topic Re: SHOUT OUT TO CAP1 😃 in Credit Cards

SHOUT OUT TO CAP1 😃

youngman1234 — Sun, 15 Nov 2015 15:19:59 GMT

I really have to give a shout out to Cap1.. I'm in love with this bank, truly best cc lender after Amex...

When I started with credit I hated cap1 with my 500<750 starter limit and no Cli after that. And now all of the sudden in the past 2 years they are big time prime lenders and going after the prime spending versus the sub prime...

It's funny

2010 cap1 total limit: $750...lol
2015 cap1 total limit: $130k... 😎

Re: SHOUT OUT TO CAP1 😃

Anonymous — Sun, 15 Nov 2015 15:27:30 GMT

@youngman1234 wrote:
I really have to give a shout out to Cap1.. I'm in love with this bank, truly best cc lender after Amex...

When I started with credit I hated cap1 with my 500<750 starter limit and no Cli after that. And now all of the sudden in the past 2 years they are big time prime lenders and going after the prime spending versus the sub prime...

It's funny

2010 cap1 total limit: $750...lol
2015 cap1 total limit: $130k... 😎

Wow! Big change!

Re: SHOUT OUT TO CAP1 😃

baller4life — Sun, 15 Nov 2015 15:43:58 GMT

Whoa that's a massive change!! 😉😉

Re: SHOUT OUT TO CAP1 😃

NRB525 — Sun, 15 Nov 2015 17:07:22 GMT

Congratulations, indeed a massive increase.

Can you break down which cards you have that make up that $130k?

Re: SHOUT OUT TO CAP1 😃

Creditdreamer — Sun, 15 Nov 2015 17:24:06 GMT

Wow. Congrats! That's crazy!

Re: SHOUT OUT TO CAP1 😃

Anonymous — Sun, 15 Nov 2015 18:16:22 GMT

@NRB525 wrote:
Congratulations, indeed a massive increase.
Can you break down which cards you have that make up that $130k?

This would be useful. Hope OP is not one of those people with like 4 of the same card each.

Re: SHOUT OUT TO CAP1 😃

youngman1234 — Sun, 15 Nov 2015 18:47:25 GMT

Break down as follows:

1. Biz Spark Cash- 50k
2. Biz Spark Cash- 40k
3. Biz Spark Miles -5k
4. Quicksilver -30k
5. Venture -5k

Re: SHOUT OUT TO CAP1 😃

Anonymous — Sun, 15 Nov 2015 18:51:14 GMT

Good for you! How many Cap1 cards is the 130k spread across?

Re: SHOUT OUT TO CAP1 😃

CreditMagic7 — Sun, 15 Nov 2015 18:56:21 GMT

@youngman1234 wrote:
Break down as follows:

1. Biz Spark Cash- 50k
2. Biz Spark Cash- 40k
3. Biz Spark Miles -5k
4. Quicksilver -30k
5. Venture -5k

Awesome! Capital One has easily assumed top lender position in this camp too after a similar boot camp experience with me at first.

Like the commercial says with some lenders "Why put up with all that?"

They knock 'em cold. I dunno how they do it but only hope they continue and become even more aggressive with customer satisfaction.

Re: SHOUT OUT TO CAP1 😃

youngman1234 — Sun, 15 Nov 2015 19:03:23 GMT

5 cards

Re: SHOUT OUT TO CAP1 😃

Anonymous — Sun, 15 Nov 2015 20:27:20 GMT

Awesome! What are your scores and how many inquiries did you incurr to get them?

I have always longed for a spark, even with the AF, it beats the venture and quicksilver every time so long as you have the spend.

Have you thought about combining any of them? What other cards do you have?

Re: SHOUT OUT TO CAP1 😃

Anonymous — Sun, 15 Nov 2015 20:38:21 GMT

@youngman1234 wrote:
Break down as follows:

1. Biz Spark Cash- 50k
2. Biz Spark Cash- 40k
3. Biz Spark Miles -5k
4. Quicksilver -30k
5. Venture -5k

Amazing.. Good job and enjoy it.

Re: SHOUT OUT TO CAP1 😃

OmarGB9 — Mon, 16 Nov 2015 02:53:21 GMT

Grats

Re: SHOUT OUT TO CAP1 😃

youngman1234 — Mon, 16 Nov 2015 04:37:23 GMT

My scores are between 720-760, but cap 1 credit tracker tells me 785 lol. Honestly I don't even look at inquires.. I am waiting for my sparks to age a little and then go for the manual review to see if they can give me upwards 100k..

Re: SHOUT OUT TO CAP1 😃

youngman1234 — Mon, 16 Nov 2015 04:41:34 GMT

I have a good amount of cards:

1. Boa -110k (3 cards combined)
2. Cap1- 130k
3. Barclays -40k
4. PayPal extra- 60k
5. Citi- 24k
6. Penfed - 50k ( 2 cards and a loc)
7. Alliant -15k
8. Andrews -7.k
9. Discover -35k
10. Plus a bunch of biz Cards with charging power of 500-700k

Re: SHOUT OUT TO CAP1 😃

FinStar — Mon, 16 Nov 2015 04:55:21 GMT

@youngman1234 wrote:
I have a good amount of cards:

1. Boa -110k (3 cards combined)
2. Cap1- 130k
3. Barclays -40k
4. PayPal extra- 60k
5. Citi- 24k
6. Penfed - 50k ( 2 cards and a loc)
7. Alliant -15k
8. Andrews -7.k
9. Discover -35k
10. Plus a bunch of biz Cards with charging power of 500-700k

Your list is missing Iberia and/or Simmons. Did you get rid of those? It looks like you added a couple others in place of the latter?

Re: SHOUT OUT TO CAP1 😃

Cotton_Britches — Mon, 16 Nov 2015 05:42:11 GMT

I'm rebuilding and just got approved for a Cap One @ $300. It's a start!

Re: SHOUT OUT TO CAP1 😃

FinStar — Mon, 16 Nov 2015 05:47:11 GMT

@Cotton_Britches wrote:
@I'm rebuilding and just got approved for a Cap One @ $300. It's a start!

Gotta start somewhere so any approval is better than nothing. Congrats on the achievement!