topic AMEX upgrade/downgrade in Credit Cards

AMEX upgrade/downgrade

IgnatiusReilly — Wed, 28 Oct 2015 01:42:03 GMT

Thanks to this forum, I got an Amex Gold in January backdated to 87. I want to upgrade to a Platinum for travel purposes but to pc as I want to keep the account due to its age. Any chance of getting a MR bonus while upgrading? Any advantage to downside to downgrading to Green? I put about 3k a month on the Gold and about the same on my BCP.

And because we're talking Amex and MR, I was in my boss' office and he had his account on the screen. 6,800,000 MR points.

Re: AMEX upgrade/downgrade

Thomas_Thumb — Wed, 28 Oct 2015 02:06:24 GMT

Now you are rubbing salt into my wounds.

I tried to re-establish an account with Chase and asked if they could back date it to 1986 (even gave them the account #) but I was shutdown.

I felt the CSR thought I was high just for making such a request. Their records don't go back eons. No way no how.

P.S. I am an AMEX green card holder from 1984. It works for me and really is a no limit charge card. No need to pay higher fees for a gold or platinum. My yearly fee is still $55.00.

Re: AMEX upgrade/downgrade

Anonymous — Wed, 28 Oct 2015 02:03:57 GMT

Amex is one bonus per personal card. I would app for plat with some good sign up bonus then downgrade the gold.

Re: AMEX upgrade/downgrade

ddemari — Wed, 28 Oct 2015 02:07:31 GMT

@Thomas_Thumb wrote:
Now you are rubbing salt into my wounds.

I tried to re-establish an account with Chase and asked if they could back date it to 1986 (even gave them the account #) but I was shutdown.

I felt the CSR thought I was high just for making such a request. Their records don't go back eons. No way no how.

Please pass the hash oil - THC is legal in Colorado now. Oh .. but I don't live in Colorado

gauging your scores, you have perfect credit obviously. you have a chase card you closed or was closed and asked them to reopen it? chase has never back dated anything like that and I dont think that really any bank does or ever did except amex. that is some swager though to call and ask!

chase has a longgggg memory too, but a closed card is closed.

Re: AMEX upgrade/downgrade

Thomas_Thumb — Wed, 28 Oct 2015 02:23:38 GMT

I made a mistake and cancelled my account back in 2006 - after 20 years- because they sent out a notice that certain information on customers was going to be shared with 3rd parties. Little did I know that our info would become an open book "the scoring of America".

I tried to make amends but the price was too high - An inquiry and a newby account. Don't need them that much.