topic The Cash-Back Chronicles in Credit Cards

The Cash-Back Chronicles

Blackbeauty212 — Thu, 05 Nov 2015 15:18:25 GMT

How good are you at Maximizing Cash Back with the Cards you have.....

Please detail:

How Much Yearly Total Cash Back Do You Earn
Across How Many Cards Does It Take You To Maximize
How Often Do You Reedem
How Do You Reedem (Statement Credit, Gift Cards, Check/DD)

Not Applicable:

No Bonuses for Meeting a Minimum Spend
No Counting Miles or Points earned, Must be COLD HARD CASH

I earn roughly ~500/600$ a year in CB between 2 cards .... Spread across 2 main cards:

Quicksilver Visa Signature = My Everyday Card, last year I earned 371$ in total Cashback

Quicksilver World MasterCard = My Card to send Auto Bill Payments To, last year I earned 186$ in total Cashback

This year I'm up to a collective 537$ in Total CB. I only Reedem at the End of the year, kind of use it as nice little present for myself, and I get my CB Directly Deposited..

Re: The Cash-Back Chronicles

Anonymous — Thu, 05 Nov 2015 15:57:12 GMT

i may regret posting in here because this'll be a super busy thread but:

i just use bonus categories and discover for 2% general spend

Re: The Cash-Back Chronicles

Anonymous — Thu, 05 Nov 2015 15:58:26 GMT

How Much Yearly Total Cash Back Do You Earn - 1230 redeemed this year, but that's with bonuses (have no idea how much without bonuses), ~200 are not redeemed yet
Across How Many Cards Does It Take You To Maximize 5 (Citi DC, Freedom, it, AmEx BCE, Sallie Mae)
How Often Do You Reedem One time per couple of month
How Do You Reedem (Statement Credit, Gift Cards, Check/DD)

Re: The Cash-Back Chronicles

Anonymous — Thu, 05 Nov 2015 16:05:24 GMT

in cash back since may (when i started) i have earned roughly $80 or so? and in MR points minus bonus maybe 6k points since april