topic Re: Target Red and Hooters Question in Credit Cards

Target Red and Hooters Question

Breakthecycle2 — Wed, 22 Oct 2008 01:58:31 GMT

Do you think it would be poosible for me to get approved for these cards with these Ficos?

TU - 585

EQ - 594

EX - 570

One collection left on each, 2 CO from 2004

Re: Target Red and Hooters Question

Anonymous — Wed, 22 Oct 2008 02:12:45 GMT

recently got a cap1 and target with 8 unpaid baddies(4 ca 4 co) 2 secured accounts open under 6 months so i would think you have a decent chance

Re: Target Red and Hooters Question

Breakthecycle2 — Wed, 22 Oct 2008 02:18:05 GMT

I figured the Target I would, but I really want the Hooters card. I'll do a bit more research first I guess.

Re: Target Red and Hooters Question

Anonymous — Wed, 22 Oct 2008 04:54:22 GMT

hooters is a tu pull and looks like they like at least 6 months good history and upper 500\ lower 600 fico

Re: Target Red and Hooters Question

Anonymous — Wed, 22 Oct 2008 04:57:24 GMT

A couple other requirements for Hooters:

1) At least one (some say two) existing revolving account(s) in good standing. Instant denial otherwise. They will not be the first revolving account on one's report.

2) No new mortgage in the last few years (I can't remember the exact cutoff date). Instant denial otherwise.

Re: Target Red and Hooters Question

Anonymous — Wed, 22 Oct 2008 05:33:38 GMT

@Anonymous wrote:
A couple other requirements for Hooters:

1) At least one (some say two) existing revolving account(s) in good standing. Instant denial otherwise. They will not be the first revolving account on one's report.

2) No new mortgage in the last few years (I can't remember the exact cutoff date). Instant denial otherwise.

I got the Hooters card with no revolving accounts on my report...so you never know. I also got Target redcard the same day with similar scores to yours!

Re: Target Red and Hooters Question

Anonymous — Wed, 22 Oct 2008 05:36:25 GMT

Bella1980 wrote:
@Anonymous wrote:
A couple other requirements for Hooters:

1) At least one (some say two) existing revolving account(s) in good standing. Instant denial otherwise. They will not be the first revolving account on one's report.

2) No new mortgage in the last few years (I can't remember the exact cutoff date). Instant denial otherwise.

I got the Hooters card with no revolving accounts on my report...so you never know. I also got Target redcard the same day with similar scores to yours!

Congrats on the Hooters approval. There's a first time for everything, I suppose, but that would be the first time I have ever heard of a Hooters approval without at least one revolving account in good standing.

Re: Target Red and Hooters Question

MsKiwi — Wed, 22 Oct 2008 05:42:09 GMT

@Breakthecycle2 wrote:
Do you think it would be poosible for me to get approved for these cards with these Ficos?

TU - 585

EQ - 594

EX - 570

One collection left on each, 2 CO from 2004

Target, probably. I'd stay away from Hooters with that score.

Re: Target Red and Hooters Question

Anonymous — Wed, 22 Oct 2008 05:51:13 GMT

@Anonymous wrote:
@Anonymous wrote:
@Anonymous wrote:
A couple other requirements for Hooters:

1) At least one (some say two) existing revolving account(s) in good standing. Instant denial otherwise. They will not be the first revolving account on one's report.

2) No new mortgage in the last few years (I can't remember the exact cutoff date). Instant denial otherwise.

I got the Hooters card with no revolving accounts on my report...so you never know. I also got Target redcard the same day with similar scores to yours!

Congrats on the Hooters approval. There's a first time for everything, I suppose, but that would be the first time I have ever heard of a Hooters approval without at least one revolving account in good standing.

Yeah, I am not sure how I got it. I did have student loans in good standing but they are not revolving are they? I really think that it may have been a fluke though.

Re: Target Red and Hooters Question

scottie_mommy — Wed, 29 Oct 2008 20:05:18 GMT

@Anonymous wrote:
@Anonymous wrote:
A couple other requirements for Hooters:

1) At least one (some say two) existing revolving account(s) in good standing. Instant denial otherwise. They will not be the first revolving account on one's report.

2) No new mortgage in the last few years (I can't remember the exact cutoff date). Instant denial otherwise.

I got the Hooters card with no revolving accounts on my report...so you never know. I also got Target redcard the same day with similar scores to yours!

Wish I would have known before I applied....instand denial