topic Re: Does anyone know if is possible to PC with FNBO? in Credit Cards

Does anyone know if is possible to PC with FNBO?

galahad15 — Wed, 28 Oct 2015 19:41:41 GMT

Hi, I was just wondering if anyone knows if it is possible to PC with FNBO, and if so, also from publicly-applicable cards to cards that are not publicly advertised on their website? The reason I ask is, some months ago, a family member received a mail invite to apply for one of their cards that is not listed on their website (unfortunately, I forget what the actual card product name was atm), that sounded very interesting and appealing because it offered an ongoing, 6-month 0% APR promotion for every purchase made that was equal to or over $300. I was very intrigued and even tried to inquire if I could apply for the same card, but FNBO said it was not possible, something about since it was invite-only and I had not received a mail offer myself. I do have 2 existing FNBO cards (Maximum Rewards and the 6.25% V APR FNBO Amex), so I was thinking of maybe considering asking FNBO to PC my Maximum Rewards cards to the card offered above. (*Note: I do not live within the geographical footprint of being able to freely app for FNBO cards -- my Maximum Rewards card was issued b/c it was formerly a BoA co-branded card that FNBO bought the portfolio of, and I got the 6.25% V FNBO Amex because at the time I apped and was approved for it, FNBO had not yet locked down the states eligible to app for it on the time-limited online application.)

Re: Does anyone know if is possible to PC with FNBO?

CreditDunce — Thu, 29 Oct 2015 01:12:49 GMT

I don't know about FNBO. Coastal FCU has a similar product. Albeit the minimum is $600 for purchases or BT's. More importantly, the interest rate after the 6 months at 0% is 18%. On the plus side, there is no BT fee.

https://www.coastal24.com/visa/big-ticket-card.html

They also have a limited foot print. I don't know how difficult it is to join if you are not in their footprint.

Re: Does anyone know if is possible to PC with FNBO?

galahad15 — Thu, 29 Oct 2015 18:43:29 GMT

Sorry never mind, everyone please disregard this thread -- while searching, I found the answer that I was looking for to the question of my OP in this earlier thread. The posters there made it pretty clear that PC'ing is not possible, with FNBO.

http://ficoforums.myfico.com/t5/Credit-Cards/FNBO-Really/td-p/4000836/highlight/true