topic Re: APR reduction success (sorta) in Credit Cards

APR reduction success (sorta)

icyhot — Thu, 05 Nov 2015 23:50:51 GMT

Cap One lowered my Venture APR to 17.99 for 6 months then back to 22.99. No big deal I don't carry a balanced on it

Amex lowered Delta from 19.24 to 17.24 and Hilton to 17.74. I was *almost* a jerk and said "so you can't give me a measly .5%???" But it's better than nothing lol.

Re: APR reduction success (sorta)

kdm31091 — Thu, 05 Nov 2015 23:53:16 GMT

Capital One's temporary reductions (I recently got one too) honestly strike me as almost more lame than not giving anything. If you're going to give someone a "promo", at least make the APR significantly lower, like 10% or 5% or even 0%. Giving a temporary reduction of a few percent is basically meaningless.

Re: APR reduction success (sorta)

icyhot — Thu, 05 Nov 2015 23:55:07 GMT

Right? I just asked for one just to say I did. I made the mistake of carrying a balance over ONCE and they bit me so hard

Re: APR reduction success (sorta)

Anonymous — Fri, 06 Nov 2015 00:06:18 GMT

Congrats! Something is better than nothing

I just tried to get my 24.9% quicksilver reduced, and nada zip zilch nothing.

yet my 3 month old delta gold got a 3% reduction easily. It all varies.

Keep trying with the amex. I was just elated to see folks on here with 6-9% APR on an amex.