topic Re: Thank you Premier flexible spending in Credit Cards

Thank you Premier flexible spending

Discover2016 — Wed, 21 Oct 2015 19:30:35 GMT

I was reviewing my TU and EQU credit reports and I noticed the Premier shows up as flexible spending credit card! My Double Cash which is also a WEMC just shows as "credit card". Also my Ritz and CSP show as flexible spending, those I expected to be flexible spending, but was surprised by the Premier given its low CL of 2K

Re: Thank you Premier flexible spending

thelethargicage — Wed, 21 Oct 2015 19:36:40 GMT

@Discover2016 wrote:
I was reviewing my TU and EQU credit reports and I noticed the Premier shows up as flexible spending credit card! My Double Cash which is also a WEMC just shows as "credit card". Also my Ritz and CSP show as flexible spending, those I expected to be flexible spending, but was surprised by the Premier given its low CL of 2K

From what I understand, the only Citi cards that report as "Flexible Spending" are the ones with an annual fee, regardless of limit. That's why even WEMC DCs report as just "Credit Card", even if the CL is over $5K. I look at them as "fake" WMCs/WEMCs.

Re: Thank you Premier flexible spending

galahad15 — Wed, 21 Oct 2015 22:01:32 GMT

@thelethargicage wrote:
From what I understand, the only Citi cards that report as "Flexible Spending" are the ones with an annual fee, regardless of limit. That's why even WEMC DCs report as just "Credit Card", even if the CL is over $5K. I look at them as "fake" WMCs/WEMCs.

I currently have an AF-free TY Preferred WMC that reports as flexible-spending status -- although it was originally converted from being a Citi Premier Pass WMC (now-discontinued product); not sure if maybe that has something to do with it?

Re: Thank you Premier flexible spending

Anonymous — Fri, 06 Nov 2015 06:41:41 GMT

False. My Dividend WEMC has no AF and reports as FSCC.

Re: Thank you Premier flexible spending

takeshi74 — Fri, 06 Nov 2015 15:54:52 GMT

@Discover2016 wrote:
but was surprised by the Premier given its low CL of 2K

The CL you qualify for and whether or not a credit card is NPSL are two entirely different things.