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    <title>topic Re: How to use Amex Rewards optimally in Credit Cards</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Cards/How-to-use-Amex-Rewards-optimally/m-p/4301915#M1227184</link>
    <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;P&gt;I know I've asked this question before, but just want to get a refresher and some new information if at all possible.&amp;nbsp;&lt;/P&gt;&lt;P&gt;So my question is, how should I use my rewards optimally? I have a Delta and PRG which I just met both spending requirements for the bonuses.&amp;nbsp;&lt;/P&gt;&lt;P&gt;Should I transfer the Delta points to the PRG or the PRG to the Delta? I hope to take a flight someday in the next year to the Caribbean if this helps and may consider a cruise if the points justify it on the PRG. So please just give me any info you guys can. No answer is a bad answer. &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&amp;nbsp;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;For one, you can't transfer your Delta points to the PRG or any other point system. &amp;nbsp;They are with your Delta mileage account and will remain there un&lt;STRONG&gt;til&amp;nbsp;&lt;/STRONG&gt;you use them, transfer them to another person or they expire. &amp;nbsp;As for your PRG points it's impossible for us to tell you what to do with them. &amp;nbsp;Look at your potential trips, where you might fly from, stay at, etc and then review the transfer partners for the Amex MR r&lt;STRONG&gt;ewards&lt;/STRONG&gt; program and then decide.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
    <pubDate>Thu, 29 Oct 2015 17:57:29 GMT</pubDate>
    <dc:creator>Anonymous</dc:creator>
    <dc:date>2015-10-29T17:57:29Z</dc:date>
    <item>
      <title>How to use Amex Rewards optimally</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/How-to-use-Amex-Rewards-optimally/m-p/4301844#M1227168</link>
      <description>&lt;P&gt;I know I've asked this question before, but just want to get a refresher and some new information if at all possible.&amp;nbsp;&lt;/P&gt;&lt;P&gt;So my question is, how should I use my rewards optimally? I have a Delta and PRG which I just met both spending requirements for the bonuses.&amp;nbsp;&lt;/P&gt;&lt;P&gt;Should I transfer the Delta points to the PRG or the PRG to the Delta? I hope to take a flight someday in the next year to the Caribbean if this helps and may consider a cruise if the points justify it on the PRG. So please just give me any info you guys can. No answer is a bad answer. &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Thu, 29 Oct 2015 17:10:42 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/How-to-use-Amex-Rewards-optimally/m-p/4301844#M1227168</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-10-29T17:10:42Z</dc:date>
    </item>
    <item>
      <title>Re: How to use Amex Rewards optimally</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/How-to-use-Amex-Rewards-optimally/m-p/4301915#M1227184</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;P&gt;I know I've asked this question before, but just want to get a refresher and some new information if at all possible.&amp;nbsp;&lt;/P&gt;&lt;P&gt;So my question is, how should I use my rewards optimally? I have a Delta and PRG which I just met both spending requirements for the bonuses.&amp;nbsp;&lt;/P&gt;&lt;P&gt;Should I transfer the Delta points to the PRG or the PRG to the Delta? I hope to take a flight someday in the next year to the Caribbean if this helps and may consider a cruise if the points justify it on the PRG. So please just give me any info you guys can. No answer is a bad answer. &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&amp;nbsp;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;For one, you can't transfer your Delta points to the PRG or any other point system. &amp;nbsp;They are with your Delta mileage account and will remain there un&lt;STRONG&gt;til&amp;nbsp;&lt;/STRONG&gt;you use them, transfer them to another person or they expire. &amp;nbsp;As for your PRG points it's impossible for us to tell you what to do with them. &amp;nbsp;Look at your potential trips, where you might fly from, stay at, etc and then review the transfer partners for the Amex MR r&lt;STRONG&gt;ewards&lt;/STRONG&gt; program and then decide.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Thu, 29 Oct 2015 17:57:29 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/How-to-use-Amex-Rewards-optimally/m-p/4301915#M1227184</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-10-29T17:57:29Z</dc:date>
    </item>
    <item>
      <title>Re: How to use Amex Rewards optimally</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/How-to-use-Amex-Rewards-optimally/m-p/4301920#M1227186</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;P&gt;I know I've asked this question before, but just want to get a refresher and some new information if at all possible.&amp;nbsp;&lt;/P&gt;&lt;P&gt;So my question is, how should I use my rewards optimally? I have a Delta and PRG which I just met both spending requirements for the bonuses.&amp;nbsp;&lt;/P&gt;&lt;P&gt;Should I transfer the Delta points to the PRG or the PRG to the Delta? I hope to take a flight someday in the next year to the Caribbean if this helps and may consider a cruise if the points justify it on the PRG. So please just give me any info you guys can. No answer is a bad answer. &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&amp;nbsp;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;You can't move Delta points to PRG because they are miles not MR points. &amp;nbsp;In addition, you would need to tranfer your MR point to Delta for miles not your card.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Delta devaluation makes it poor for transfers. &amp;nbsp;I transfered some of my points to BA Avios before devalue and used them on short American Airline hauls. &amp;nbsp;Short hauls for BA Avios are going up from 4,500 to 7,500 points under 650 miles after 2/16. &amp;nbsp;I would await for another transfer bonus for Avios.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;For me Delta is useless as a transfer partner because to the cost of using miles.&lt;/P&gt;</description>
      <pubDate>Thu, 29 Oct 2015 18:00:36 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/How-to-use-Amex-Rewards-optimally/m-p/4301920#M1227186</guid>
      <dc:creator>redpat</dc:creator>
      <dc:date>2015-10-29T18:00:36Z</dc:date>
    </item>
    <item>
      <title>Re: How to use Amex Rewards optimally</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/How-to-use-Amex-Rewards-optimally/m-p/4302015#M1227212</link>
      <description>Sorry just realized I can only transfer from PRG to Delta. But here are some more details, I plan on flying out of chicago or Indy to the Caribbean (doesn't matter what island). I wouldalso consider flying to a shipping port and going on a cruise if it makes sense financially and points wise. But whats the list of transfer partners for the Delta program? I see Avios mentioned above for a bonus, is there any other partners that provide bonuses for transfers?</description>
      <pubDate>Thu, 29 Oct 2015 18:52:34 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/How-to-use-Amex-Rewards-optimally/m-p/4302015#M1227212</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-10-29T18:52:34Z</dc:date>
    </item>
    <item>
      <title>Re: How to use Amex Rewards optimally</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/How-to-use-Amex-Rewards-optimally/m-p/4302031#M1227217</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;Sorry just realized I can only transfer from PRG to Delta. But here are some more details, I plan on flying out of chicago or Indy to the Caribbean (doesn't matter what island). I wouldalso consider flying to a shipping port and going on a cruise if it makes sense financially and points wise. But whats the list of transfer partners for the Delta program? I see Avios mentioned above for a bonus, is there any other partners that provide bonuses for transfers?&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;You need to sign into your Amex account and go to the rewards section and review the list of transfe&lt;STRONG&gt;r&lt;/STRONG&gt; partners for MR points. &amp;nbsp;In reality you should have done your research&amp;nbsp;&amp;nbsp;prior to applying for the cards but too late for that. &amp;nbsp;Research flight options out of the cities you listed and see if the Avios or other airline partner wil be useful.&lt;/P&gt;</description>
      <pubDate>Thu, 29 Oct 2015 19:02:17 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/How-to-use-Amex-Rewards-optimally/m-p/4302031#M1227217</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-10-29T19:02:17Z</dc:date>
    </item>
    <item>
      <title>Re: How to use Amex Rewards optimally</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/How-to-use-Amex-Rewards-optimally/m-p/4302398#M1227319</link>
      <description>&lt;P&gt;You don't need to be super blunt about that. I know I should have done a little more research, but I got in with Amex and that is a big enough accomplishment for a person my age. But thanks for the information still, you've helped me out a lot on my posts in the past and even this one.&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Thu, 29 Oct 2015 22:29:33 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/How-to-use-Amex-Rewards-optimally/m-p/4302398#M1227319</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-10-29T22:29:33Z</dc:date>
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