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    <title>topic Re: Store's that do not use sync or comenity for cards? in Credit Cards</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Cards/Store-s-that-do-not-use-sync-or-comenity-for-cards/m-p/4306603#M1228733</link>
    <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;then your previous answer makes no sense&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Ok. What is the question. which stores does not use comenity or sync???&lt;/P&gt;&lt;P&gt;so is citi one of those?? maybe you are sleep. Sears is not comenity or sync????or is sears citi???&lt;/P&gt;</description>
    <pubDate>Sun, 01 Nov 2015 21:39:11 GMT</pubDate>
    <dc:creator>taxi818</dc:creator>
    <dc:date>2015-11-01T21:39:11Z</dc:date>
    <item>
      <title>Store's that do not use sync or comenity for cards?</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Store-s-that-do-not-use-sync-or-comenity-for-cards/m-p/4305924#M1228471</link>
      <description>&lt;P&gt;So I plan to purose to my long time "10 years" girlfriend soon. &amp;nbsp;I want a littlemore padding for my uti. so when I buy a ring it dose not kill my credit. I have a Cabelas has their own bank, dose anyone else? Preer only issuers of an actual charge carn not just a store card. &amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Sun, 01 Nov 2015 05:05:23 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Store-s-that-do-not-use-sync-or-comenity-for-cards/m-p/4305924#M1228471</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-11-01T05:05:23Z</dc:date>
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      <title>Re: Store's that do not use sync or comenity for cards?</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Store-s-that-do-not-use-sync-or-comenity-for-cards/m-p/4305930#M1228473</link>
      <description>&lt;P&gt;Macy's&lt;/P&gt;</description>
      <pubDate>Sun, 01 Nov 2015 05:22:22 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Store-s-that-do-not-use-sync-or-comenity-for-cards/m-p/4305930#M1228473</guid>
      <dc:creator>Pway</dc:creator>
      <dc:date>2015-11-01T05:22:22Z</dc:date>
    </item>
    <item>
      <title>Re: Store's that do not use sync or comenity for cards?</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Store-s-that-do-not-use-sync-or-comenity-for-cards/m-p/4305946#M1228484</link>
      <description>&lt;P&gt;&lt;FONT face="comic sans ms,sans-serif" color="#000000"&gt;Congrats on proposing to your girlfriend! What about Jared's? Have fun ring shopping!&lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/FONT&gt;&lt;/P&gt;</description>
      <pubDate>Sun, 01 Nov 2015 06:24:03 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Store-s-that-do-not-use-sync-or-comenity-for-cards/m-p/4305946#M1228484</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-11-01T06:24:03Z</dc:date>
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      <title>Re: Store's that do not use sync or comenity for cards?</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Store-s-that-do-not-use-sync-or-comenity-for-cards/m-p/4305947#M1228485</link>
      <description>&lt;P&gt;Thanks, &amp;nbsp; &amp;nbsp;Iwas actually approved for jared credit but will be using my Venture card. The APR is lower. &amp;nbsp; I'm just trying to pad my uti a little. Like everyone else on here I'm crazy about my scores and uti. &amp;nbsp;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Sun, 01 Nov 2015 06:28:53 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Store-s-that-do-not-use-sync-or-comenity-for-cards/m-p/4305947#M1228485</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-11-01T06:28:53Z</dc:date>
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    <item>
      <title>Re: Store's that do not use sync or comenity for cards?</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Store-s-that-do-not-use-sync-or-comenity-for-cards/m-p/4305960#M1228489</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;P&gt;Thanks, &amp;nbsp; &amp;nbsp;Iwas actually approved for jared credit but will be using my Venture card. The APR is lower. &amp;nbsp; I'm just trying to pad my uti a little. Like everyone else on here I'm crazy about my scores and uti. &amp;nbsp;&amp;nbsp;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;&lt;FONT face="comic sans ms,sans-serif" color="#000000"&gt;You're welcome. Wow! Jared's doesn't offer any promotional APRs. If you don't have one yet, you may want to look into a good BT card. The Citibank Simplicity is offering 21 months 0% APR. It would be another HP, but it would be well worth it I think. You can buy the ring and then do a BT or Citibank allows you to deposit the money directly into your personal account and pay cash. Either way you would have 21 months to pay it off.&lt;/FONT&gt;&lt;/P&gt;</description>
      <pubDate>Sun, 01 Nov 2015 07:00:23 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Store-s-that-do-not-use-sync-or-comenity-for-cards/m-p/4305960#M1228489</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-11-01T07:00:23Z</dc:date>
    </item>
    <item>
      <title>Re: Store's that do not use sync or comenity for cards?</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Store-s-that-do-not-use-sync-or-comenity-for-cards/m-p/4306559#M1228718</link>
      <description>&lt;P&gt;Thanks, I'll have to read over my Jared paper work again but I think it was like 24.9 APR&amp;nbsp;from the start. It might have been different had I been&amp;nbsp;buying&amp;nbsp;right that second I don't know.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Thanks again.&lt;/P&gt;</description>
      <pubDate>Sun, 01 Nov 2015 21:04:27 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Store-s-that-do-not-use-sync-or-comenity-for-cards/m-p/4306559#M1228718</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-11-01T21:04:27Z</dc:date>
    </item>
    <item>
      <title>Re: Store's that do not use sync or comenity for cards?</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Store-s-that-do-not-use-sync-or-comenity-for-cards/m-p/4306573#M1228723</link>
      <description>Bloomingdales, Saks, Neiman Marcus and Curacao are a few others that come to mind.</description>
      <pubDate>Sun, 01 Nov 2015 21:18:48 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Store-s-that-do-not-use-sync-or-comenity-for-cards/m-p/4306573#M1228723</guid>
      <dc:creator>B335is</dc:creator>
      <dc:date>2015-11-01T21:18:48Z</dc:date>
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    <item>
      <title>Re: Store's that do not use sync or comenity for cards?</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Store-s-that-do-not-use-sync-or-comenity-for-cards/m-p/4306579#M1228725</link>
      <description>&lt;P&gt;macys, Dillards, sears, ,Target.&lt;/P&gt;</description>
      <pubDate>Sun, 01 Nov 2015 21:24:04 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Store-s-that-do-not-use-sync-or-comenity-for-cards/m-p/4306579#M1228725</guid>
      <dc:creator>taxi818</dc:creator>
      <dc:date>2015-11-01T21:24:04Z</dc:date>
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    <item>
      <title>Re: Store's that do not use sync or comenity for cards?</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Store-s-that-do-not-use-sync-or-comenity-for-cards/m-p/4306583#M1228727</link>
      <description>sears uses citi</description>
      <pubDate>Sun, 01 Nov 2015 21:26:38 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Store-s-that-do-not-use-sync-or-comenity-for-cards/m-p/4306583#M1228727</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-11-01T21:26:38Z</dc:date>
    </item>
    <item>
      <title>Re: Store's that do not use sync or comenity for cards?</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Store-s-that-do-not-use-sync-or-comenity-for-cards/m-p/4306590#M1228730</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;sears uses citi&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Yes. we know.&lt;/P&gt;</description>
      <pubDate>Sun, 01 Nov 2015 21:30:54 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Store-s-that-do-not-use-sync-or-comenity-for-cards/m-p/4306590#M1228730</guid>
      <dc:creator>taxi818</dc:creator>
      <dc:date>2015-11-01T21:30:54Z</dc:date>
    </item>
    <item>
      <title>Re: Store's that do not use sync or comenity for cards?</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Store-s-that-do-not-use-sync-or-comenity-for-cards/m-p/4306592#M1228731</link>
      <description>then your previous answer makes no sense</description>
      <pubDate>Sun, 01 Nov 2015 21:32:49 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Store-s-that-do-not-use-sync-or-comenity-for-cards/m-p/4306592#M1228731</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-11-01T21:32:49Z</dc:date>
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      <title>Re: Store's that do not use sync or comenity for cards?</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Store-s-that-do-not-use-sync-or-comenity-for-cards/m-p/4306603#M1228733</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;then your previous answer makes no sense&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Ok. What is the question. which stores does not use comenity or sync???&lt;/P&gt;&lt;P&gt;so is citi one of those?? maybe you are sleep. Sears is not comenity or sync????or is sears citi???&lt;/P&gt;</description>
      <pubDate>Sun, 01 Nov 2015 21:39:11 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Store-s-that-do-not-use-sync-or-comenity-for-cards/m-p/4306603#M1228733</guid>
      <dc:creator>taxi818</dc:creator>
      <dc:date>2015-11-01T21:39:11Z</dc:date>
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      <title>Re: Store's that do not use sync or comenity for cards?</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Store-s-that-do-not-use-sync-or-comenity-for-cards/m-p/4306604#M1228734</link>
      <description>then the op asked who uses their own bank.. no need to be rude damn</description>
      <pubDate>Sun, 01 Nov 2015 21:40:29 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Store-s-that-do-not-use-sync-or-comenity-for-cards/m-p/4306604#M1228734</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-11-01T21:40:29Z</dc:date>
    </item>
    <item>
      <title>Re: Store's that do not use sync or comenity for cards?</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Store-s-that-do-not-use-sync-or-comenity-for-cards/m-p/4306608#M1228736</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;then the op asked who uses their own bank.. no need to be rude damn&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Im going by the title. which i listed 4 stores. no rudeness. neither of them is that. simple answer thats all.&lt;/P&gt;</description>
      <pubDate>Sun, 01 Nov 2015 21:41:33 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Store-s-that-do-not-use-sync-or-comenity-for-cards/m-p/4306608#M1228736</guid>
      <dc:creator>taxi818</dc:creator>
      <dc:date>2015-11-01T21:41:33Z</dc:date>
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      <title>Re: Store's that do not use sync or comenity for cards?</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Store-s-that-do-not-use-sync-or-comenity-for-cards/m-p/4306614#M1228739</link>
      <description>are you asleep? really? i went by what was posted along with title and i am just saying sears doesn't use their own bank they are backed by citi. but technically it's not synchrony or comenity but it doesn't make my answer incorrect or mean i am asleep. i have been here long enough to know how to fully read a post and its replies before commenting</description>
      <pubDate>Sun, 01 Nov 2015 21:44:28 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Store-s-that-do-not-use-sync-or-comenity-for-cards/m-p/4306614#M1228739</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-11-01T21:44:28Z</dc:date>
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      <title>Re: Store's that do not use sync or comenity for cards?</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Store-s-that-do-not-use-sync-or-comenity-for-cards/m-p/4306620#M1228740</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;are you asleep? really? i went by what was posted along with title and i am just saying sears doesn't use their own bank they are backed by citi. but technically it's not synchrony or comenity but it doesn't make my answer incorrect or mean i am asleep. i have been here long enough to know how to fully read a post and its replies before commenting&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;asking terror if you are alseep is not being rude. and did not mean it that way. Sorry you took it that way terror. anyway. i never said you were wrong as i did not see any listings from you in the first place. so wrong on what? i answer i knew sears was citi. anyway. op gets the point is all that matters.&lt;/P&gt;</description>
      <pubDate>Sun, 01 Nov 2015 21:49:17 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Store-s-that-do-not-use-sync-or-comenity-for-cards/m-p/4306620#M1228740</guid>
      <dc:creator>taxi818</dc:creator>
      <dc:date>2015-11-01T21:49:17Z</dc:date>
    </item>
    <item>
      <title>Re: Store's that do not use sync or comenity for cards?</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Store-s-that-do-not-use-sync-or-comenity-for-cards/m-p/4306633#M1228746</link>
      <description>yeah. as long as we are helping fellow contributors then i feel like our part is being fulfilled</description>
      <pubDate>Sun, 01 Nov 2015 22:00:41 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Store-s-that-do-not-use-sync-or-comenity-for-cards/m-p/4306633#M1228746</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-11-01T22:00:41Z</dc:date>
    </item>
    <item>
      <title>Re: Store's that do not use sync or comenity for cards?</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Store-s-that-do-not-use-sync-or-comenity-for-cards/m-p/4306924#M1228891</link>
      <description>&lt;P&gt;Lord &amp;amp; Taylor - Capital One&lt;/P&gt;&lt;P&gt;Office Depot - CIti&lt;/P&gt;&lt;P&gt;Staples - CIti&lt;/P&gt;&lt;P&gt;Kohls - Capital One (I Think, or is it still Chase? Either way not Sync or Comenity)&lt;/P&gt;&lt;P&gt;Guitar Center - Capital One&lt;/P&gt;&lt;P&gt;Home Depot - Citi&lt;/P&gt;&lt;P&gt;Menards - Capital One&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Mon, 02 Nov 2015 01:42:09 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Store-s-that-do-not-use-sync-or-comenity-for-cards/m-p/4306924#M1228891</guid>
      <dc:creator>Royalbacon</dc:creator>
      <dc:date>2015-11-02T01:42:09Z</dc:date>
    </item>
    <item>
      <title>Re: Store's that do not use sync or comenity for cards?</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Store-s-that-do-not-use-sync-or-comenity-for-cards/m-p/4306945#M1228905</link>
      <description>&lt;P&gt;Thanks, for the help everyone. I actually shop at some of those stores so I will be apply for a few of them this week. Hopefully&amp;nbsp;I'll be able to keep my uti where it needs&amp;nbsp;to be.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I would not mind Sync or Comenity but they both have me living at an address that I lived at 6 years ago. Even with an account with each of them they can't seem to get it strait &amp;nbsp;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Mon, 02 Nov 2015 02:12:56 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Store-s-that-do-not-use-sync-or-comenity-for-cards/m-p/4306945#M1228905</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-11-02T02:12:56Z</dc:date>
    </item>
    <item>
      <title>Re: Store's that do not use sync or comenity for cards?</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Store-s-that-do-not-use-sync-or-comenity-for-cards/m-p/4307098#M1228977</link>
      <description>&lt;P&gt;Home Depot or Lowes for a UTIL buffer&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;i know lowes is synch but you could recon up to 35k i hear &amp;nbsp;worth the issue with the billing address&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;home depot is citi (when approved call and recon limit to 25K)&lt;/P&gt;</description>
      <pubDate>Mon, 02 Nov 2015 04:55:04 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Store-s-that-do-not-use-sync-or-comenity-for-cards/m-p/4307098#M1228977</guid>
      <dc:creator>MyDataMyChoice</dc:creator>
      <dc:date>2015-11-02T04:55:04Z</dc:date>
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