topic Re: CAP 1 in Credit Cards

CAP 1

Anonymous — Thu, 29 Oct 2015 04:14:58 GMT

I was approved for the GM card a couple weeks ago. I would like to apply for the QS visa. Should I wait 30 days or apply now? Also, do they pull all 3 or just 1? I live in CAlif. They pulled only EQ for the GM card.

Re: CAP 1

B335is — Thu, 29 Oct 2015 05:44:21 GMT

The GM card and Saks WEMC are the only credit cards Cap1 pulls just EQ from. Are you pre approved through the Cap1 site for anything? Those will pull all 3.

Re: CAP 1

Anonymous — Thu, 29 Oct 2015 05:47:30 GMT

The only approvals I get are for the QS1 and platium Scores are TU-752 Eq 741 EX 707

Re: CAP 1

Pway — Thu, 29 Oct 2015 07:08:48 GMT

I would wait until you are pre qual for the card.

Re: CAP 1

Anonymous — Thu, 29 Oct 2015 09:55:00 GMT

I think Cap1 requires 30 days between applications. Congrats on your approval!

Re: CAP 1

Anonymous — Thu, 29 Oct 2015 09:57:58 GMT

@Pway wrote:
I would wait until you are pre qual for the card.

Is it a difficult card to get? Is that why you're advising to wait until prequalified? If OP's credit profile supports applying for the card, then s/he should apply for it. I have cold apped for most of my cards.

Re: CAP 1

ddemari — Thu, 29 Oct 2015 21:38:21 GMT

I thought sony/ playstation visa was like GM, they pulled some EQ credit score.