Amex Exposure

Anonymous — Mon, 16 Nov 2015 20:25:51 GMT

I know that ymmv, but what are everyone's max exposure with Amex without a FR? I just got my third card with them which puts my combined Amex limits at $45k, but haven't heard about a financial review yet. Income is around $75k for reference, scores in the 720s right now.

Re: Amex Exposure

DeeBee78 — Mon, 16 Nov 2015 22:07:46 GMT

@Anonymous wrote:
I know that ymmv, but what are everyone's max exposure with Amex without a FR? I just got my third card with them which puts my combined Amex limits at $45k, but haven't heard about a financial review yet. Income is around $75k for reference, scores in the 720s right now.

Well, I remember hearing a lot of things about $45k-ish being the magical overall amount to trigger a FR, so you could be close.

Most people seem to hit an income verification (not FR) requirement when they request a CLI that will take an individual card over $25k.

topic Re: Amex Exposure in Credit Cards

Amex Exposure

Re: Amex Exposure