https://ficoforums.myfico.com/t5/Credit-Cards/Should-I-ask-for-the-25K/m-p/4316205#M1232434 No baddies, collections or lates. Scores in upper 600s-700s. Sat, 07 Nov 2015 01:09:44 GMT Anonymous 2015-11-07T01:09:44Z https://ficoforums.myfico.com/t5/Credit-Cards/Should-I-ask-for-the-25K/m-p/4314607#M1232365 <P>I just had an AR done by NFCU on 10-27-15.&nbsp; I'm wondering should I go ahead and ask for 25K?&nbsp; I have a nRewards card that I got a 10K increase on just after my last AR which was 9-1-2015.&nbsp; Should I go for it or wait.</P> Fri, 06 Nov 2015 02:58:02 GMT https://ficoforums.myfico.com/t5/Credit-Cards/Should-I-ask-for-the-25K/m-p/4314607#M1232365 Anonymous 2015-11-06T02:58:02Z https://ficoforums.myfico.com/t5/Credit-Cards/Should-I-ask-for-the-25K/m-p/4315156#M1232366 <P>Insufficient info to make a meaningful recommendation. &nbsp;It's not just the AR that matters but your credit and income versus the creditor's criteria. &nbsp;Your call.</P> Fri, 06 Nov 2015 15:18:10 GMT https://ficoforums.myfico.com/t5/Credit-Cards/Should-I-ask-for-the-25K/m-p/4315156#M1232366 takeshi74 2015-11-06T15:18:10Z https://ficoforums.myfico.com/t5/Credit-Cards/Should-I-ask-for-the-25K/m-p/4316202#M1232431 This is my experience:<BR /><BR />Went from $2K to $10K back in August. ☺️<BR />Requested a CLI to 25K on my Visa Sig cash rewards yesterday and got the 3-5 day message. Called 2 hrs and was told it was denied. When I settled down night I uploaded my last 2 check stubs and a nice message for reconsideration. Received a message a hr ago and they didn't grant me the full CLI but I went from $10K to $15K. Hard pull wasn't wasted after all ☺️ Utilization at 40%. Overall utilization at 15% Sat, 07 Nov 2015 01:08:01 GMT https://ficoforums.myfico.com/t5/Credit-Cards/Should-I-ask-for-the-25K/m-p/4316202#M1232431 Anonymous 2015-11-07T01:08:01Z https://ficoforums.myfico.com/t5/Credit-Cards/Should-I-ask-for-the-25K/m-p/4316204#M1232433 basically just ask and see what they come back to you with. look at the NFCU thread creditaddict made Sat, 07 Nov 2015 01:09:41 GMT https://ficoforums.myfico.com/t5/Credit-Cards/Should-I-ask-for-the-25K/m-p/4316204#M1232433 Anonymous 2015-11-07T01:09:41Z https://ficoforums.myfico.com/t5/Credit-Cards/Should-I-ask-for-the-25K/m-p/4316205#M1232434 No baddies, collections or lates. Scores in upper 600s-700s. Sat, 07 Nov 2015 01:09:44 GMT https://ficoforums.myfico.com/t5/Credit-Cards/Should-I-ask-for-the-25K/m-p/4316205#M1232434 Anonymous 2015-11-07T01:09:44Z https://ficoforums.myfico.com/t5/Credit-Cards/Should-I-ask-for-the-25K/m-p/4316206#M1232435 you may or may not get it but it's worth asking. they'll send a counter later Sat, 07 Nov 2015 01:10:08 GMT https://ficoforums.myfico.com/t5/Credit-Cards/Should-I-ask-for-the-25K/m-p/4316206#M1232435 Anonymous 2015-11-07T01:10:08Z https://ficoforums.myfico.com/t5/Credit-Cards/Should-I-ask-for-the-25K/m-p/4321215#M1234416 <P>I opened my NFCU cashRewards in November 2014 and I think my SL was 10k, the highest of any card I had at the time. Around May 2015 I asked for CLI and they bumped me to 12.5 stating that was all the credit the could extend me at that time. A few weeks ago I bit the bullet for another HP CLI and got the 3-5 day message. I left it alone and they bumped me to 25k. I LOVE making NFCU my main banking /CC.</P><P>&nbsp;</P><P>If you want it and a HP won't devastate you, I say go for it.</P> Tue, 10 Nov 2015 06:07:14 GMT https://ficoforums.myfico.com/t5/Credit-Cards/Should-I-ask-for-the-25K/m-p/4321215#M1234416 BLAIX 2015-11-10T06:07:14Z