topic Re: Cap 1 pulls in Credit Cards

Cap 1 pulls

Anonymous — Thu, 12 Nov 2015 04:45:10 GMT

Now I know Cap 1 pulls all 3 just wondering which one do they actually focus on? or they review with all 3 or just specific on each?

Re: Cap 1 pulls

Anonymous — Thu, 12 Nov 2015 04:47:56 GMT

IIRC they focus on Equifax.

Not 100% sure though, maybe others will know better than me.

Re: Cap 1 pulls

Anonymous — Thu, 12 Nov 2015 04:48:15 GMT

they have no primary focus when it comes to applying for a new account. they all weigh the same to them.

Re: Cap 1 pulls

Anonymous — Thu, 12 Nov 2015 04:52:12 GMT

@Anonymous wrote:
they have no primary focus when it comes to applying for a new account. they all weigh the same to them.

Thanks appreciate it.

Re: Cap 1 pulls

Anonymous — Thu, 12 Nov 2015 04:56:50 GMT

when i got my first ever denial from them it was from info on each report rather big or small

Re: Cap 1 pulls

SunriseEarth — Thu, 12 Nov 2015 09:09:18 GMT

Posts advocating the use of freezes on CRs as a means to manipulate application results have been removed from this thread. Please note that this practice does not meet the ethical standards of the myFICO Forums; advocation of this practice is considered a violation of TOS. Additionally, it is worth noting that creditors may require a temporary lift of a CR freeze in order to evaluate your credit history, even if other CRs are available. This practice is not only ethically questionable but is potentially a waste of time and money.

SunriseEarth

Moderator