topic Re: Navy Federal PC Flagship to Platinum in Credit Cards

Navy Federal PC Flagship to Platinum

Creditaddict — Mon, 02 Nov 2015 18:08:53 GMT

Called Navy to PC my Flagship since my AF just hit and I don't even use the card so I went to Platinum Card since I was thinking "Just maybe" I would get a lower rate too.

I was right, I went from 15.49 to 12.99% with the conversion.

and she refunded the AF!

YAY NAVY!

Re: Navy Federal PC Flagship to Platinum

Anonymous — Mon, 02 Nov 2015 18:10:55 GMT

That's awesome. Congrats 🎊

Re: Navy Federal PC Flagship to Platinum

Creditaddict — Mon, 02 Nov 2015 18:20:37 GMT

This great APR reduction got me thinking about my Cash Rewards Card that wouldn't give me APR reduction just couple weeks ago so I called in currently at 15.05%.

I asked to switch to Platinum and she came back that the rate would actually go UP to 15.74%

UMM, NO!

They make no sense sometimes.

Loose cash back and apr go up.

and btw the cash rewards card is at $25k limit and is my oldest navy card!

Oh well, cancelled out and left things alone.

Re: Navy Federal PC Flagship to Platinum

Anonymous — Mon, 02 Nov 2015 18:22:28 GMT

@Creditaddict wrote:
Called Navy to PC my Flagship since my AF just hit and I don't even use the card so I went to Platinum Card since I was thinking "Just maybe" I would get a lower rate too.
I was right, I went from 15.49 to 12.99% with the conversion.
and she refunded the AF!

YAY NAVY!

Congratulations!

Re: Navy Federal PC Flagship to Platinum

alextercero — Tue, 03 Nov 2015 01:26:21 GMT

Congrats

Re: Navy Federal PC Flagship to Platinum

Country_Feller — Tue, 03 Nov 2015 01:27:32 GMT

AWESOME, Congratulations!!!!

Re: Navy Federal PC Flagship to Platinum

Anonymous — Tue, 03 Nov 2015 01:36:09 GMT

Congrats on the APR reduction!
Why do you have any cards with AF's? I would assume that between all of your cards you can get whatever you need!

Re: Navy Federal PC Flagship to Platinum

NYFan63 — Tue, 03 Nov 2015 02:08:53 GMT

@Creditaddict wrote:
Called Navy to PC my Flagship since my AF just hit and I don't even use the card so I went to Platinum Card since I was thinking "Just maybe" I would get a lower rate too.
I was right, I went from 15.49 to 12.99% with the conversion.
and she refunded the AF!

YAY NAVY!

Thanks CA - I just did the same - interest rate from 15.49 to 12.99%, CL stayed the same etc.

Re: Navy Federal PC Flagship to Platinum

pizza1 — Tue, 03 Nov 2015 02:26:01 GMT

Man I love them. Congrats

Re: Navy Federal PC Flagship to Platinum

Anonymous — Tue, 03 Nov 2015 02:26:13 GMT

yupyup413 an AF doesn't mean it's a low tiered card.

Re: Navy Federal PC Flagship to Platinum

Anonymous — Tue, 03 Nov 2015 02:37:18 GMT

I didn't say it's a low-tiered card. My thoughts were that the Flagship does not offer anything that some of his (last I saw) 80+ cards could not give.

Re: Navy Federal PC Flagship to Platinum

Anonymous — Tue, 03 Nov 2015 02:39:00 GMT

sorry just the way you said it seemed as if you thought his credit was too good for any AF cards. sorry for my misinterpretation

Re: Navy Federal PC Flagship to Platinum

Chilli — Tue, 03 Nov 2015 03:44:58 GMT

Congrats