topic Discover reported early in Credit Cards

Discover reported early

ojefferyo — Thu, 29 Oct 2015 17:53:47 GMT

As the title says, my Discover IT reported almost a week early for me, usually on the 2nd of every month but it reported on the 25th of this month instead. Got an alert from EQ and MyFico. Reported a balance of $12688 of a $25700 limit, unfortunately I paid it off on the 26th thinking i still had time before it reported. That sits right at 49%. No score change on EQ the other two have not updated yet. Anyone else's reported early?

Re: Discover reported early

CreditCuriosity — Thu, 29 Oct 2015 17:59:35 GMT

Hate when creditors throw a curve ball like this.. Have had it happen on other account off cycle reporting although rare

Re: Discover reported early

ojefferyo — Thu, 29 Oct 2015 18:10:18 GMT

Tell me about it, I'm glad my EQ score didn't change lol

Re: Discover reported early

ojefferyo — Thu, 29 Oct 2015 18:41:40 GMT

UPDATE: TU took a 4 point hit, alot less than I had expected

Re: Discover reported early

barthooper — Thu, 29 Oct 2015 18:47:12 GMT

I figured this was about a new Discover reporting early, which is what happened to me. Approved earlier this month, appeared on reports a couple of days ago even though no statement yet. I thought if it hadn't reported within a few days of opening the card, like Barclays and possibly others do, that it wouldn't show till after my first statement. I was surprised.