topic Re: Chase Change of Terms Notice! in Credit Cards

Chase Change of Terms Notice!

Creditaddict — Mon, 26 Oct 2015 23:39:34 GMT

My partners Freedom:

Mind you it's only for Cash Advance and BT but still!!!

19.24% to 24.99 now for Cash Advance and Overdraft draws.

BT from 3% to 5%

Seems like they are no longer interested in anyone using Freedom for BT's!!

Re: Chase Change of Terms Notice!

OmarGB9 — Mon, 26 Oct 2015 23:41:37 GMT

I believe my freedom already had that APR for cash advances. Didn't pay attention to the BT fee though.

Re: Chase Change of Terms Notice!

Creditaddict — Mon, 26 Oct 2015 23:46:24 GMT

@OmarGB9 wrote:
I believe my freedom already had that APR for cash advances. Didn't pay attention to the BT fee though.

not his!

Re: Chase Change of Terms Notice!

DeeBee78 — Tue, 27 Oct 2015 00:01:27 GMT

@Creditaddict wrote:
My partners Freedom:
Mind you it's only for Cash Advance and BT but still!!!
19.24% to 24.99 now for Cash Advance and Overdraft draws.
BT from 3% to 5%

Seems like they are no longer interested in anyone using Freedom for BT's!!

Yes, because they want you to app for a Slate.

Re: Chase Change of Terms Notice!

OmarGB9 — Tue, 27 Oct 2015 00:15:08 GMT

Guess they want to get everyone on the same APR.

Re: Chase Change of Terms Notice!

ksantangelo23 — Tue, 27 Oct 2015 01:33:43 GMT

Got the same notice today for my Freedom.. It hit to 24.99% ~~purchase~~ cash advance... I laughed out loud at it..

First time I've ever gotten a rate hike.

EDIT: I read my mailer too quickly

Re: Chase Change of Terms Notice!

Creditaddict — Tue, 27 Oct 2015 01:31:55 GMT

Cash advance not purchase!!
Chase can't change purchase rate to default unless you have missed at least 2 payments

Re: Chase Change of Terms Notice!

ksantangelo23 — Tue, 27 Oct 2015 01:32:57 GMT

@Creditaddict wrote:
Cash advance not purchase!!
Chase can't change purchase rate to default unless you have missed at least 2 payments

Youre right! I saw such a silly number I didnt even bother reading it fully.

Re: Chase Change of Terms Notice!

CreditCuriosity — Tue, 27 Oct 2015 01:34:10 GMT

@ksantangelo23 wrote:
Got the same notice today for my Freedom.. It exploded to 24.99% purchase APR... I laughed out loud at it.. I'll stick to my 9% AMEX...

First time I've ever gotten a rate hike.

you saying the raised your purchase APR with your scores and cards? Are you kidding me? Did they give you a reason? I got no such thing on my freedom, granted I am at the 23 or whatever apr already

Re: Chase Change of Terms Notice!

CreditCuriosity — Tue, 27 Oct 2015 01:34:41 GMT

@ksantangelo23 wrote:
@Creditaddict wrote:
Cash advance not purchase!!
Chase can't change purchase rate to default unless you have missed at least 2 payments
Youre right! I saw such a silly number I didnt even bother reading it fully.

k..thanks for clearing that up:

Re: Chase Change of Terms Notice!

ksantangelo23 — Tue, 27 Oct 2015 01:35:59 GMT

@CreditCuriousity wrote:
@ksantangelo23 wrote:
Got the same notice today for my Freedom.. It exploded to 24.99% purchase APR... I laughed out loud at it.. I'll stick to my 9% AMEX...

First time I've ever gotten a rate hike.
you saying the raised your purchase APR with your scores and cards? Are you kidding me? Did they give you a reason? I got no such thing on my freedom, granted I am at the 23 or whatever apr already

I misread my mailer, they hiked my Cash Advance to 24.99%. 3 to 5% BT fee's, too.

Im too used to seeing purchase APR in the top box.

Re: Chase Change of Terms Notice!

ddemari — Tue, 27 Oct 2015 17:36:17 GMT

As Of Purchase APR Cash APR

		10/04/2015

		0.00%

		23.99%

I still have a nice low 23.99% lol

Re: Chase Change of Terms Notice!

Imperfectfuture — Tue, 27 Oct 2015 18:48:26 GMT

@ksantangelo23 wrote:
Got the same notice today for my Freedom.. It hit to 24.99% ~~purchase~~ cash advance... I laughed out loud at it..

First time I've ever gotten a rate hike.

EDIT: I read my mailer too quickly

Interesting, my cash advance on amazon visa is still 19.24, though I noticed it changed for new apps shortly after that. Last time I looked, they had a 0% balance transfer offer, they never emailed me. Wonder if they will update the other cards. My freedom was always 24.99.

Re: Chase Change of Terms Notice!

CreditCuriosity — Tue, 27 Oct 2015 21:46:44 GMT

Just noticed my CSP finally came up with a balance transfer offer 2% BT fee and 0 APR until end of 2016.. Doesn't seem like a bad deal at all! To bad I don't have a balance.. That must of just popped up on my account recently as before it always says account not eligible. I like to click on things ocassionally out of pure boredom.

Re: Chase Change of Terms Notice!

Jerry45 — Tue, 27 Oct 2015 21:52:04 GMT

Ouch!!!

Re: Chase Change of Terms Notice!

ddemari — Tue, 27 Oct 2015 22:10:05 GMT

Interesting! I'll have to look on mine. All the cards normally say ineligible except for freedom and slate.

Re: Chase Change of Terms Notice!

ddemari — Tue, 27 Oct 2015 22:16:38 GMT

No offers for me

Re: Chase Change of Terms Notice!

CreditCuriosity — Tue, 27 Oct 2015 23:06:52 GMT

@ddemari wrote:
Interesting! I'll have to look on mine. All the cards normally say ineligible except for freedom and slate.

@Anonymous was suprised maybe since it is coming close to a year old? Dunno or maybe cause they got a HP from me yesterday which triggered something? Who knows. 2% BT @ 0 % seems like one of the better ones I have heard of on existing card isn't it? As stated never used a BT before.. Like having options though