMT

As the others said; demonstrate that you are going to use and pay off the card. Hit the luv button every six months, and it will grow like clockwork without hard pulls.

My World Card started as a Platinum Rebuilder at 3k, is now 16,500. My Quicksilver used to be a 300 dollar Orchard Bank card. They will grow your limits twice a year without a problem if you are using and paying off the card. All you have to do is ask.

Re: New Quicksilver advice?

Anonymous — Tue, 03 Nov 2015 16:39:00 GMT

Was that an automatic increase or did you hit the luv button?

Re: New Quicksilver advice?

Anonymous — Tue, 03 Nov 2015 22:32:36 GMT

I used the luv button

Re: New Quicksilver advice?

Anonymous — Tue, 03 Nov 2015 23:47:09 GMT

Maybe CapOne has just been odd for me, but I received my largest CLI by far on my Venture that had never been swiped once. My smallest CapOne CLI came with my QS, which is by far my heaviest use card due being told here that more spend = larger CLIs. I also have a V1 that I rarely use, and it even received a larger CLI than my QS.

If you are wondering why I would have a Venture I never use and and a V1 I hardly use, it's because I got them for consolidating lines. I want a big limit on my QS and consolidation seems to be the quickest route. Hopefully it is brought back soon.

Re: New Quicksilver advice?

Shooting-For-800 — Mon, 09 Nov 2015 15:33:44 GMT

My QS1 MC started at 3k and then went to 3.5k then became a QS MC then jumped $9k to 12.5k then became Venture World MC all within 18 months.

Now, if you start at Plat, it may be easier to apply for new QS than to grow out of plat. If approved, you can ignore or close plat.

Otherwise, QS1 and above seem to grow well if used and paid well.

Re: New Quicksilver advice?

Anonymous — Mon, 09 Nov 2015 19:57:46 GMT

i thought cap 1 brought back consolidating accounts for a higher credit limit

Re: New Quicksilver advice?

Anonymous — Mon, 09 Nov 2015 20:01:38 GMT

log into your account. go to services. then under digital servicing select request account combination. both cards have to be 6 months old though.(i think)