topic Re: Barclay reported early. in Credit Cards

Barclay reported early.

Anonymous — Mon, 02 Nov 2015 23:37:08 GMT

Only $98.00 for water bill but I hate unusual reporting. Straight to sock drawer! All Barclay cards will never see daylight.

Re: Barclay reported early.

-Cal- — Tue, 03 Nov 2015 00:32:45 GMT

It's very well known that Barclay always reports pretty much immediately (within the first week or sometimes even the next day) after being approved for an account.

Re: Barclay reported early.

Anonymous — Tue, 03 Nov 2015 00:46:37 GMT

I had the account for 2 years

Re: Barclay reported early.

Anonymous — Tue, 03 Nov 2015 00:48:58 GMT

My statement always clsoed on the 15th. Nothing has changed. And bam, I receive a statement closed today.

Re: Barclay reported early.

CreditCuriosity — Tue, 03 Nov 2015 00:57:51 GMT

Fico has no memory.. Your score if hit at all will rebound next month.. Guessing you took a 1 or 2 point hit if any?

Re: Barclay reported early.

Anonymous — Tue, 03 Nov 2015 01:07:19 GMT

I know, but I don't like creditors playing games with me. I going to force Barclay to close my accounts for inactively.

Re: Barclay reported early.

mitchblue — Tue, 03 Nov 2015 01:11:26 GMT

Tough. Report early and no using CC any more? Unless you're going for auto loan or mortgage what's a couple points?

Re: Barclay reported early.

Anonymous — Tue, 03 Nov 2015 01:12:32 GMT

This is rather minor to be so worked up over. Have you called and inquired as to why this happened? Maybe there was a system glitch idk. Throwing every card in the SD over this seems a bit much. Really dont think Barclay or any other lender cares enough to sit around playing games with us. But thats just me.

Re: Barclay reported early.

Anonymous — Tue, 03 Nov 2015 01:14:28 GMT

It's the principal! My last statement closed on the 15th. The new statement closed on the 2nd. That's a 18 day statement cycle.

Re: Barclay reported early.

-Cal- — Tue, 03 Nov 2015 01:15:53 GMT

It's ninety eight dollars.... just saying.

Re: Barclay reported early.

Anonymous — Tue, 03 Nov 2015 01:16:21 GMT

I understand principle but again have you even attempted to reach out to Barclay for an explanation as to why this happened?

Re: Barclay reported early.

kdm31091 — Tue, 03 Nov 2015 01:16:36 GMT

Seems like a bit of overreacting to me. I mean, whats the big deal? A couple points on a score really dont matter in any significant way. This isnt impacting the card, rewards, or anything. Just doesnt seem like anything to be too upset over.

Re: Barclay reported early.

gdale6 — Tue, 03 Nov 2015 01:23:55 GMT

Lets all remember to be respectful in our posts. I thank you in advance.

http://ficoforums.myfico.com/t5/Credit-Cards/Forum-Etiquette/td-p/2905196

Re: Barclay reported early.

Anonymous — Tue, 03 Nov 2015 02:22:22 GMT

Is it really so bad that that your credit reports will clearly show you're actually using the card occasionally?

Re: Barclay reported early.

Anonymous — Tue, 03 Nov 2015 02:35:15 GMT

I have 30+ cards that I juggle. I don't like surprises.

Re: Barclay reported early.

NRB525 — Tue, 03 Nov 2015 05:27:45 GMT

@Anonymous wrote:
I have 30+ cards that I juggle. I don't like surprises.

How many of those cards report any balances?

Re: Barclay reported early.

Anonymous — Tue, 03 Nov 2015 07:44:18 GMT

@NRB525 wrote:
@Anonymous wrote:
I have 30+ cards that I juggle. I don't like surprises.
How many of those cards report any balances?

Only let one card report $5. This month I wanted bbr to report only, until Barclay screw that up by reporting early.

Re: Barclay reported early.

mitchblue — Tue, 03 Nov 2015 08:31:04 GMT

@Anonymous wrote:
@NRB525 wrote:
@Anonymous wrote:
I have 30+ cards that I juggle. I don't like surprises.
How many of those cards report any balances?
Only let one card report $5. This month I wanted bbr to report only, until Barclay screw that up by reporting early.

So don't let bbr report, problem solved. You're welcome.

Re: Barclay reported early.

Anonymous — Tue, 03 Nov 2015 08:43:21 GMT

In the world of credit, it's better to put careful thought and consideration into decisions & plans you make. Is it really worth getting frustrated over Barclay reporting $98 to the CRAs? Rash decisions are never good. Please take some time to think about it.

Re: Barclay reported early.

Anonymous — Tue, 03 Nov 2015 08:45:05 GMT

@Anonymous wrote:
This is rather minor to be so worked up over. Have you called and inquired as to why this happened? Maybe there was a system glitch idk. Throwing every card in the SD over this seems a bit much. Really dont think Barclay or any other lender cares enough to sit around playing games with us. But thats just me.