topic Re: Comenity Pulls in Credit Cards

Comenity Pulls

Cotton_Britches — Fri, 13 Nov 2015 16:58:37 GMT

Does Comenity still pull mainly Equifax or has that changed? I want to make sure I unfreeze the correct bureau.

Re: Comenity Pulls

ddemari — Fri, 13 Nov 2015 17:49:04 GMT

Comenity usually pulls EQ for the hard pull and they also soft pull EX. I would try and have your EX and EQ unfroozen when applying to ensure you don't get the app messed up with them.

Re: Comenity Pulls

Anonymous — Fri, 13 Nov 2015 18:04:05 GMT

For Barney's they pull Experian.

Re: Comenity Pulls

Anonymous — Fri, 13 Nov 2015 18:16:50 GMT

Victoria's Secret they pull Experian

Re: Comenity Pulls

CreditCuriosity — Fri, 13 Nov 2015 20:24:03 GMT

They pulled Exp for my Total Rewards but known primarily as an EQ puller

Re: Comenity Pulls

FinStar — Fri, 13 Nov 2015 20:52:29 GMT

They pulled EX for me with Sportsman's Guide back in August

Re: Comenity Pulls

ddemari — Fri, 13 Nov 2015 21:02:42 GMT

@FinStar wrote:
They pulled EX for me with Sportsman's Guide back in August

Since I am not sure what card OP is looking into, I can share my experience going back to my first comenity card, Jcrew.

Jcrew- cold apped, instantly approved EQ pull

Overstock.com - SCT, soft pull on EQ

HSN.com- SCT, soft pull on EQ

iComfort- SCT, soft pull on EQ

Barneys, cold apped, instantly approved soft pulled EX and hard pulled EX

Pier1, cold apped, instantly approved, Hard pull on EX

Total Rewards Visa, SCT, hard pull on EQ

Modell's Visa, SCT, hard pull on EQ

FRN MC, SCT, hard pull on EQ

Dsw Visa, cold apped, instantly approved, hard pull on EQ

Credo Visa, cold apped, instantly approved, hard pull on EQ

True Value Discover, cold apped, instantly approved, hard pull on EX

Virgin America Visa, cold apped, instantly approved, soft pull on EX and hard pull on EQ

Sport's Man Guide Visa, SCT, soft pull on EQ. no hard pull has showed up on either EX or EQ still

Re: Comenity Pulls

FinStar — Fri, 13 Nov 2015 21:12:23 GMT

And Comenity loves ddemari

Re: Comenity Pulls

ddemari — Fri, 13 Nov 2015 21:18:24 GMT

@FinStar wrote:
And Comenity loves ddemari

I hope they keep it that way, too!

Re: Comenity Pulls

Anonymous — Sat, 14 Nov 2015 15:29:16 GMT

@ddemari wrote:
Comenity usually pulls EQ for the hard pull and they also soft pull EX. I would try and have your EX and EQ unfroozen when applying to ensure you don't get the app messed up with them.

Solid advice.

Re: Comenity Pulls

Jerry45 — Sat, 14 Nov 2015 15:36:40 GMT

EQ for Comenity