topic Re: Does Discover still delay reporting after CLI? in Credit Cards

Does Discover still delay reporting after CLI?

CreditMuppet — Tue, 20 Oct 2015 14:28:28 GMT

Hello Myficoer's!

Does DIscover still delay reporting of a credit line for 1 statement after a CLI? I know they use to, but is this still the case?

Thanks All !!

Re: Does Discover still delay reporting after CLI?

AKO17 — Tue, 20 Oct 2015 14:34:16 GMT

I can tell you they delayed the CLD I got about a month ago. It took 2-3 weeks to report, and has not actually reported to all 3 CRAs yet. Hope that helps.

Re: Does Discover still delay reporting after CLI?

ojefferyo — Tue, 20 Oct 2015 17:01:26 GMT

Mine has report every single month even with a CLI, which has been for the past few months in a row

Re: Does Discover still delay reporting after CLI?

gdale6 — Tue, 20 Oct 2015 20:22:45 GMT

@CreditMuppet wrote:
Hello Myficoer's!
Does DIscover still delay reporting of a credit line for 1 statement after a CLI? I know they use to, but is this still the case?

Thanks All !!

No, that glitch has been fixed.

Re: Does Discover still delay reporting after CLI?

joshkm — Tue, 20 Oct 2015 21:11:40 GMT

They've done that to me in the past, but my CLI reported right away this month and I paid my balance down to $0 before my statement cut. I didn't think it'd show up until next month but they must have changed things.

Re: Does Discover still delay reporting after CLI?

Anonymous — Fri, 06 Nov 2015 06:50:11 GMT

Didin't know they do such a thing. My discover cards report at least once a month, usually right after statement cut.

Re: Does Discover still delay reporting after CLI?

bigpoppa09 — Fri, 06 Nov 2015 08:25:12 GMT

DISCOVER WILL report off cycle anytime u want call and ask.

Re: Does Discover still delay reporting after CLI?

Anonymous — Fri, 06 Nov 2015 10:23:59 GMT

Bigpoppa09 - That's awesome info right there. Thank you!

Re: Does Discover still delay reporting after CLI?

CreditMuppet — Mon, 09 Nov 2015 00:22:40 GMT

UPDATE: So my big plan was to take advantage of the Discover non reporting status after a CLI so I could use my Discover card, during a mortgage refinance, so it would not report and hence effect my DTI Unfortunately Discover do indeed now report after a CLI, therefore I had to pay if off before the statement balance. Thanks to everyone who responded.

Re: Does Discover still delay reporting after CLI?

Anonymous — Mon, 09 Nov 2015 00:38:49 GMT

Mine have always reported at statement cut following the CLI.