topic Re: Chase AARP questions in Credit Cards

Chase AARP questions

Anonymous — Tue, 03 Nov 2015 19:35:16 GMT

What is the minimum redemption amount for this card?

What AARP benefits have u used, or u find most useful for this card other than the 3% restaurant cash back?

Does the 3% cashback on restaurant include fast-food, bars, etc. or is it strictly just dine-in restaurants?

Re: Chase AARP questions

thelethargicage — Tue, 03 Nov 2015 20:10:06 GMT

You get 3% at restaurants, fast food, and places like Smoothie King and Starbucks (anything with MCCs 5812 and 5814).

If you get an actual AARP membership, you get 15% off at Outback, Carrabbas, Bonefish Grill and Dennys everyday, $5 off $25+ At Toys R Us, 10% off your AT&T bill, etc.

Re: Chase AARP questions

thelethargicage — Tue, 03 Nov 2015 20:11:24 GMT

Not sure about bars, but I'm sure they qualify. Oh, and you don't need to be 50+ to get an AARP membership. However, membership is not necessary to get the card

Re: Chase AARP questions

CreditCuriosity — Tue, 03 Nov 2015 21:24:18 GMT

@thelethargicage wrote:
Not sure about bars, but I'm sure they qualify. Oh, and you don't need to be 50+ to get an AARP membership. However, membership is not necessary to get the card

My CSP is my BAR card as I get 2x ur on all drinks. So assume AARP is same

Re: Chase AARP questions

Anonymous — Tue, 03 Nov 2015 23:08:26 GMT

What is the minimum redemption for this card? Or is it any amount like the Quicksilver?

Re: Chase AARP questions

Anonymous — Thu, 05 Nov 2015 23:06:30 GMT

Bump, does anyone know the minimum redemption for this card?

Also, can anyone upload an image of their card (account numbers censored or blurred of course)?

Re: Chase AARP questions

Anonymous — Thu, 05 Nov 2015 23:18:47 GMT

Minimum redemption is $20. Sort of an odd request on the card image, but I will oblige!

Re: Chase AARP questions

CreditCuriosity — Thu, 05 Nov 2015 23:21:56 GMT

@Anonymous wrote:
Minimum redemption is $20. Sort of an odd request on the card image, but I will oblige!

Where is your AARP #? lol.. Not 55 or whatever yet.. You know you can join in your 20's

Re: Chase AARP questions

Anonymous — Thu, 05 Nov 2015 23:27:50 GMT

I am in my 20s! I just left the membership number question blank when I applied for the card. I used to get AARP letters all the time after I got approved for the card. Fewer recently, though.

Re: Chase AARP questions

CreditCuriosity — Thu, 05 Nov 2015 23:31:40 GMT

@Anonymous wrote:
I am in my 20s! I just left the membership number question blank when I applied for the card. I used to get AARP letters all the time after I got approved for the card. Fewer recently, though.

I know was giving you a rough time

Re: Chase AARP questions

Anonymous — Thu, 05 Nov 2015 23:32:18 GMT

thanks jaylau again. I was trying to see how shiny it is. it's shiny and eye-catching just like the Freedom.

Re: Chase AARP questions

Anonymous — Thu, 05 Nov 2015 23:36:35 GMT

@Anonymous wrote:
thanks jaylau again. I was trying to see how shiny it is. it's shiny and eye-catching just like the Freedom.

The AARP card is stunning. My picture from my crappy camera doesn't do it justice. It may be weird, but sometimes I take my nicest looking cards out just to look at them - the most frequent choices are AARP and US Bank Cash+ (the latter is so shiny I can see my reflection in it!)

Re: Chase AARP questions

Anonymous — Thu, 05 Nov 2015 23:40:42 GMT

@Anonymous wrote:
@Anonymous wrote:
thanks jaylau again. I was trying to see how shiny it is. it's shiny and eye-catching just like the Freedom.
The AARP card is stunning. My picture from my crappy camera doesn't do it justice. It may be weird, but sometimes I take my nicest looking cards out just to look at them - the most frequent choices are AARP and US Bank Cash+ (the latter is so shiny I can see my reflection in it!)

The reason I'm asking about the AARP is because I wanna apply for it haha but I also want a second BBR. I don't want to apply for too many cards, racking up a bunch of new accounts and inquiries scaring Barclays. My Sallie Mae is only 1 month old, but it's my favorite card so I dont want to get it closed. I'm on the fence about either the AARP or a second BBR then i'm in the garden.

Re: Chase AARP questions

kdm31091 — Thu, 05 Nov 2015 23:45:00 GMT

@Anonymous wrote:
@Anonymous wrote:
@Anonymous wrote:
thanks jaylau again. I was trying to see how shiny it is. it's shiny and eye-catching just like the Freedom.
The AARP card is stunning. My picture from my crappy camera doesn't do it justice. It may be weird, but sometimes I take my nicest looking cards out just to look at them - the most frequent choices are AARP and US Bank Cash+ (the latter is so shiny I can see my reflection in it!)

The reason I'm asking about the AARP is because I wanna apply for it haha but I also want a second BBR. I don't want to apply for too many cards, racking up a bunch of new accounts and inquiries scaring Barclays. My Sallie Mae is only 1 month old, but it's my favorite card so I dont want to get it closed. I'm on the fence about either the AARP or a second BBR then i'm in the garden.

One solution is to just wait. I know you want a card now, but (in most cases) they aren't going anywhere. That said, I think worrying about AA is unnecessary because if it happens, it happens. You don't need to increase your risk, though...just wait. Let your new accounts establish themselves for awhile then go for a second BBR or AARP.

Re: Chase AARP questions

Anonymous — Thu, 05 Nov 2015 23:46:45 GMT

not an odd request at all. I like the opalescence

Re: Chase AARP questions

Anonymous — Sat, 05 Dec 2015 11:29:01 GMT

This card actually looks pretty good, 3% on restaurants and gas with no annual fee. Couple questions ..

1, does the chase 5/24 rule apply to this card?

2, if rejected, what am I suppose to tell the credit analyst instead of "I'm 22 and I have retired"?

3, how does the rewards system work on this card and redemption value?

Thanks!

Re: Chase AARP questions

OmarGB9 — Sat, 05 Dec 2015 14:49:36 GMT

I can address the first couple of questions. Don't know about the third as I don't have the card.

1) No, 5/24 rule doesn't apply to cobranded cards.
2) Credit analysts would talk to your about your credit and profile, not your age and whether you should qualify for AARP.

Re: Chase AARP questions

Anonymous — Sat, 05 Dec 2015 16:30:56 GMT

Thanks for asking this, I was about to post something really similar. Seriously tempted by the $200 bonus, even though I don't *need* another card at this point. And I've been wondering what the card looks like too, so thanks to the person who posted a picture! I kept on seeing references to the card being "pretty," but all the pictures I was seeing online were pretty boring

Re: Chase AARP questions

Anonymous — Sat, 05 Dec 2015 16:37:39 GMT

Thanks for the reply!

Gonna flip a coin to see if I should apply

Re: Chase AARP questions

tntexans72 — Sat, 05 Dec 2015 17:41:12 GMT

Debating between this card, Hyatt or Marriott. Oh the madness!