topic Re: How long to wait between Auto CLI and SP CLI? in Credit Cards

How long to wait between Auto CLI and SP CLI?

Anonymous — Thu, 05 Nov 2015 16:05:51 GMT

I have a Citi DC card that I opened in Apr 2015.

Recently, at almost exactly 7 months, I recevied an auto CLI of $1500. This was two weeks ago.

Around the same time, the "Request Credit Line Increase" button went from wanting a HP and review to only a SP with immediate decision (asking for just yearly income and mortgage payment)

So, my question is, after getting a $1500 auto CLI 2 weeks ago, is it too soon to request the SP CLI?

Thanks.

Re: How long to wait between Auto CLI and SP CLI?

Anonymous — Thu, 05 Nov 2015 16:09:34 GMT

if they offer it then request it. if it says they'll obtain a copy of your report then it's a HP

Re: How long to wait between Auto CLI and SP CLI?

kuku4koco — Thu, 05 Nov 2015 16:11:06 GMT

If it's a SP, go for it. The most they can say is NO. Otherwise, I might consider waiting another 6 months. Goodluck!!

Re: How long to wait between Auto CLI and SP CLI?

Anonymous — Thu, 05 Nov 2015 16:27:41 GMT

@kuku4koco wrote:
If it's a SP, go for it. The most they can say is NO. Otherwise, I might consider waiting another 6 months. Goodluck!!

It's definitely a SP, but I wanted to make sure there was no minimum time between increases.

http://imgur.com/SgDC2kg

Re: How long to wait between Auto CLI and SP CLI?

Anonymous — Thu, 05 Nov 2015 16:31:20 GMT

you can always try but your report probably hasn't changed much in that two weeks

Re: How long to wait between Auto CLI and SP CLI?

Anonymous — Thu, 05 Nov 2015 16:34:41 GMT

@Anonymous wrote:
you can always try but your report probably hasn't changed much in that two weeks

Right, but they gave me a $1500 increase with no idea about my income. Now they're asking for my income. I'm hoping means they can give more, but I don't really need it, so I guess I'll wait.

Re: How long to wait between Auto CLI and SP CLI?

Anonymous — Thu, 05 Nov 2015 17:09:33 GMT

if your income is good then heck go for it bud i would